Complain about a product or service

Cross Country Bank

Cross Country Bank • Consumer Complaints • Complaints about Applied Card Bank --- News • New York Fines Cross Country Bank $9 Million • Collection Agency Agrees to Write Off Cross Country Debts Owed by West Virginians • Cross Country Bank To Pay WV $1.5 Million • Cross Country Ends WV Stand-Off • Cross Country Bank Fined $450,000 by PA • WV, Cross Country Swap Charges • West Virginia Sues Cross Country Affiliate • New York Rules Against Cross Country • Pennsylvania Sues Cross Country • Texas Suit

Phyllis of Lexington Park, MD January 15, 2010

FNCB,Inc.sent me a settlement for Cross Country Bank. It was 3 payments over 90 days. After my second payment I received a "Pay Card" which showed the first 2 payments and then has a new balance and more scheduled payments. This is not what was suppose to happen. I should be able to make one more payment and be settled. What do I do? Do I make the last payment according to the first letter? HELP!

Paul of North Tonawanda, NY December 11, 2009

I recieved a credit card from CCB .Although I made my payments ontime for over a yr. My credit available never seemed to go down and eventually I went over the limit ,What started out as a 400.00 limit escalated to 1800.00.I was enrolled in their credit protection program and when I was eligible to use it (which Igable for the "ve never used befor)They sent me a form and I mailed it back .They replied that I"d mailed the form back too late and was responsible for any late and overages and was now ineligable for Credit Protect.Knowing now What I was dealing with I became depressed and digusted and refused to send them another nickle no matter how many threats they made to screw up my credit repor

clyde of irvington, AL December 6, 2009

paid payments on time. actualy overpaid 80 dollars on account. they cancelled my card. finally got them to pay me with interest. no money ever came. after a couple of years a rep from ccb called. said she was trying to get every thing straight. thats been almost 2 years ago

James of Philadelphia, PA October 15, 2009

I had never opened the account the were calling about.I was a victim of identity theft by my father.And because I cant find him i couldnt sue to put in his name.I spoke to people their several times with no resolve so when I noticed it on my credit report I disputed it.I realyed this information to Rusell who called I called On 10/15/2009..Beacsue the person named Lisa C called and left messages with my family members I dont even live with..

Randy of Pembine, WI July 23, 2009

I applied for a card. Credit Line: 350.00 Received the card & statement. Minimum due: 70.00, Past Due: 30.00 New Balance: 187.50 I have "NEVER" activated the card let alone used it and already received a past due notice. Company refused to talk or negotiate. Always telling me that I applied for it, and received the card and even if I had activated it, I'm still responsible for making payments. Granted; I'm responsible had I used it, but its Never been used.

lasheika of compton, CA June 18, 2009

my car was repo for no insurance and the company will not reinstate my contract unless i can provide a co-signer. That is breach of contract. I did not need a co-signer at the time of purchase.

Tasha of Quincy, FL June 15, 2009

My mother who is 62 years old had an account with Cross Country Bank 2000. She had since settled this account in Jan 2002. She recently received a collection letter, dated 06/03/09, from First National Collection Bureau, Inc. advising that they were collecting for Applied Bank - creditor, original creditor- Cross Country Bank. The amount they are stating is due is 864.58. I have copies of payments made to Cross Country Bank, who the settlement was made with, and will be contacting them, since they are the original creditors to try to get this resolved.

Looking at the complaints it seems this is going to be a hard battle. My mother is trying to get her credit straight before retiring. She doesn't want any bills other than utilities to have to deal with. However, there are too many predators trying to get money out of the elderly. Her credit score has dropped and the last thing she wants before retiring is to have paid accounts show back up on her credit report. Not only is it economically damaging, but it's a mental strain having to constantly battle over paid out accounts.

Amy of Buford, GA June 11, 2009

Because of poor credit, I got this card. My credit limit was 750, and immediately I had a 50 annual fee and 100 origination fee. I was told initially that I would be reimbursed the 100 orig. fee, if and when I ever paid off my account and closed it. I did so on 3/26/09, but even after calling the people listed above, I've rec'd nothing.

Earlene of Cincinnati, OH May 5, 2009

I had account with cross country bank. someone bought the account. i paid it off and it is still on my credit report. I am trying to buy a home and they are stoping me from getting my home. I had this account open in 1998. They will not remove from credit report until 2012. I would like for this matter to be taken care of. They will not even talk you about the account

BriAnne of Virginia Beach, VA May 1, 2009

Cross Country bank submitted a judgement on my credit report that I had no idea of until I went to buy a house and it showed up on my credit report well I went to the Virginia Beach courthouse and no judgement can be found so I called the credit bureau and told them this then they gave me the name of the collection company that was handling the account NCO and I called them and they have no record of it in there computer system so I went back to the court and they have no record of this judgement and my wages have never been garnished because of said judgement on credit report which is holding up my closing on the house I'm trying to purchase. Is there anything taht you can do to get this removed from my credit report. I have faxed over 270 documents to the credit bureau showing them the documentation I got from the court and human resources that wages ve never been grnished and court can not find any such judgement in there computer system.

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