Complain about a product or service

Wired Plastic

Byron of Atlanta writes (3/29/03):
A fancy debit card called Wired Plastic is claiming, through affiliate websites and emails, that it builds credit and reports to credit bureaus. It does not and cannot.

I'm just concerned about others who are trying to rebuild credit and pay the absurd fees associated with this card and then learn -- nothing reported to the bureaus.

Byron's right -- it's just a debit card which won't do a thing for anyone's credit. Better to save your money and avoid the fees, which may very well be substantial, as the folks below will tell you.

Victoria of Old Bridge, NJ October 27, 2009

I have been a customer over five years with wired plastic never having one complaint I dont understand what the others are complaing about I load my card pay three or four dollars use my cash and thats it. There are no extra fees for anything Customer Service is always friendly and responsive and I am completely satisfied with my account. These complaints dont make sense to me.

Jennifer of Yoder, CO October 19, 2009

They messed up my account. I set this account up 4 years ago for my child support only. They are claiming that I overdrafted my account!!! How do you overdraft a prepaid credit card in the amount of over 800. Now they have cancelled my account but they are still collecting my child support, they claim they are garnishing it for the over draft.

Ai of Amarillo, TX July 27, 2009

I had a family emergency and had to leave out of the country. I have had my wired plastic card for about 4 years already. So imagine how much money they have already made from me! I had a over 1000 dollars on my card and I receive a call one day for me to return a call back to the bank that issues the card. So not even 5 minutes from when I received that message I called back and they had already canceled the card spespecting fraud.

So I was stuck in a foreign land with no money and no one from that office could care less. I was on the phone crying and stranded with no money. I will never do business with this company again. I asked to speak to someone in management and I was informed by a girl name Missy that there was noone there but they would fwd my number and have someone call me back in 48 to 72 hrs.

I understand the procedures they had to go through for my safety but I felt as a consumer and it was my own money they should have at least informed prior to canceling so I could get my money back. I've been back in the country 3 weeks now and have not seen gotten a check back. This is the worse company I have ever dealt with in my life.

Tammy of Rock Hill, SC April 17, 2009

Tammy of Rock Hill SC (04/17/09)
I have been trying to use my bonus points since oct. 2008 and cant. They keep saying there computers are down, How is a company's computer down for 7 months and they still be in business.

Sahar of Hayward, CA March 16, 2009

Sahar of Hayward CA (03/16/09)
In December 2009, a charge appeared on my account for 215.09 to Ebay International. This was not a valid charge and after months of trying to dispute this, I was told by Wired Plastic that visa told them this was an irreversible charge. I've been a customer for 4 years and this was the answer I received from them. Thats 215 down the drain to god knows who. Your money is not safe with this account. They rip you off. Do NOT do business with wired plastic!!!!

Financial problems.

Julius of Wahiawa, HI February 19, 2009

Julius of Wahiawa HI (02/19/09)
Just to add my 2 cents about Wired Plastic. Well i see a lotta complaints here but i have them for 7 yrs and have had direct deposits for 3 of my jobs including my tax refunds into this account. I only had one incident for a double charge. I printed the online statement and showed the merchant and the next few days i was credited that amount. This is good account if u just need a Visa card. I pay ALL my bills online with them now. Very covienent and less haggle then writing checks or money orders. But yah read the fine print b4 u get an account as there are fees as with any bank account.

Howard of Independence, MO January 20, 2009

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