Complain about a product or service

21st Century Legal Services

portia of evergreen, AL September 16, 2009

first of all, be aware of this company....there should be a lawsuit out for the way they handle business.. my story i recieved a phone call(recording) about how obama is helping people to refinance and modification(lower your payments) for people that are struggling press 1 to speak to a specialist, so i press 1...at this moment it ruin my life. i talk to a hugo and he assured me that this company can reduce my interest rate to fix 3.5% and fee of 1,295 broking into 3 payments. he stated that a notary will come out to your home, advised me of the personal info i needed to gather up, and to have my first payment. he and the notary assured me that the company will get in touch with my mortgage comp to informed them of the modification and send the package over. this never happen. they informed me that i do not have to tell my mortagage company anything.. my mortgage comp never got a package and they never got in touch with them. i start to receive calls and letters from my mortgage company, so i call them. i informed them what was going on. they informed me to get back in touch with them to see when they are going to send the package over also to beware of fraudant company's.

so, i tried to contact them got the run around, everytime..numbers not working, automative system, and we will get back in touch with you..(taking name and number) talk to a supervisor and she assured me that the package will be sent over within 10 days...it takes a little time. i should of stop payment on my 2nd check at this moment, but i didn't. the final straw, after 2 weeks i cb and the number stated that we are currently having problems with our lines, press 1 to be transfered over, then a busy signal.. called the supervisor and she took my name and number and stated that she will cb later this evening. she never did. cb the office number and people kept hanging up on me, hear others in the background chating, eating lunch, and etc. also, heard someone say, we will contact you in the morning then there was just dead air. they will not get another payment from me. i want everyone to know that this is a scam, there should be a lawsuit out for this, i defiently want my money back, and someone should do something about this before they ruin other people lives. they are taking advantage of people homes..

donna of baltimore, MD September 10, 2009

i went with them on feb 23, 2009. they had a mortg consultant come to my house for papers for me to sign, pick-up checks, give me copies and said everything should be settle in 90-120-. as of sept now im 25,000.00 back in payment and my home is in forecloser. since feb till july the company only made 2 phone calls to my mortg co.wells fargo

we took this to our attoney. he wrote a letter too them and too the attoney general in califoria. nothing has been done. they took my life and my husband in this sisuation. all i want is my 5,136.00 back. thats what the 3 checks about too that i wrote and took out of my account. im going too be put on the street because im out of work. lost my job and we only have 1 income comming in. my husband is supporting me my daughter and 2 month old daughter. these person do not have a consious. they hurt us really bad mind wise, physically, depress, anixety of all this.

Hugo of manassas, VA September 7, 2009

I was on line and i found 21 century lagal. I was told of a program and did whst every one else has done post date checks a notary came to my house. Well when I stoped getting phone calls I realice it was a scam. I manage to stop one payment. (I want all my money back and are looking for some one to help me.) My wife and I are working with our lender but are 4 and half back in payments.

William of Columbus, NC August 15, 2009

We were told by some friends this was a company that could decrease out house payments. My husband and I both had our hours cut at work and could no longer do the payments set by the previous company, then I had to have emergency surgery have been out of work for two plus months. We call spoke will Nellie and got things started.

Later a lady came down for us to sign papers we gave them all our information and a bankers check for 625.50 was told we would receive copies of everything signed, have not receive yet this was first of June, 2009. We were told to mail 3 post dated checks and we did. The first was suppose to be cashed July 19,2009 I kept watching my bank account and they never cashed it, so before the next was due to be cashed I called the company for several weeks leaving messages for someone to call me back.

Finally got someone to answer and they said they would check into it and call me back, no one has call us till this date. I contacted our previous loan company cause we got foreclosure letter and got real scared, they are now working with us to get this straightened out so we can keep our home hopefully (please pray).

I put stop payments on the checks and then 21st Century Leagal Services tried to cash check from July. So please beware of what you are getting into. With God's help we will save our home. I feel my recovery from surgery is taking longer due to the stress from all of this.

Denita of Leander, TX August 14, 2009

I did a closing for the above company on Arpil 27, 2009. The closing was successful and completed. I have calls several times and talked with Ana and Iris and both have lied to me about paying me. The company owes me 75.00 for the closing. Every time I call they claim it's in the mail. Now no one will call me back or take my call. Very poor service with this company.

Barbara of Grandview, MO August 13, 2009

I sing a loan modified to get rates as low as 3.00% plus written three checks one 872.45, 872.44 & 872.44 one check have already been cash. and I put a stop payment the other two post dated check for sept. & nov. 09.but I did received a copy of my loan paper from the notary. but they do have all my personal information.

Edward of Detroit, MI August 12, 2009

I received a call saying 21st century had a senior special offering a mortgage modification program that would lower my mortgage payment. I was told by Steve C that he could lower my payments to 385.00 Monthly after asking me some questions concerning my current mortgage payments. He said that a specialist would come out to my home to complete the applications. after signing the applcations the specialist said he would email me a copy of the applications after he returned to his office, I gave him a copy of my bank statement, drivers license, and a copy of all my bills.

2 days went by and I didnt get any copies. I called several times and was told by Steve that he would check and find out why I didnt get the copies . as of this date i only got blank copies through the email. I had also given them 3 post dated checks in the amount of 385.00 for August, September, and November 2009. I stopped payment on the August payment because no contact from them after asking for copies had me thinking perhaps this company is frauding me. I checked with your company and sure enough several complaints have been filed agaisnt 21st century legal services. I would like to cancell the signed contracts and a return of my checks and documents.

Paula of Geneva, AL July 25, 2009

My mother, Paula, called me and told me that she found a company that would lower her payments. She asked me to go online and check out this company,21st Century Legal Services. I did and found this website. This is how my mother found out about 21st Century Legal Services. My mother's friend got a call about lowering payments on her mortgage. She didnt have a mortgage so the friend gave Paula (mother) the number to call them. Paula called 1-909-989-5123, that shows up as public announcement on caller Id. She was transfered to a secretary named Gloria. Gloria took some information from Paula then transfered Paula to Richard the "Lawyer"

He asked questions of: How much she owed on her mortgage and took information on income and personal information like checking accounts,credit cards,and told her that a someone would come to the door on the 3rd of August at 3:00pm at Paula's home and get the information in writing and Paula was to have a cashiers check made out in the amount of the mortgage payment made out to 21st Century Legal Services. Thankfully, Paula didn't have credit cards and a checking account. My mother,Paula,has her mortgage through Linton Loans. I don't know if Linton has anything to do with it but it needs to be checked out. This guy Richard had her account on his computer and new that she was behind one payment. He said that would be took care of too.

Vickie of Auburndale, FL July 23, 2009

I saw a phone number appear on my television screen 21st century legal services. I answered, the young lady proceeded to tell me the company knew I had filed bankruptcy, to save my home from foreclosure. She started asking me questions, after paying 1600.00 dollars a month since september of 2008, all I could think was thank you Lord my prayer has been answered.

After I was advised what the company needed in paper work, bank statements, 2 years taxes, 1 month of pay stubs, a hardship letter from me as to why I need help as a single mother of 2 school age children, to process a remodification loan through my lender, now keep in mind I recieved this call on monday July 20th 2009,

They are sending someone to my home friday July 24th 2009, to pick up a post dated check for 690.00 dollars that I need to pay for 3 monthes to their company. I owe 97,000 dollars, on my home. The modification was dropping my payment down to less than 500.00 dollars a month, with 4 percent interest, a fixed rate for 30 years. I guess I really thought it was Gods work helping until I looked on line today and to my great dissappointment, it was all a lie to cheat people out of their money, If I had went through with this I would have lost my home, everthing, I have worked my whole life for, I have no family to help me. Me and my children would have been homeless, and the representative told me that after the 1st 3 monthes of paying the 690.00 dollars to their company.

That would be when I would start paying the lower payment amount. How can people get away with this, I am back to square one. I am angry that people are so cruel and greedy, to take advantage of people in this manner. Especially in times of great hope, of trying to hang on each day. To think of finally being financially rescued. Thanking the Lord each day for helping me. Then reading all these complaints from all of these people. That believed like I wanted to believe, hope turned back into despair. My heart goes out to each and every person who has been victimized by this bogus company. I pray for relief for all of us. There is hope, we just have to keep believing. A concerned citizen, God blessed me with the truth.

Patricia of Scottsdale, AZ July 17, 2009

I was contacted by Tina two days ago, I received the package by Fed Ex yesterday. I read the materials which included part of the U.S. Departmne of the Treasury article Subparagraphs i. Shared Effort to Reduce Monthly Payments - 38% or 31% of income. and subparagraph ii. "Pay for Sucess" incentives to servicers.

List of docs included bills, copy of last yrs W-2's (send full income tax returns), copy of most recent pay stub, hardship letter, copy od mortgage coupon, one month bank statement, cashiers check for 1,000 - other payments post dated checks and Tina phone no. I am very cautious about loan modifications so I didn't respond until I investigated the company and lo and behold I get this website, Thank God

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