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Financing Alternatives





Financing Alternatives, Inc.
Virginia Goes After Financing Alternatives Founder's Assets
Virginia Tightens Screws on Financing Alternatives Founder
A Bleak Holiday for Computer Layaway Victims
Virginia Seeks Victims Of Computer Layaway Scam
Financing Alternatives Runs Out of Options
Virginia Sues Financing Alternatives
Consumer Complaints

This Chesapeake, Va., company sells TVs and computers for thousands more than their actual value. On top of that, they also sell jewelry. Their scheme is very similar to Blue Hippo, profiled in a ConsumerAffairs.com investigative series.

Virginia consumer protection officials have received "several hundred complaints" about them and the Better Business Bureau has even more, state officials told us. And what do the company's customers say?

Pamela of Knightdale NC (02/21/09)
I saw the commerical about owning a computer, so i called and agreeded that Financing Alternatives could draft 40.99 from my checking account on a weekly basis to established good credit.

What evidentally ended up happening is me being out of 1,800 plus and no computer. What so ironic and pitiful is that they say they started this business for the less unfortunate and people who couldn't afford to buy a computer and they ended taking money from the same people they said they are in business for. All I can say is what goes around comes around. God don't like ugly.

I am a single mother of 3 and I needed the computer to further my education. This has caused a great difficulty and hardship to my family. I didn't and don't have that kind of money to throw away. I had to rend a computer from a rental store which cost me more money that i really couldn't affort but I had to do what I could do in order to get this degree. It would really help out a lot if I could get my money back or at least some of it.

Glenn of Council, ID February 14, 2009

Glenn of Council ID (02/14/09)
I wanted to try to establish some credit,so i called the number from the commercial for financing alternatives on dell computers. I got the account and gave them my checking account number and they said I had to make so many payments and would get computer.It was suppose to be 3 months,then id continue to have them take out of my account untill paid off.

Months went by and no computer,only to be told each time that they were having shipping difficulties. Finally we closed our account and tried to get the 1073.18 we paid them out of the total cost of 1559.48. They woudnt give us the money or the computer. I thought there was nothing I could do,till I came acrooss our website. After readind I had my wife try to call them but,they said there was no record of me with my name,address and the acount number I have on my papers dosent have enough numbers to it.

My wife tolod them she had monthly statements from the and our bank statements showing they pulled it out and when it would come out next. All this took place in 2006. They have all my personal informaition that could damage the little credit I do have,so im asking for your help in this matter.

Cheryl of Waynesburg, PA January 25, 2009

Cheryl of Waynesburg PA (01/25/09)
istarted on 05/14/2007 to sending money on the computer . i thought it was a good company.but i learned my lesson not to trust any of these companys anymore. ilost a thousand on this deal. iwould like for my money to be retured to me. iquit paying on it07/15/2007.iwasnt not going to send anymore money, i couldnt not afford to lose anymore money. please send my money back to me.

i got rip off by this company iam telling you iwant my money back. isend for the computer.

Bonita of Jamaica, NY January 2, 2009

Bonita of Jamaica NY (01/02/09)
i paid for a computer but never received. i have been trying to locate for a long time but get told that i have wrong number. then i got i whole different recording all together. never speaking to anyone live.

Maria of Taylor, MI January 2, 2009

Maria of Taylor MI (01/02/09)
My wife saw the ad on TV how we could get a great computer no credit check,just have a bank account. We made the initial payment. Finacing Alternatives company took each payment out of my account each week totaling 1,871.48. Needless to say we still have not recieved our computer. After several phone calls and no response we felt there was nothing we coud do.

Roselyn of Cambria Heights, NY December 20, 2008

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