Premier Bankcard Reviews

If I could give zero I would, never received the card in the mail, called three times asking where it was and requesting for a new one, it takes them 10 business days just to send it. Called a 4th time, no transactions and never received the card but called asking me to make a payment before sending me the card this time.

Payment due on the 4th. Paid on the 4th and charged $38.00 late fee!! Another predatory company!!! Disgusting!

Horrible horrible experience. They suspended my card because they said I paid on it too much! I had recommended my whole family only for us all to leave them in a matter of months. Please do not get this card. They don't try to help rebuild your credit. They damage it! If I could leave with no stars I would!

They are a sub-prime lender. They are designed for sub-prime borrowers. They are going to get $100 from you, no matter what, which is essentially their entire business model. It's not a secured credit card, and they want you to get annoyed with their inadequate online PMS system so you have to call them and get their retention team. Just decided to take the loss, closed my account, and lesson learned. Predatory lender for sure.

Whatever you do use another company. Not worth the bitch attitude when calling with a question. Use another credit source. The hassle and disrespect is for the streets. Just like the CSR mothers. When you go to McDonald's an attitude might be expected... Not with a credit card agency. First Premier was going to be my go to for credit until Dave the douche changed my mind.

Ok, so I got this credit card when I didn't know much about credit cards and was trying to improve my credit score. This credit card will EAT YOU ALIVE! I used a $500 credit limit, and over THREE YEARS later, it's still not paid off...and I haven't used it one time since the one time I used the max credit limit, because I fell on hard times. These things you read about fees up to $10 or so.... NO, try $17 fees on purchases when you've made no purchases! ...Every single month.

I have two cards to build my credit. I have not once NOT been charged a late fee every month for some reason or another. I found out by chance this month that unbeknownst to me Google had been charging small amounts for should have been 7 day free trials I had been using. I did not give them permission to use this card and have no idea how they got it. When I challenged Premier about again late charged on my account, I said read to me what I have bought and then found out Google had been doing this. The guy was so fast talking I couldn't get the prior months and my account has been locked. I can't look, I'm going to file every complaint I can. They can't get away with this!

Yeah, NO. I opened an account yesterday and they told me it would take 7-10 days to get the money, instead of having a virtual card (Huge Red flag in 2026).. plus I read the reviews here. Thank god I don’t need money that much!!

I received several offers. Called in to inquire about it. Talk with customer service, told representative I would think about it and call back. When I called back notice offers wasn't there. Inquired the representative then said, "You canceled offer," told her that wasn't true. Asked for supervisor. Got one, she asked had I been told the offer's cancel when you don't accept them? Told her no, she assured me she could help me, I told her if I was putting my credit no thank you and leave things accordingly. She said, oh no it's still there just in another screen. That wasn't the truth. Got an credit alert maybe several hours later, she had put it in and pulled my credit and brought my score down. I then called and there was no resolve pertaining to fixing the dishonesty. I was told to dispute it with credit bureau, but the situation should be resolved through Premier. I am very disappointed that a supervisor would be dishonest and do what I ask not to be done.

This company is very unethical attempting to say I had a late payment then went to a delinquent non payment. I’ve proved I’ve made all my payments and got the delinquency removed from my credit report. As soon as I pay this card if they can piss off and kick rocks!

A total example of taking advantage of people. This should reported to the BBB. Don't get sacked into this, this is why you can not leave a google review. Don't even know if I'll continue to pay on this card anymore. I've paid perfect for two years. They have started to charge outrageous fees.

They will charge you for any and everything they can get away with. Very high interest on every purchase and late fees. They charge you monthly just for using your credit card. Lenders and anyone who works for them are sums of the earth and play a huge part in why the economy is so bad. They want you in debt. The average first time home buyer age has risen to over 40 and POS lenders like Premier have everything to do with it.

I used to like this company, but after two failed attempts to transfer money from my bank account, I'm done with it. It takes up to 20 days to transfer funds, and the last time that I had issues with it, it adjusted funds and erased what was on the credit line to 0 for some reason when I had money in my bank account to pay for it earlier in the month, so why would it not pull then? I have bills to pay. I switched to Atlas. Also, the app isn't the best to navigate. I do not recommend.

Hidden fees. Felt conned like they stole money from me. They don’t have any of their fees down when applying for their card. I don’t recommend anyone to apply or use this card. If you have it pay it off and cut it!

After taking 1080 bucks I was behind on payment, they closed my account randomly. No warning. Nothing letter. No email. Nothing. Just didn’t see it anymore after they took my money in the day before Thanksgiving. They DO NOT CARE about their customers. I’ve been with them for years.

I was wrong. I assumed they closed my account and they didn’t. It was something fraudulent going on and since I don’t check my mail I didn’t know. Premier did and was helping. I am truly sorry.

Constant mail to my house from this company. Sick of it. Desperate for customers. Advertisement for 600 dollars and disapprove the application like boom when 600 ain't nothing. Why waste the paper to send the shit. Oh like ambulance chasing lawyers need the customers. Pathetic. Don't even waste your time. Go to the well known ones if you're looking for a card.

By far the worst card I’ve ever had! My limit is 1000, I used the whole 1000. I paid the whole amount off. They blocked my card as I’m out using it. Which I used 400. So now they sent the 1000 payment back to my bank. Smh. It looks like I never made a payment on the account and now I’m over my limit 400. They told me to send a bank statement to verify that it’s my account. What kind of scam would I be trying to pull by PAYING THE CARD OFF???? I was trying to build credit instead of just paying for everything with cash. But at this point I’m closing this account. I DO NOT RECOMMEND THIS CARD TO ANYONE!!!

This is most rip off credit card company I ever seen. I still don't understand why they are still in business. They charge yearly and monthly unnecessary fees. Please look for other companies even if your credit is bad. There are other creditors who can help with reasonable terms. The consumer affairs need to do something about this.

Idk how many times I've advised them not to send my information through the mail for personal reason, first Premier Bankcard still does it. They're charging me interest on a card that is outdated. I've noticed this company keeps trying to put me in hardships.