NEWS    RECALLS    COMPLAINT FORM    SCAM ALERTS   RESOURCES  
Small Claims Guide   Class Actions   Lemon Laws   FAQ   Newsletters  


Complain about a product or service

Automotive    Education    Employment    Electronics    Family    Finance    Health    Homeowners    Pets    Shopping    Travel   



FINANCE:   Annuities |  Banks |  Credit Cards |  Debt Collection |  Debt Counseling |  Insurance |  Investing |  Loans |  Mortgages |  Payday Loans |  Student Loans |  Tax Prep

Christian Debt Relief





Matthew of schaumburg, IL May 31, 2009

Yet another company doing America a huge non favor. During these troubling times you would think by doing the right thing to improve your life and try and not fall behind you could rely on these companies. Being a christian myself i fell into the thought i was working with other Christians. I was wrong! I had to break down my debt and give this company all my information. Finally once all that was done and i sent everything in and my payment i though I was ready to start. I was charged 488 dollars which included my first payment. I was never told about a New Horizon or that they were going to forward my info to them. I was contacting by the other company requesting all the information i had already given to CDC. I said I was never told of any of this and I did not want to take part.

I contacted Christian debt consolidators and they were no help. They would not give me a refund because they said i agreed to the service and terms. I was lied to about so many things and they would not refund me my money. They claim to be a non profit organization yet they use the christian name in there title to fool the people in need and feed their hands. The management said they would only give me 150 back for a quote they gave me incorrectly. I argued that they need to give me the full amount and stated my point. They said they talked to the rep and our stories did not match and I was wrong. I kept trying and nothing happened. Instead they took away trying to refund me my 488.

I am not happy at all and this company needs to be taken under. If anyone wants to do a class action law suite let me know cause I will not let more people be screwed over. BTW this happened in 2006. So it looks like they are keeping up their reputation. I'll let them answer to God.

Eric of Denton, TX May 14, 2009

In September of 2006 I enrolled into a program that I thought was run as a Christian Ministry for debt relief. I paid an account fee of 199 and informed by telephone that this fee would go towards my first payment to my creditors, consolidating and lowering interest for US Bank, Bank of America, and Dell Financial Services. Little did I know that my account was then transferred to A New Horizons. (I have no complaint against A New Horizons they have been nothing but wonderful to me.)

In the fall of 2008 I figured I was nearing the completion of my debt consolidation as I was told the program would take only two years. Upon attempting to contact Christian Debt Consolidators I ran into roadblock after roadblock. They would never return calls nor E-Mails.

This last week I decided to go through A New Horizons. They were able to get my call returned. The person that originally set my account up at Christina Debt Consolidators called me and left a voicemail. The message was completely unintelligible. I returned the call as soon as possible and was treated with disrespect by the receptionist and then by the Senior Certified Credit Specialist C. Baker.

I was cursed out over the phone and then told they were canceling my account and returning my 199 "activation fee." When asked about the monthly service fee I was again cursed out. At 8:14 PM I received an E-Mail with an attached unprofessional looking letter stating that they would return my fee upon receipt of the signed letter stating that I would take no legal action against the company. I do not agree and am countering with a letter respectfully requesting my 199.00 and the 10.00 fees totaling 719.00. I will not waive my legal rights.

Tara of Peru, IN December 6, 2007


My parents went through Nick to get financial heklp for about 25-30,000 dollars. They were told it would be between 500-600 dollars a month over 3-5 years to get out of debt. They agreed and paid over 500 dollars to this company. After doing so they were contacted by New Horizen Debt Councelors and had to go through the same processes with them. They were under the impression that this company was the one that would be sending out the payments to the credit card companies for them. Unfortunanly, this company raised the price to almost 700 dollars. My parents made the first payment then was told by the credit card companies that the offer was turned down. My mother contacted the Christian Debt Councilors to find out why and was told that the original payment was not for payment for the debt but rather a referral fee to New Horizon (over 500 referral fee that they were never told about).

Because of not being told they had to pay over a 500 referral fee my parents are now unable to make payments to the credit card companies. So essenitally this Christian Debt Consolidators  misled my parents. I find this very dishonest and know my mother is an emotion wreck and is beside herself as to what to do. As if she doesn't have enough stress with the Credit card companies calling at least half a dozen times a day. She know she has to figure out how to pay them when she's already paid these debt consolidators everything she had.  If you can help at all it would be appreciated because we really don't know what to do.

Jeremy of Williston, ND November 13, 2007


my wife was dropping off our 2 year old son she saw some smoke.she turned off the car and took my son into daycare.when she came back out side the car was fully ingulfed in flames

Teresa of Little Rock, AR July 30, 2007


My 1999 Dodge Stratus burned on 7/29/2007. I had just parked it after driving approximately 50 miles. I bought the car in Sepetember 2006 from the original owner. The fire department said the fire started in the engine compartment in front of the driver. The vehicle is a total loss.

Frank of Cincinnati, OH January 20, 2007


Christian Debt Services took 699 as DEPOSIT from me, then charged 704.00 through New Horizon Co. I only have less than 1,200/month retirement income coming each month, as no employer will hire 80-year-old man like myself. I lost my job earlier in 2006, so now expenses outweigh what I make. Wife don't make much either so her expenses are more than what she takes in, too, once she pays for BOTH me and her. Can't keep up on the utility, house, or many other bills unless she borrows more money on credit cards, which is soon to be maxed out. Going to see attorney this week about it.

We won't get our 699 Deposit back, nor could I afford 704/month coming out of retirement income, leaving me with NO money left over to pay other bills. Now I am MINUS (-500-n-something) on my bank account, as wife makes low wages, not being able to afford paying mine and her bills, so more borrowing on credit cards to pay mortgage, utilities, etc. Christian Debt Counselors fork over services to New Horizon Debt Agency, as they told us we couldn't file for bankruptcy, even though bills outweighed our expenses.

Yes, that 30% interest rate charged on 2 Chase Bank cards (they raised rates way up there from 6% to 30% once they bought out mine and other people's accounts) was brought down to 6%-7% interest; but, monthly payments are still very high, and since employers won't hire me because they think I am way too old, then I can't afford to keep up with payments, once I lost my job. Tried very hard to stay away from wanting to file bankruptcy, but debt settlements made matters WORSE, since they keep automatically withdrawing out of bank account, leaving no money to pay other bills, so now bank account is over 500 BELOW 0.00 average!

Advertisement


Custom Search
AUTOMOTIVE
• Dealers
• Manufacturers
• Service
• Extended Warranties
• Lemon Laws
• Recalls
• Tires
• Transporters

FAMILY
• Aging
• Children, Parenting
• Recalls
• Dating
• Education
• Entertainment
• Pets
• Weddings
FINANCE
• Annuities
• Banks
• Credit Cards
• Debt Collection
• Debt Counseling
• Insurance
• Investing
• Loans
• Mortgages
• Payday Loans
• Student Loans
• Tax Prep

HEALTH
• Doctors
• Drugs, Pharmacies
• Health Clubs
• Hearing Care
• Hospitals
• Nursing Homes
• Nutrition, Diets
• Vision Care
• Weight Loss
HOMEOWNERS & RENTERS
• Appliances
• Cookware
• Furniture
• Home Improvements
• Lawn & Garden
• Movers
• Pools & Spas
• Realtors, Rental Agents
• Recalls
• Utilities

ELECTRONICS
• Cable TV/DBS
• Cameras
• Cell Phones
• Computers
• Home Electronics
• Internet Access
• Local Phone Service
• Long Distance
• VoIP
SHOPPING
• In-Home
• Online
• Retail Stores
• Sporting Goods
• Supermarkets
• Telemarketers

TRAVEL
• Airlines
• Bus Lines
• Car Rental
• Cruises
• Hotels
• Travel Agents
• Trains

RESOURCES
• Class Actions
• Complaint Form
• Small Claims Guide
• Lemon Laws
CONSUMER NEWS
• Latest News
• Automotive
• Telecom
• Financial
• Health
• Homeowners
• Scams
• Seniors
• Travel
• More ...

RECALLS
• Automotive
• Children's Products
• Drugs
• Food
• Household Products
• Sporting Goods

ABOUT US
• FAQ
• Privacy Policy
• Advertise With Us
• Newsroom
• Syndication
• Terms of Use

Terms of Use Your use of this site constitutes acceptance of the Terms of Use

Advertisements on this site are placed and controlled by outside advertising networks. ConsumerAffairs.com does not evaluate or endorse the products and services advertised. See the FAQ for more information.

Company Response Welcome If complaints about your company appear on our site, we welcome your response. Please see the Response Form for more information.

For more information, see the FAQ and privacy policy. The information on this Web site is general in nature and is not intended as a substitute for competent legal advice.  ConsumerAffairs.com Inc. makes no representation as to the accuracy of the information herein provided and assumes no liability for any damages or loss arising from the use thereof. 

Copyright © 2003-2009 ConsumerAffairs.com Inc.  All Rights Reserved.    The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.