
Nationwide - Homeowners Reviews
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About Nationwide Homeowners Insurance
Nationwide provides home and auto insurance across the country. Its home insurance plans offer standard and extended coverage options and discount opportunities like savings for multipolicy bundles and home security systems. You can apply for a quote online through the Nationwide website.
- Multipolicy discounts
- Online quotes
- On Your Side Review assessments
- Limited online presence
- Not available in all states
Helpful Reviews
About Nationwide home insurance
Nationwide provides homeowners with various standard and additional coverages. Its standard policies cover:
- Dwellings
- Other structures
- Personal property
- Loss of use (temporary living expenses)
- Personal liability
- Medical payments for others
- Credit cards
Additionally, Nationwide offers car, pet and personal umbrella insurance policies, which you can bundle with your homeowners policy for a reduced rate. The company also provides discounts for home insurance policyholders with security systems.
Nationwide homeowners insurance coverage
You can request a free online bundle quote on Nationwide’s website or contact a Nationwide agent for a more detailed and personalized quote. Your quote depends on the coverage levels you need. For example, you can include coverage add-ons such as:
- Identity theft
- Water backup
- Flood insurance
- Replacement cost
- Earthquake coverage
- Valuables
Nationwide also offers a free insurance assessment called the On Your Side Review. This opportunity is for all Nationwide members and works to ensure you receive coverage that fits your needs.
Nationwide home insurance quotes and costs
The cost of a homeowners insurance policy with Nationwide varies based on coverage level, your home’s location and the deductible limit you choose. The company does offer multiple discount and bundling opportunities for additional savings, including:
- Multipolicy bundles
- Home purchase within the last 12 months
- Previous, continuous insurance coverage
- Claims-free discounts
- Home renovation credits
- Protective devices and security systems
If you combine home and auto insurance from Nationwide, you’ll get a 20% bundle discount. You can also get discounts for selecting paperless billing and policy documents.
Nationwide home insurance FAQ
What does Nationwide home insurance cover?
Nationwide home insurance covers your home, other structures on your property, personal belongings and more, and you can add coverage add-ons for an extra fee.
Who underwrites Nationwide home insurance?
Nationwide home insurance is underwritten by Nationwide employees; the company is owned by Nationwide Mutual Insurance Company.
Does Nationwide homeowners insurance cover mold?
With Nationwide, mold coverage depends on the source of the damage. If it’s caused by a flood, for instance, Nationwide doesn’t cover it.
Where is Nationwide home insurance available?
Nationwide home insurance is available in 43 states across the country. It’s not available in Alaska, Hawaii, New Mexico, Louisiana, Florida, New Jersey and Massachusetts.
Still have questions?
Is Nationwide home insurance good?
Nationwide offers solid standard and comprehensive home insurance coverage and a multitude of bundling and discount options. Many homeowners find Nationwide’s online tools useful for bill pay and claims handling; however, several find the online quote estimator to be limiting and prefer speaking with a Nationwide representative over the phone.
Nationwide Homeowners Insurance Reviews
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Nationwide Homeowners Insurance Company Information
- Company Name:
- Nationwide Insurance
- Website:
- www.nationwide.com





