Complain about a product or service

Cashcall

Retha of Lynwood , CA June 10, 2009

Like everyone else I was in a behind on some thinks and I thought that Cash call would be a solution. Well I was dead wrong. The rate is so high you will not be able to EVER pay it off. Then the if you try to pay if off in one payment they get to talking about every payoff fee and late fees. If everyone see this info we have more then enough people to bring a Cash Action suit against them. I will be making 10 percent least and will not be able to make the payment in 2 months.

They say they have programs that can help you , but your payments have to be current in order for them to help you. If your layoff call them and tell them your collecting unemployment checks. The lady told me that I have to send proof and they will stop payments for 6 months. But will the interest keep going. I have paid this loan 2 times over and I wont out.

I'm trying to keep my account current so I call to make payment arrangement. They never told me I would still be responisble for late charge until today.I can no longer pay, I told them today in 2 months will not be able to pay so I wanted them to tell me what's going to happen. The lady could not tell me anything useful.

Herlena of Oakland, CA June 30, 2009

I lost my job called to settle was told that they are filing suit against me I took out a 2500 dollar loan and now currently owe 5259.00 i called in April to ask if there was a way to settle for a reasonable amount and was advised that they already filed suit and that I will still have to go to court in regards to the case. Instead of finding out what they can do to assist me Mr. Lewis attempted to get me to make a payment something I couldnt do as I am now receiving unemployment benefits. I really want to do the right thing and settle for a reasonable amount and these people dont want to settle with me.

Paul of Philadelphia, PA June 19, 2009

I've used Cash Call on three occasions. I read the loan documents carefully and fully understood the terms of my loans. I paid them off far sooner than the scheduled date to avoid the high interest rates. I'm astonished that so many people would take a loan without reading the documents and asking questions. Each loan rep that I've dealt with at Cash Call fully disclosed everything. Cash Call is good for very short term loans when you are sure that you will be able to pay the principle. Do not use this service for long term loans.

annamarie of albuquerque, NM June 15, 2009

i pulled out a loan of 2500 . i only asked to borrow 2000 . they would not change the paper work . i called today to get my payoff after a year . i now owe 2700 . its just really sad . i asked about the original loan documents since they sign on line the term wa 42 months 216 a month but i dont think i am getting close to pay off .

rodney of marina del rey, CA June 15, 2009

Personal loan company...A major loan shark here who capitalizes on the poor with charging outrageous interest rates on loans....I'm not even sure of my interest now..They make sure that you NEVER pay the loan off...I applied for a personal loan from Cashcall company on December 1,2005 for the amount of 10 thousand dollars. My monthly payments went from 292.50 to 332.15 a month....I called to find out what my balance is on June 12,2009...My balance due on that loan is now 9,500 and something dollars....I've been paying on this loan for 3 and a half years on a ten thousand dolar loan..And the balance after 3 and a half years is 9500 hundred dollars!

Brandi of Delray Beach, FL June 9, 2009

I took out a 2600 loan from Cashcall in 2007 and for one year paid 216.55 on time each month. My husband and I fell on hard times after he lost his job and I was unable to continue to pay them. I called them and let them know that I wasn't able to pay them and I stopped the auto debit. They didn't have a problem stopping the debit, but still expected me to send the payments in.

After about 3 months of non-payment, they started trying to offer me settlements. My settlements went down from 2000 in 2008 to as little as 700 or so dollars as of May 2009. Having been laid off myself in March of 2009, I definitely couldn't afford to shell out any of their settlement offers or their monthly offers. The money is just not their with neither of us working.

Today I got a letter from Brett Yable Law firm representing TK Financial, stating that they are going to place a judgement on me for 3838 and garnish my wages and place a lein on my assets. Apparently, CashCall sold my loan. I am just wondering does the arbitration clause come into affect? I thought we were to have a binding arbitration regarding any dispute that came up between either party, regardless if the loan was sold or not. How do I find out about this?

pamela of elk grove, CA June 3, 2009

i thought i signed a promissary note for 5000, but it turns out to be for 24000.00 at 254.00 a month i would never be able to pay the loan off. I was mislead

Julio of Tamarac, FL May 25, 2009

CASH CALL IS ABUSING!!!! I asked for a loan of 5000.00 and I have done 38 monthly payments 250.00 each, total 9,500.00 . They are telling me my total debt is 21,388.00 that is not 59% is 427% !!! thats insane. They are calling me all the time, sending me letters.

Tatyana of culver city, CA May 13, 2009

This company is just ridiculus. I understand that it is my falt that I even got a loan from them. Now the reasons don't matter, but what does is that I am trying to pay this off as soon as possible and they just make it as hard as possible for me to do that! I schedule payments every week to be taken off my account and I have to call 2-3 times a week to make sure that it is done. I talk to a representative,they say everything is great, next thing i know there is nothing taken off my bank account and I am still being charged the daily principle. When I call them back, no one knows anything, they cannot tell what system they use to calculate the principle, when my payments will be posted or what amount of money should I pay in order to pay this off sooner.

All they know is just "make extra payments." That is what I am trying to do, but I have to struggle with too. It is horrible! The more payments i try to make, the more problems I run into. I am starting to have a feeling, that they do this on purpose, to make more money, to keep me from paying faster. I have automatic payments scheduled with them and even those I have problems with, they don't take the money off because I make extra payments. They dont's send me any statements, there is no way to look anything up online and the staff is just useless. I talked to one girl once over there, she promised to monitor my account and make sure that all the payments are taken off timely, but I haven't recieved one call from her, and none of the payments were taken off.

I have a full time job, I am pregnant, and I have a 2-year old. I am busy! I don't have time to spend all day on the phone with stupid cashcall to make sure that they do what they are supposed to do. I really feel like I am racing against time to pay this off. I hope they record all their conversations, I will really have a good use of them in court. The worst company I ever had to deal with in my life!

Evelyn of bay minette, AL May 19, 2009

I was loosing my home and needed cash in a hurry. Thinking I couldn't get a loan any where else I went to the internet for help. I borrowed 2500.00 and pay 215.00 a month. I will be paying back over 9000.00 when my loan is paid. My husband is out of work and I'm having trouble keeping my bills paid. I can't beleive we can let people like this get away with this kind of thing.

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