Aspire Visa

sandra of romulus, MI June 27, 2009

Aspire Visa said I opened an acc.#4791060016440868, with them in 1999 used it until 2007. Stoped paying. They sent it to a collections company. I still didn't know Aspire Visa nor Midland Funding LLC. I felt it was all a scam after they kept calling and demanding payments saying I had been paying but then stoped. I had never paid them because I didn't even know who they were. They got nasty on the phone, I got nasty.They called my husbands job, so he got nasty also.

The Attorney named above had me come to court. I had no defense to show that I didn't open, use,pay or know of this Company the Attorney didn't either. But they did have a typed history of the acc. and sent me a history also. I had to pay 4,153.72 to acompany I never heard of before that time.

Sandra of Romulus, MI June 26, 2009

Aspire Visa allowed my Mother-in-law to open an acc.in my name some how in 1999. She charged lots, returned lots, got cash back,cash advances,catalog ordering, went over limit,paid & was charged NSF fees paid even less, until she stoped in 2007. Aspire now sent me statements,I treated it like a scam. Then calls started eairly & late, even on my husband job! I asked for anything with a signature or bank acc.# P.O Box.all I got was *>#"* up credit & nasty Phone calls that pushed me to use some choice words

Michele of Carrollton, GA June 9, 2009

open the credit card account in 2003 with a promised credit limit of 300 when I received the card 179 dollars was charged for enrollment and another charge was taken out. I had a credit balance of only 75.00. I called the customer service to see what was going on and she said those where charges for membership fee and processing fee. I received a letter from a collection agency stating that I owe Aspire 1500. The is complete fraud and illegal buisness practices. I looked at my credit report and it showed that I opened the account in 2005 which isn't true and how can that balance be so high from a 75 limit? after those fees that they automatically took out? Please help! they are completely ripping me off and destroyin my credit history.

Rebecca of Mt. Gilead, NC June 21, 2009

IN 2003 I HAD a Aspire Visa, I had trouble contacting this company. There wasn't a toll-free number or a number on the Bill..so when I FOUND the Bill was wrong, I couldn 't contact them to straighten it out. I found a number but I couldnt understand what they were saying, or they would not answer..I always got a tape recording..After 6 mo.. I gave-up.. NOW after 5 yrs.. They have contacted me and taking me to court, stateing that I was notified..HA HA..Out the blue, there contacting me..But the way it sounds that they contacted in 06..NO...They want 8% more annually..I origanally only put about 300.00 on the account.I sent a letter and the card back in 04 with no reply. Meanwhile, they run-up the bill to 1,166.00. with late charges or whatever they could charge me with. They are just stabbing anyway they can to get money...They are lieing about when I last used this card.Abusing me and using our court system to collect money from there Victims.They recently went Bankrupt.

Marilyn of Chicago , IL June 17, 2009

I have an account with Aspire Visa...They closed my acct. for no reason other than I was led to believe that they went out of business..And now I can't get anywhere with them..I make my payments on time and now I seen that my balance has gone up instead of down..I mailed off my payment to them instead of paying online because they jacked on a fee now to pay online..They have yet to cash my check for my last payment.

Karen of Elk Grove, CA June 9, 2009

I had this account for at least a couple of years without any late payments, always paying more than what was required. Approximately eight months ago I was informed that my account was being closed. I was informed that it was nothing I had done. I was led to believe by the customer service rep that this company was filing bankruptcy. Even though my account has been closed I continue to receive maintenance fees in the amount of 6.50 every month. Upon calling the company to inquire about these fees I could not get an answer. I am also not receiving monthly statements on this account nor is there any information provided on their website. I do believe this company is frauding the account holders and something needs to be done about them ripping off innocent people.

Ralph of New York, NY June 3, 2009

I have had this credit card for about 3 years. About 5 months ago, they closed my account and was told they were going out of business. I made the final payment on-time and that was it. Nowq they are saying I owe them 3.54. I have tried to resolve this with them directly but keep getting the run around. They will not re-open my account. I would pay th 3.54 because it is such a small amount but I honestly don't owe it. Also, this was a secure credit card; shouldn't I receive my security back? I noticed there are thousands of other consumers who are complaining about this company and their stories are the same as mine. I also noticed that New York City has sued them because of their illegal practices. Why is my credit taking a hit and what do I do to resolve this issue.

Karen of Las Vegas, NV June 2, 2009

I had Aspire Visa problem just like everyone's complain here, and very funny that on Aspire Visa web still no changed showing: Can I use my Aspire Visa® at ATMs? Yes, your Aspire Visa® card can be used at ATMs that accept Visa® credit cards. Please refer to the Terms and Conditions for any fees that may apply.

Deborah of Mechanicsville, MD May 25, 2009

I have had this credit card for about 3 years and have never made a late payment. About 5 months ago, they closed my account and wouldn't give me an explanation. I have tried to resolve this with them directly but keep getting the run around. Not only did they close my account and I've never been late or over the credit limit, they are STILL charging me the account maintenance fee of 6.50 each month and the annual fee of 50.00!!!!

I noticed there are thousands of other consumers who are complaining about this company and their stories are the same as mine. I also noticed that New York City has sued them because of their illegal practices. Why is my credit taking a hit when I am/was an excellent customer?

Mary of Hamburg, NY May 19, 2009

In 2002 i opened an aspire visa account and when i recieved the card what was supposed to be a 300 balance was only 32. When i called to ask why I wa informed that the rest was charged as my fees for opening the account. i made timely monthly payments and still recieved threats and harrassing notices. 2 months after i recieved my card i received paperwork from a law firm regarding a class action lawsuit aainst aspire due to excessive fees which made my opening available balance less then 50. i signed the paperwork n mailed it back.

i still continued to make payments and 3 weeks later received a check from law firm in the amount that id paid since mailing paperwork back with a notice that we'd won and the account was closed i didnt owe aspire anything and they were returning my payments to me. i thought thats cool. haha.

today i received a phone call from a lawyers office telling me that i owe asipre 1236.70 on an account that was opened in '05. when i explain that it wasnt my account im told if i dont make arrangements they will garnish my wages. i try contacting aspire to find out any information about account that was opened to try to clear up the misunderstanding not only can i not find a number or email address. how can a company not leave any information for customers or potential customers or people trying to rectify misinformation? how is that legal?