|
|
NEWS
RECALLS
COMPLAINT FORM
SCAM ALERTS
RESOURCES
Small Claims Guide Class Actions Lemon Laws FAQ Newsletters |
|
| Automotive Education Employment Electronics Family Finance Health Homeowners Insurance Pets Shopping Travel |
|
|
|
|
AUTOMOTIVE
Dealers |
Manufacturers |
Service |
Warranties |
Lemon Laws |
Recalls |
Accessories |
Tires |
Transporters |
Racing
|
![]() |
Get your credit scores |
|||||||||
|
Save up to $379 on Your Auto Insurance. Compare Quotes from Top Providers Now! Find the Best Deal and Apply! - Adv. Before you approach a lender or dealer finance office, you need to know just how bad your "bad credit" really is. Otherwise, you simply don't know what you're facing at the finance desk.
While lenders tend to talk about "your FICO," there are actually three of them to consider. Reports from the three major credit bureaus generate a different credit score, as the items on each report vary. When you apply for a loan, banks may look at all three, or only one. While many people hate the expense -- and we share that feeling! -- you may very well wish to buy reports from each agency. Like it or not, it's a cost of doing business today, particularly when you're credit-challenged. Spending $30 to $40 today could save you hundreds later on. If you don't find out where you fall on the FICO scale, it's easy to get ripped off by dealers, who add several points in interest to the loan rate the finance company offers, and keep the difference for themselves. Without your credit score, you may assume that a given loan rate is the best you can qualify for, when in fact, the dealer has pumped up the loan to a much higher rate than you'd get from an independent bank or finance firm. Report Your Experience
|
|||||||||
Back to the top | Automotive |
||||||||||
Advertisement
|
|
Custom Search
|
||||
|
AUTOMOTIVE Dealers Manufacturers Service Extended Warranties Lemon Laws Recalls Tires Transporters FAMILY Aging Children, Parenting Recalls Dating Education Entertainment Pets Weddings |
FINANCE Annuities Banks Credit Cards Debt Collection Debt Counseling Insurance Investing Loans Mortgages Payday Loans Student Loans Tax Prep HEALTH Doctors Drugs, Pharmacies Health Clubs Hearing Care Hospitals Nursing Homes Nutrition, Diets Vision Care Weight Loss |
HOUSE & HOME Appliances Cookware Furniture Home Improvements Lawn & Garden Movers Pools & Spas Realtors, Rental Agents Recalls Utilities ELECTRONICS Cable TV/DBS Cameras Cell Phones Computers Home Electronics Internet Access Local Phone Service Long Distance VoIP |
SHOPPING Delivery Services In-Home Online Retail Stores Sporting Goods Supermarkets Telemarketers TRAVEL Airlines Bus Lines Car Rental Cruises Hotels Travel Agents Trains RESOURCES Class Actions Complaint Form Small Claims Guide Lemon Laws |
CONSUMER NEWS Latest News Automotive Telecom Financial Health Homeowners Scams Seniors Travel More ... RECALLS Automotive Children's Products Drugs Food Household Products Sporting Goods ABOUT US FAQ Privacy Policy Advertise With Us Newsroom Syndication Terms of Use |
Terms of Use Your use of this site constitutes acceptance of the Terms of Use
Copyright © 2010 ConsumerAffairs.com Inc. All Rights Reserved. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. |
|