Complain about a product or service

Citadel International

mike of west covina, CA July 29, 2009

Protect yourself against fraudulent loan modification companies like Citadel International, Inc. I paid them 2,500.00 dollars over 1 year ago to perform a loan modification. It was all a SCAM!

You don't have to pay for this service. In California it is illegal for anyone except attorneys to take a fee before they provide the assistance. Under California's Mortgage Foreclosure Act as codified in Sections 2945 et seq. of the Civil Code, all so called foreclosure specialist or consultants are prohibited from collecting an upfront fee from a consumer, even if they work with attorneys or have attorneys inside their shop. Hence, they must perform services before collecting a fee absent being a law firm where an ordinary attorney/client relationship has occurred under a normal retainer agreement. This is all laid out in California Civil Code section 2945.1

My calls were full of excuses by Citadel owner G. Ysidro. I was told the process takes 60 to 90 days and that citadel had a 90% success rate in negotiating with the lenders to achieve a loan modification with interest rates as low as 3%. After I paid them the 2,500 I began to discover how this company really operates. They took my money and ran! I found out later that he filed for bankruptcy and heard that he used all the money to invest properties on the East Coast! 2,500 lost and just endless frustration

Karina of Quartz Hill, CA April 9, 2009

Beware of this company. FRAUD! FRAUD!

My husband and I paid Citadel 2,500 for a loan modification and it was all a big scam. They took our money and never did a thing for us. We took them to small claims and they never showed up.. We won the case, but our money, still not in our hands, and now we are in floreclosure.. Beware people, they will make false promises. Don't be fooled like us... I wonder how many other innocent people are out there that didn't fight back..

Ardine of Los Angeles, CA April 6, 2009

I paid Cambridge CitadelInternational 999.00 for a Loan Modification on 4-14-2008. No one followed through on my application for a Loan Modification. I left five (5) of my original files with Grey Yisdro CEO/President. He is the last person I spoke to in November 2008. I have left several messages on their voice mail asking for the return of my files. No one has returned my call for 5 months. I have gone to their place of business and no one is there. I filed a police report

I lost 999.00 which I cannot afford to give away. I could have used this money for my mortgage.

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