|
Julie of Katy TX (09/08/08)
I took a payday loan and did not notice I gave the wrong paydays, I happened to look a the wrong month, when I call to state I would not have the money that day to please extend it to my real payday, they stated they could not help me, that I had sign and agreement and could not make any changes. I did state I would repor them to the BBS
overdraft and you can imagine the consequences in my personal life
Donnamarie of Livermore CA (08/22/08)
I recently had several debits to my account that were unauthorized. They were for various amounts of 75.00 up to 125.00 at one time. I called the bank and they told me to close my account. That's when I started getting harassing phone calls at home and at work. They have even started to some how contact my boss and even send her threatning e-mails regarding me.
I don't have much money and I am already very upset that my work or family, and friends are even aware of my business which I don't even believe is my business. I am going to need someone to talk to regarding this horrible situation. I can't believe that any one could get away with this behavior without some kind of punishment. Please help.
Lenord of Colorado Springs CO (08/22/08)
We were in a financial emergency and took out a short loan from this Co. We Western Unioned them the payment in full and they debited our account the next day. It has been a nightmare to get this credited back to us and as of yet haven't been able to get it credited back. Obviously those of us who need these loan don't have expendable cash and are desperate for money. As such my account has begun to overdraft causing us hundreds of dollars.
So far, this has caused us 250.
Kimberly of Summerville SC (07/11/08)
I recieved a $300 loan from this company. They tried to take it out of my account before it was do on 2 seperate charges. My bank is saying it was paid to them and Reg is telling me he has proof it was not. I am waiting on documentation from my bank as I am in SC and my bank is in NY.
He was very rude on the phone with me and even went as far as telling me he had not called my employer. When I gave him the proof that he had he got ruder yet. My boss has no business knowing my personal business. Reg claimed that he never spoke to my boss yet she knew all about everything. I am thinking of seeking a lawyer on this matter.
CTC keeps trying to take money out of my account and its resulting in over draft fees that I can not keep up with. They were already paid yet they keep trying to take money
Kevin of San Jose CA (07/08/08)
I was recently forced into a financial situation that left my only solution as bankruptcy. When I fell short of a final payoff to Cash Transfer Centers (CTC), serious problems with this company began. Knowing that I am officially filing this Friday, they have used intimidation tactics such as contacting my employer and reporting me to Teletrack. My lawyer has told me this is illegal activity and to get a full name and license number of the collection agent. Of course, they would not provide this to me.
I know their methods are extreme because every other creditor I have dealt with has been very understanding, pleasant and humane, including other payday lenders. I am reporting all of this activity to my lawyer and he will determine wether they are acting within in the bounds of the law and take appropriate action if they are not. I am posting this as a warning to AVOID doing business with this company no matter how desperate you are financially. They do not NEGOTIATE.
Major contributor to bankruptcy decision.
Annette of Vidor TX (06/03/08)
took out a payday loan; got caught into that trap. took it toll on my finances I defaulted. Started receiving calls froom Mr REg, last one he is screaming on the phone. several daily. I tried to call back. the phone would disconnect
talked with Mr turner, he said he noted my acct with the payback date. would not promise anything, threatened to call my employer payroll office. plain harassment
Carla of Kuna ID (05/02/08)
They called my job twice and was rude with me,saying that they would contact my job payroll department. They e-mailed my job payroll department. I was called to the office over it and asked about it.I told payroll to call and confirm I do work there.I am having money problems big time,and I felt my job isn't the place to discuss those issues.
I was embrassed by being called to the payroll department and asked about it.I felt by seeing it said cash transfer center that I must of applied for a cash loan somewhere and that they needed to know i worked there. I think it very rude of cash transfer centers to do that to me. I will go to court and explain to the judge that I will make payments to them,and explained what they done. I e-mailed them about the issue of the e-mail and no response back .I told them I was contacting attorney and that they had no right to e-mail my jobs payroll department.please tell me my rights.
Thuha of Federal Heights CO (05/01/08)
I asked for a $300 pay day loan in which it was $381 after all fees. They debited the loan on the wrong way (off week) of my actual payday. And not just one debit, but they broke it up into two debits of $190; therefore, making me accrue not one overdraft fee, but four (two for them of $29 and two from my bank of $39). They had the nerve to call me and threatened me with wage garnishment BEFORE I was even notified by my bank that I overdrafted. I had loaned several times before and was a good customer. So much for that. BTW - you have to send it my money gram which is another $20 charge!
Warning...your $300 loan will turn into a $1000 nightmare!
Rachel of Lake Park FL (07/26/07)
I had taken out a pay day loan. It was paid off. I asked them to stop taking money out of my account, they did not. I closed my account. I'm glad I did this company is under several names, and is trying to collect. I have a signed affidavit from my bank stating this was not authorized. This company is known as Cash Transfer Centers/Northway Financial, Sonic PayDay...
I closed my bank account due to multiple transactions, they have over drawn my account over $402.00 in resulting in over $600.00 in thier profit alone. I am now having a financial hardship. The collector threatened to call my work, take my paycheck and tell everyone I owe this debt.
Megan of Charlotte NC (07/13/07)
I received a payday loan on 9/25/2006 from Cash Transfer Centers in the amount of $300.00 under the company name Platimun B Services. The debits from my checking account have been coming out under the company names SJM Marketing and Northway Debit so I am completely confused as to what is going on.
Since September of 2006 this company has been debiting at least $90 and sometimes more from my checking account. I am not sure how many fees I have paid this company in total but it is a very large sum. The fees that they have been charging since last year have caused my account to remain in the red (negative) until today (7/13/07). The only reason that my account is up to date as of today is because the company submitted a garnishment of wages to my employer. They deducted another $346.65 from my account today through the garnishment and are scheduled to deduct another $63.35 on July 31 to pay the full $410.00 they claim I owe them. I have been in an economic hardship since September of last year because of this causing me to pay all of my bills late including rent, utilities, vehicle loans and insurance, etc...
Alex of Racine WI (07/24/06)
I took out a payday loan from this company and due to recent financial problems had to close my checking account thus preventing them from electronically collecting the funds. I told them I could pay them back by sending the full amount via money order. They said they only accept payment electronically or by Western Union. I have sent payment in full via registered mail on July 8, 2006 Registered article arrived according to usps.com on July 18, 2006.
This company will not stop calling my employer requesting a garnishment, they refuse to provide a accurate address as to where they are located. They operate under the name of Cash Transfer Centers or Sonic Payday Ltd. Persons from Coastline Credit also call saying they represent Cash Transfer Centers, previously when they took payments out of my checking account, the electronic withdrawl said Northway Financial which they say is located on the isle of Malta. I never signed a wage assignment but they said my typed name is a legal wage assignment. My employers payroll dept. told me if they don't verbally acknowledge payment of the money order I sent out that they will garnish my next paycheck as a gesture of goodwill, which would result in them recieving a double payment. I borrowed $500.00 they say I now owe $693.00 which is what I sent out. All I want to do is pay them off without all these games but they won't cooperate. Don't they need a court order for a garnishment?They also list their address as being in Oaks PA. and Wilmington Delaware but repeated calls to both States failed to prove or confirm the existence of this company in either state. Please send any advice you can as to what I can do regarding this company. I have retained a bankruptcy atty. to start proceedings due to recent financial hardships. I'm in serious need of legal advice, and am in serious emotional stress.
Report Your Experience
If you've had a bad experience -- or a good one -- with a consumer product or service, we'd like to hear about it. All complaints are reviewed by class action attorneys and are considered for publication on our site. Knowledge is power! Help spread the word. File your consumer report now.
|
