Complain about a product or service

HPC

Monica of Altamont, IL September 24, 2009

I had taken out an online payday loan with Payday Services of Las Vegas, NV.. I defaulted on the loan. They emailed me to say that my debt was being sold to a third party collections as of Sept. 18, 2009. On Sept. 22, 2009 I received a call from HPC saying I had til 8pm to pay 1392.50 (for my defaulted loan with Payday Services) by MoneyGram or Western Union or someone would show up at my work or home and I would have a long night. That I would be facing a class 1 felony. I told them I could pay on Oct. 2 and I was told that was not possible because they had been instructed to send a complaint to my county and I would be picked up. I have been sick ever since this call. I have contacted the States Attorney in my county and was advised this would be a civil matter not criminal but this debt collector was in violation of the Fair Debt Collection laws.

Stephanie of San Antonio, TX July 23, 2009

They contacted me (for the first time) at my place of employment at 11:45 AM on 7/23/09, telling me that I had 2 complaints against me for bounced checks to 2 different payday loan companies. They told me the names, which were unfamiliar to me and stated that I had until 3:00 PM on 7/23/09 (same day) to pay $395 for one and $370 for the other. Otherwise, they would forward the I-12 forms to my local county (Bexar county) and they would come to my place of employment or residence to take care of it. They wouldn't even stop trying to scare me long enough to ask for proof since I am unfamiliar with the company names they were spitting out at me. Ms. Owens called again at 3:20 asking me why she hadn't heard back from me and stated that they would be forwarding the forms (again I-12 forms) to Bexar county. "Good Luck to you Mrs. Dixon", was her last statment to me before hanging up on me.

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