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Save up to $379 on Your Auto Insurance. Compare Quotes from Top Providers Now! Find the Best Deal and Apply! - Adv.
Leonard of Nottingham, NH July 27, 2008
Leonard of Nottingham NH (07/27/08)
I have been insured with the same well known international Insurance Company for years. I joined AARP and got a solicitation from Hartford Ins extolling their low cost to AARP members. Since my insurance was comming due, I requested and received a quote from Hartford which was 980. I retained my existing insurance company at a cost of only 687. The policy provisions and coverages were identical (I have a law degree and years ago was an Insurance Agent and know how to read a policy).
It is common practice for companies advertising through AARP to charge more to AARP members than by bypassing AARP. It would appear that AARP rips off its members by charging companies for the AARP endorsement which in turn charge to the unsuspecting members. The calls and letters began when I didn't enroll with Hartford....What can we do? Maybe we made a mistake in quoting, etc.
Fred of Newington, CT July 26, 2008
Fred of Newington CT (07/26/08)
My 1995 Honda Civic was stolen from the parking lot of the apts. where I live on April 8. To make a very long story short, the Hartford told me I stole my own car and that they were going to have me arrested for insurance fraud. When I simply received a disclaimer of payment, I was happy they didn't have me arrested until I realised that was their ploy - to get me so worked up and frantic about being arrested that I wouldn't fight simply a denial of payment.
I did contact a (friend)lawyer at the time but he practices in PA and we live in CT. He said he would contact the Hartford and maybe that would let them know I was not taking this treatment lightly. After the lawyer contacted the Hartford, when I called them they said they can't release anything to me, I couldn't see my car, because I had hired a lawyer.
Incrediby, in mid-June my 1984 Corvette was broken into and vandalized causing 1,500 worth of damage. Two separate investigators were sent out to inspect the vehicle which was at the garage. I received a written estimate with authorization to have the work done and the garage received authorization from the investigators to start work on it. The check was in the mail when it was stopped by the original investigator of the Honda. The Hartford claimed that they made a mistake and sent the wrong investigator and the original Honda investigator was put on the case, along with the original very nasty, criminal claims rep.
Now they are saying they will not pay for the Corvette. The work is done and I do not have the money to pay for it - I will have to charge it. I called a CT attorney and he told me that this happens all the time and there's nothing you can do about it. All you can do is take them to small claims court. CT law allows insurance companies to deny claims for any reason they can find. True or not apparently.
This has taken a devestating emotional toll on me. I am already on disability for depression. I have been without a car, don't have money to buy one not to mention who knows how this will affect my insurance premiums in the future as well as my credit rating. For the Hartford to accuse me of something as serious as insurance fraud, which I didn't do, after never having had so much as a parking ticket and always paying my premums early, is unethical, immoral, heartless and even criminal on their part. Lisle of Alexandria, VA July 23, 2008
Lisle of Alexandria VA (07/23/08)
When I purchased Policy, I was told that my premiums would go down each year of safe driving. Instead my premiums for the past two renewal years have gone up substantially. I was told that these increases were due to my credit scores going down. In these financial times it is almost impossible to survive only on Social Security Disability, so the Hartford must be getting really rich by ripping Off older disabled people this way.
I cannot afford their current demand for premium increase so shall save money by switching my insurance to Geico. Can't anyone do anything about this type of elderly disabled discrimination ? Wanda of Wheelersburg, OH July 17, 2008
Wanda of Wheelersburg OH (07/17/08)
My husband, Carl, belong to AARP and we decided to check out their insurances since they advertise they have the lowest rates for seniors. We tried auto insurance first and they quoted us a reasonable rate for our vehicles; however, when we received the policy they raised the rate by about 00.00 a year. Their reason for doing this was my husband's credit report was not great. I have to tell you my husband was furious, his credit report is triple A with a rate in excess of 840. We declined this insurance and then we decided to try the supplimental insurance to medicare.
Well once again we were quoted a price over the phone of 56.35 each per month also the plan we chose we were told would cover the 1024.00 entrance to a hospital that medicare doesn't cover that was all we were interested in, but once again when we received the policy we found my husband's rate was increased by about 30.00 and the plan only covered half the cost of hospital entrance. I complained and we received calls from both companies and they said it was because of my husband's age.
Well these policies are suppose to be for senior citizens, so I don't understand. And how many seniors would have paid the extra without arguing. I really am angry with AARP and these false ads should be stopped. I am 67 and my husband is 73 we are in good health. What is it they constitute as a senior citizen anyway. Thank you.
Tj of Kansas City, KS May 26, 2008
Tj of Kansas City KS (05/26/08)
I have had AARP for years and along with it I have been insured by The Hartford. In 2006 I was insuring the Home and (2) two vehicles, a car and a truck. In February 2007 I sold the truck and called Hartford to have it removed from my policy.
In 2008 I got my insurance bill and the truck was still included? I call to remind the Hartford about the truck being sold last year and the agreement was to give the credit on this year 2008 balance of the bill. Yes I know I could have gotten the money back and put it in the bank and drawn interest but I figured Hartford would do the same and reward me by reducing the principle of truck plus interest.
They forgot me! I got this all worked out after spending about 5 hours of my time on the phone. On January of 2008 I got on line to get my amount due and I paid the amount for the year. If the amount was right or wrong or low for my rebate, I just paid it to be done with time spent. I did check other Companies for house insurance and the quotes came in by the 10s and all were less in price than Hartford with more coverage?
I called the Hartford and explained how long I had been with them and AARP and that I had never had a claim. I suggested that the Hartford lower my House insurance so I could continue my coverage. I called two times to plead with them and even got a letter telling me they were to stay at the price quoted, about 300.00 more or about 35% than others quoted as AllState etc..
I last left an e-mail telling the Hartford that it is clear they dont want my business. I never heard another thing from them tell this week. I got an additional bill wanting me to re-pay for my auto insurance that was paid in full for a year on the 16th of January 2008. I regret leaving the AARP after all these years, but the Hartford is leaving me no choice. Inflated prices, rude service and no consideration for claim free service from loyal customers has drove me away. Please get quotes on your insurance next year before you trust AARP/The Hartford.
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