Small Claims Guide Class Actions Lemon Laws FAQ Newsletters
|
|
NEWS
RECALLS
COMPLAINT FORM
SCAM ALERTS
RESOURCES
Small Claims Guide Class Actions Lemon Laws FAQ Newsletters |
Share |
| Automotive Education Employment Electronics Family Finance Health Homeowners Insurance Pets Shopping Travel |
 Print This  Email This
|
|
|
|
FINANCE:
Annuities |
Banks |
Credit Cards |
Debt Collection |
Debt Counseling |
Insurance |
Investing |
Loans |
Mortgages |
Payday Loans |
Student Loans |
Tax Prep
|
Direct Merchants Bank |
|||||||||||
|
This seems to be a bank that has a hard time getting things right and an even harder time responding to its customers' needs. It has no trouble jacking its interest rates and fees skyhigh though. class action suit casts a little light on this odd breed. Here are a few of the more recent complaints: George of Foxborough, MA October 10, 2008 I have been carrying this burden (24/7) for the past (6) six years. The first I had ever heard of Direct Merchants was a telephone call I received at work. I was told that I owed 12,918.68. I asked for the account number in order to check my records at home. I called Schreiber the next day to tell him I had no record of that account number. They would not believe me and continued to call me at work even when my supervisor told me the calls had to stop. In order to get Direct Merchants telephone number and address I had to go to the town library. I also called our EAP (Employee Assistance Plan) at work for an attorney. The attorney that I was referred to reviewed my notes and said "What do you want me to do?" I was then told by my supervisor that I was being terminated after more than (12) twelve years as Controller - Chief Financial Officer. Since I did not have a negative evaluation. Also in September a number of the board of directors told me I had done a great job on the FY 2003 Budget and in October the Executive Director told me I did a wonderful job keeping the computer network operational. I would feel that my termination was not a job performance issue. My assigned job search counselor recommended an attorney that would get this problem behind me in order to help with my job search or start my own business. I signed an agreement, paid 1,000.00 and was told I would receive an accounting each month of all the time he will spend. After a year or so he told us that we would have to wait until I was sued and then we would file a law suit against them. I then started hearing from Daniels Law Office who was representing Portfolio Acquisitions. When my attorney was presented with statements that had been mailed to a Chicago address and clearly not mine as I have never even been to Chicago. In court with my attorney and an attorney from Daniels Law Office, the magistrate told us that I did not have any chance of winning a law suit as there are 100 individuals that are guilty for everyone of me. Also, even though I never received an accounting of my attorneys time, he expected me to make a decision based on him saying that it would double the time he had already spent on my case. What ever that was. In summary, over the past six years I have spoken with three attorneys, a police detective in the Foxborough Police Department (who did not respond to my requesst for a written report). I have spoken to a representative of Attorney General Riley, who told me that they would keep a file on all correspondence I would send to them and respond if there were other complaints that were similar. I have written to Attorney General Coakley with questions, but have not received a response from her or her office. I have written to the three credit reporting agencies, who have made some corrections to my report, but would not believe me when I told them I was not responsible for this debt. Even with a court order that was issued on November 7, 2007, I still have not received a confirmation from anyone that the order was processed. I have even written to Neil Chayet, WBZ in response to one of his reports that seemed similar to my situation, but did not receive a response. I just came across this web site a couple of days ago when I was looking for another site. Larry of Manteca, CA September 30, 2008 Larry of Manteca CA (09/30/08) James of Tarboro, NC September 21, 2008 James of Tarboro NC (09/21/08) Rhonda of Peoria, IL August 18, 2008 Rhonda of Peoria IL (08/18/08) Diann of Imboden, AR August 16, 2008 Diann of Imboden AR (08/16/08) Jerald of Lebanon, OR August 13, 2008 Advertisement
| ||||||||||
