Complain about a product or service

New Millennium Bank

Fifty Seven Livingston Avenue, P.O. Box 2
New Brunswick, NJ

Martin of Lynn, MA November 19, 2009

On November 14, 2009 I recieved a letter from this bank with an approved & guarantee # towards two Platinum credit cards totalling 10,000.00 in credit. All I needed to do was to send them a check for 49.00 and they would send me the cards. It sounded too good to be true and it was.

Oldophe of Brooklyn , NY November 19, 2009

I was offered a visa/ mastercard by this bank in June of 2009. I sent them the required acceptance fee of 49. The money was withdrawn from my account on the 10th of June and I haven't received my card or any notices from them since.

Larry of PACIFIC, MO November 17, 2009

I guess I am lucky I filled out an application and cancelled it but was debited 99.95. I fooled them, I didn't have enough money in my account to cover it so it bounced. I only got hit for 36.00 for nsf fee. It is a shame that they and many others prey on the people that really need the money. I guess the people that could afford a charge are smarter than us. Or they don't look at ads like that.

Kelly of ashville, OH November 16, 2009

They offered my a mastercard n a visa card both with 5,000 a piece with a garunteed approval just send in 49.00 for the cards so I did now they tell me they need a minimum of 300.00 before they would send me cards which the application never stated that and now they won't refund my money back.

John of Tulsa, OK October 31, 2009

My dad got mixed up with sweepstakes reporting companies and was getting 20 t0 40 letters a day and started getting calls from companies telling him he won money and he just had to wire money. He was averaging over a 100 a day to these places. They sell the names and once you get on one they sell it and it is all but impossible to stop the mail or the calls. My dad got a call from someone that told him they wanted him to work for them and they would pay him 1,200,000 to work for them but he needed 2 credit cards to pay other winners. My sister and I took him to court. I found a check he wrote New Millennium Bank for a Visa and Master Card He never got the cards. I did have him on lifelock.

Tonight he just got a new letter for a Platinum Level Master Card or Visa or both. He saves 20.00 if he orders them both (37.50) and rush processing for and extra 6.00. The address and email address above are his. He was adjudicated as incapitated I have power of attorney and I'm co trustee of his estate.

I can't say this company is a complete fraud because my dad got a check that turned out to be worthless from a honest company and honest bank, but I noticed the phone number on my dad's letter was different from the company. When I called them on the real number I got when I google the company and asked for the guy my dad was supposed to talk to I was told no one by that name worked there. I also noticed from the web site that the logo was not the same as what was on the letter. I emailed them a copy of the letter and the check. I got a response the check was bogus, and they wanted help in catching these people. If you get a letter with an offer for a credit card with no credit check I would pass it up. I personally would call this bank and verify the offer and record the conversation if you want to do business with them.

Bob of Ronkonkoma, NY October 4, 2009

I have carried credit cards from this bank for 4 years and have been very pleased. My credit was ruined after a divorce and I was interested in rebuilding my credit score. All of the information provided clearly stated that the card was secured and a deposit was required. They have reported my payments accurately to the credit bureaus, and my score has improved as a result. In addition, I have had no trouble getting through to customer service when necessary and they have been quite nice and helpful.

john of uniontown, PA October 3, 2009

never gave electronic check info debited my account 99.95 and tried to say it was for a credit card i never filled anything out, gave them info, applied for one, got a email, got anything in the mail what so ever now it overdrew my account and when i called you can not speak to anyone on the phone they just say you can fax or get a machine

bill of Indianapolis, IN September 28, 2009

The truth about what they do - minus the opinions - they do not make tell you it is secured - they take 35 - then they tell you they want a secured amount - if you call the phone number, you are transferred via phone system to number no one answers.

Tamura of Norfolk, VA September 28, 2009

I was contacted by the Bank of America where I have an acct. Now I hadn't used the acct in many months but I did have it open. I also have another acct. at Woodforest bank where my disability and SSI checks go. New millenium sent me a application for a credit card,secured. I had no need for it so I disegarded the letter not filling out the application that was with the letter. Unknown to me my bank of america recieved a 99.00 electronic transaction. Now the acct had 0 monies in it so this transaction the bank approved and paid it on my behalf and called me after the fact to tell me I was 105.00 overdrawn!! I was shocked because I gave noonefrom Millenium Bank any of my information NEVER sent the application so how did these people get my banking information to be able to do this. I am livid behind this because I cannot get any closure to this matter.

My bank says I have to follow up on this myself since the acct is closed they aren'tdoing any courtesy to investigate even though I explained that I didn't approve this transacton. The bank feels that if the company has my banking info I must have given it to them. NO I DID NOT!! These people are defrauding me and have robbed me and I demand satisfaction. I have tried calling there customer service # ever since I found this out not getting any answer at all no matter the times I call. I went on the internet to e-mail them and found that several people have lodged similar complaints about this company. I found this site and decided to e-mail you on the outside chancethat you will have better results then i did. On the letter they sent to me there is a REF# 3731976 It was sent to me late August. I never requested this card, I never sent them any thing saying I wanted this card since they took the 99.00 I never even recieved the so-called secured credit card!! These people mustbe stopped they have a way of illegally gaining peoples information.

JJ of lyons, OR September 27, 2009

Lets just point something out first and foremost- if you think you can get a 10,000 credit limit for nothing you are out of your mind. The letters clearly state you must open a savings account. Basically you are asking for a prepaid Visa or MasterCard. What bank is seriously going to hand out ten grand without needing your social security number or income information? This doesn't make sense.

Understandably, times are hard. They are for all, however, no one is going to hand out that kind of money to someone with terrible credit. Whether this is a legitimate business or a scam, who knows. I'm smart enough not to send someone money to receive something that realistically makes no sense I should be getting. So be a little smarter about things. Read everything. Check the website for account conditions. Don't send anyone any money until you know exactly what you are buying into. USE SOME DAMN COMMON SENSE.

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