CarShield Reviews
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About CarShield
CarShield is an extended warranty provider that offers customizable vehicle service contracts (VSCs) for new and used cars. It also provides specialized coverage for electric vehicles (EVs), motorcycles and ATVs. Most of its plans come with 24/7 roadside assistance, towing services and rental vehicle reimbursement. CarShield is available in all states except California.
Visit carshield.com- More plans than many competitors offer
- Plans start at $99 per month
- Month-to-month and price-locked plans available
- Covers cars for up to 325,000 miles
- Rental reimbursement is limited
- Quote only available over the phone
Helpful Reviews
How does CarShield work?
CarShield works by offering vehicle service contracts for new and used vehicles, including motorcycles, ATVs and electric vehicles. The company has seven contract options, all of which are available on a month-to-month basis, so you won’t need to be locked into a long-term commitment.
Contracts are available in English and Spanish, and most warranties are transferable to a new owner if you sell your car. All CarShield plans also include access to a mobile app that allows you to manage your plan, request roadside assistance and get exclusive rewards.
CarShield coverage and plans
CarShield has seven coverage plans available for both new and used vehicles. Its protection ranges from powertrain to bumper-to-bumper coverage. CarShield’s plans include:
| Plan | What it is | Who it’s best for |
|---|---|---|
| Aluminum | Covers electrical and computer-related problems such as the engine control module, starter, alternator, navigation/GPS and electrical system | Tech-heavy or hybrid vehicles |
| Silver | Basic powertrain plan that covers the engine, transmission, drive axles, transfer case and water pump | Budget-conscious owners |
| Gold Select | Covers the engine, transmission, AC, starter, alternator, power window motors and water pump | Vehicles over 100,000 miles |
| Platinum | Covers the engine, transmission, AC, electrical system, fuel pump, starter, water pump and more | High-mileage or aging vehicles |
| Diamond | Bumper-to-bumper plan that covers nearly all mechanical and electrical components | Newer vehicles out of factory warranty |
| EV | Specialized coverage for fully electric vehicles | Electric vehicles |
| Motorcycle and ATV | Specialized coverage for motorcycles and ATVs | Motorcycles and ATVs |
Compare CarShield coverage by plan
Compare CarShield’s coverage by plan in the table below. Note that the table only contains the largest or most popular covered items and doesn’t list all parts for each plan. For more details on what exactly each plan covers, talk to a CarShield representative or review a sample contract on its website.
| Coverage | Aluminum | Silver | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| Engine | |||||
| Transmission | |||||
| Drive axle | |||||
| Transfer case | |||||
| Seals/gaskets | |||||
| Turbocharger/ supercharger | |||||
| Heating system | |||||
| Cooling system | |||||
| Air conditioning | |||||
| Brakes | |||||
| Suspension | |||||
| Steering | |||||
| Fuel system | |||||
| Electrical components | |||||
| GPS | |||||
| High-tech components | |||||
| Plan name | Aluminum | Silver | Gold | Platinum | Diamond |
| Availability | Most states (not CA) | Most states (not CA) | Most states (not CA) | Most states (not CA) | Most states (not CA) |
| Waiting period | 20 days and 500 miles | 20 days and 500 miles | 20 days and 500 miles | 20 days and 500 miles | 20 days and 500 miles |
| Roadside assistance | |||||
| Rental car reimbursement | |||||
| Vehicle age limit | 25 years | 25 years | 25 years | 25 years | 25 years |
| Maximum mileage | 300,000 | 300,000 | 300,000 | 300,000 | 300,000 |
For motorcycle plans, you’ll get coverage for the engine, transmission, drive axle, starter, alternator, power windows, fuel pump, radiator, fuel injector, electrical components, brakes, instrument cluster and NAV/backup camera. For EV plans, you’ll get coverage for the electrical drive unit, electrical system, battery pack and more.
CarShield benefits
All plans include roadside assistance, towing coverage and rental car reimbursement, and some plans also offer trip interruption coverage. You’ll also get access to CarShield’s mobile app and a map locator that shows repair facilities with Automotive Service Excellence (ASE) certification.
CarShield exclusions
CarShield's vehicle service contracts have certain exclusions across all plans:
- Wear-and-tear items: Brake pads, tires, wiper blades, filters, belts, hoses, bulbs, batteries
- Routine maintenance: Oil changes, fluid flushes, alignments, tuneups, spark plugs
- Cosmetic damage: Paint, upholstery, trim, body panels, rust, dents, scratches
- Preexisting conditions: Issues present before coverage begins
- Negligence-related issues: Damage from lack of maintenance, misuse, unauthorized modifications
- Environmental damage: Floods, fires, hail, earthquakes, animal damage, vandalism, theft
- Unauthorized repairs: Work done without prior approval or repairs done at non-ASE-certified shops
CarShield cost
CarShield costs typically range between $110 and $170 per month, or $1,320 to $2,040 per year, according to our research. For context, the average extended auto warranty costs around $1,000 per year of coverage for a bumper-to-bumper plan. That would make CarShield’s plans more expensive than average costs.
In general, costs depend on your coverage level, the deductible and the vehicle’s make, model, age and mileage. To get more precise pricing, it’s best to contact CarShield. You can get a free quote by submitting your information via an online form or by calling CarShield directly.
You may be able to buy coverage on a month-to-month basis at a price-locked rate. That means that your monthly price will never increase once you begin your coverage, and your protection lasts only as long as you want it to.
Deductibles
CarShield’s deductibles range from $0 to $250, and different deductible amounts are available for certain plans. You’ll pay a deductible whenever you file a claim. If you choose a higher deductible, you’ll pay a lower monthly cost.
How to file a claim with CarShield
To file a claim with CarShield, take your vehicle to an in-network repair shop, provide your coverage details to the service manager and let them contact the CarShield claims center. If your vehicle is not functional, you can call roadside assistance to arrange for towing to a repair shop. The shop will handle the claim process from there.
Here’s a step-by-step process for filing a claim with CarShield:
- Find an in-network repair shop. CarShield has a network of thousands of repair shops in the U.S. and Canada. You can visit any ASE-certified mechanic or dealership. You can also search for a local in-network repair center at ShieldRepairNetwork.com or by calling 1-800-852-2502 for assistance.
- Take your vehicle to the shop. If your car is functional, bring it to any network shop in your area. If not, call roadside assistance at 1-866-222-7869 for towing, which is included in all of CarShield’s contracts.
- Provide your contract. Give your contract to the service manager or certified technician. They’ll diagnose the problem, but they shouldn’t start performing any work.
- Allow the repair shop to handle the claim. The shop will contact the CarShield claims department directly. The claims administrator will determine what’s covered under your plan.
- Get approval. Once CarShield approves your claim, the repair shop will start working on your car. CarShield will then pay the repair facility directly. You will be responsible for paying your deductible and any costs not approved or covered by your contract.
If your contract comes with rental car benefits, CarShield will provide a rental while your vehicle is being fixed. Some plans may be eligible for rideshare reimbursement instead of a rental car.
CarShield cancellation policy
CarShield’s cancellation policy states that you can cancel your contract either by submitting a cancellation request in writing to the address provided in your contract or verbally by calling the phone number listed in your contract.
If you cancel within one month of the purchase date and you haven’t filed any claims, you’ll get a full refund of your contract. If you cancel after one month, you’ll get a prorated refund.
CarShield FAQ
Does CarShield cover electrical problems?
Yes, CarShield covers electrical systems on all plans except Silver and Gold Select plans, though more items will likely be covered under the Diamond or Platinum plans, which provide more comprehensive coverage.
What doesn’t CarShield cover?
CarShield doesn’t cover preexisting conditions, routine maintenance items or breakdowns caused by abuse, misuse, neglect, lack of maintenance, acts of nature or accidents. Each plan also has specific parts it will and won’t cover, so check your plan for more details.
Are there limitations on which repair shops I can use with CarShield?
There are some limitations on which repair shops you can use with CarShield in that you’ll need to get your repairs done at an ASE-certified mechanic or repair facility. However, customers are advised to confirm shop eligibility with CarShield before authorizing repairs by going online to ShieldRepairNetwork.com or calling 1-800-852-2502.
What is the average monthly cost for CarShield?
The average monthly cost for CarShield is between $110 and $170. The deductible and plan you choose will impact your monthly cost. Deductibles range from $0 to 250.
Can I cancel CarShield anytime?
Yes, you can cancel CarShield at any time by contacting customer service at 1-800-569-9044. Be sure to review your specific contract for any cancellation and refund terms, though you should be able to get a full refund within one month of purchase.
Does CarShield cover high-mileage cars?
Yes, CarShield covers high-mileage cars, so it covers vehicles with up to 325,000 miles.
Still have questions?
Is CarShield legit?
CarShield is a legitimate extended warranty provider that has been in business for over 20 years and has covered over 3 million vehicles. It offers a range of vehicle service contracts for different needs and budgets, and it’s available in all states except California. It protects cars for up to 325,000 miles, making it a great choice for high-mileage vehicles.
As with most extended auto warranty companies, customer experiences vary widely depending on the plan, coverage expectations and claims process. Some customers on our site have appreciated CarShield’s flexibility and range of coverage options, while others have reported challenges with claim approvals, coverage limitations or poor communication during the repair process.
Since CarShield offers month-to-month plans, you’re not locked into a long-term commitment. If you decide it’s not working for you, you can simply not renew your coverage for the next month.
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Our review standards
- Our moderation team evaluates reviews to make sure they meet our guidelines.
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- Financial relationships do not influence whether we publish a consumer review.
CarShield Company Information
- Social media:
- Company Name:
- CarShield
- Company Type:
- Private
- Year Founded:
- 2005
- Address:
- 503 Pearl Drive
- City:
- Saint Peters
- State/Province:
- MO
- Postal Code:
- 63376
- Country:
- United States
- Website:
- carshield.com







