American Home Shield Reviews
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About American Home Shield
American Home Shield (AHS) is a home warranty provider based in Memphis, Tennessee. It offers three home warranty plans with varying levels of coverage, and you can choose either a $100 or $125 service fee. Its plans cover rust, insufficient maintenance, unknown preexisting conditions and faulty repairs, which are often excluded from this type of coverage. AHS is available in 48 U.S. states.
Visit www.ahs.com- Three plan options, plus add-on coverage
- Discounts and promotions available
- 30-day workmanship guarantee
- Covers rust, corrosion and sediment damage
- Coverage limits and exclusions
- Must generally use a contractor from its network
- Only available in 48 states
Review Summary
Customers point to AHS's broad coverage and fair pricing as its biggest strengths. Reviewers praise skilled technicians who fix issues on the first visit and reasonable service call fees. Claims and contractor experiences are more mixed, with some homeowners citing denials or repeat visits.
Reviews powering this summary
I recently filed a claim for a spring that was broken on the garage. The techs came out and they were able to fix it the same day they came out.
Read full reviewWe've never had any trouble with them, and everything is great when we submit claims.
Read full reviewExcellence Plumbing came for a plumbing issue the day after I submitted the claim to American Home Shield.
Read full reviewThey make it really easy to submit a service request, and they’re quick in their responses.
Read full reviewI got a new condo and when I submitted request online for them to inspect the ac, the guy they sent was good.
Read full reviewSubmitting the claim online for the dishwasher that wasn't working was easy, however my experience with the American Home Shield vendor was terrible.
Read full reviewI called AHS to submit a claim and it was very easy.
Read full reviewWhen you submit claims with AHS, you pretty much have to do it online to get ahold of American Home Shield.
Read full reviewSubmitting the claim with AHS was easy. I did it online. I just logged in to my account. The claim was denied with my dryer, though.
Read full reviewWe submitted a claim to American Home Shield for our dishwasher, and it took two weeks for someone to come out.
Read full reviewHaving the home warranty is way more valuable to me than having homeowner’s insurance.
Read full reviewI am a Gold Shield member and the heating and cooling tune-up is not included the plan.
Read full reviewI didn’t know I could have also included my air conditioning in the coverage.
Read full reviewIt said roof repairs were included, but then in the fine print, it said, we're excluded because we have a three-story house.
Read full reviewBased on the coverage, it shouldn't be that price because not a lot of things are covered.
Read full reviewThe reason why I kept this warranty was not for any repairs in my home but strictly for my AC units.
Read full reviewFinally had to get it fixed on my own and, of course, now they respond that they do not cover work already done!
Read full reviewThere was a switch and something else they said were not covered.
Read full reviewOften there are non covered services and that will make repair more expensive.
Read full reviewWe don't handle outside sewage ejectors, only inside sewage ejectors.
Read full reviewThe rep I spoke to was excellent.
Read full reviewBut after I questioned AHS on what they did, they came back, and they did well.
Read full reviewI was transferred to the Resolution Department and held for over 30 minutes, only to have to hang up when my next client arrived.
Read full reviewAt first, the customer service was fine, but then it got really shaky in ’02 or ’03 that I thought about leaving them.
Read full reviewDealing with the representatives from American Home Shield was fine. They were informative and kind.
Read full reviewI do my claims by phone and the customer experience is great. They understand me and I understand them.
Read full reviewI spoke with a person who was very professional.
Read full reviewThe companies that are called out are not usually the best companies.
Read full reviewThe issue was mainly with the communication and clarity on my billing discrepancy.
Read full reviewThey were very mean. They kept me waiting Friday and Saturday, and when I called them on Tuesday, they were very hostile on the phone.
Read full reviewHe was great and communicating with him went perfectly.
Read full reviewThe repairman from Fire and Ice Heating & Air was a very knowledgeable fella.
Read full reviewThe problem was a little bit complicated, but they figured it out and resolved it.
Read full reviewThe technician seemed to dismiss my concerns, suggesting I call back if the issue persisted.
Read full reviewThe technician was nice.
Read full reviewThe technician was very good, kind, and thorough.
Read full reviewThen the contractor contacted me directly.
Read full reviewTheir tech checked and made sure my HVAC system was ready for the season.
Read full reviewI filed a claim and American Home Shield told me a repairman would be out to look at it, but they never showed up.
Read full reviewEven though the first contractor that came out was great, I needed a plumber, which he wasn’t, so he wasn't able to help.
Read full reviewit didn’t take long to address the issue. The turnaround time was very quick.
Read full reviewIn any time I've ever contacted them, I've had a response within 24 hours.
Read full reviewHowever, it was a long process because the people who came couldn't fix the machine.
Read full reviewI don't like that you have to wait 24 to 48 hours to get service.
Read full reviewThis company collects your monthly premiums gladly but does not repair anything in a timely manner. It took 3 months to get my washer fixed
Read full reviewThey got ahold of us real quick on the following Monday and set up a time to come and do it.
Read full reviewThe service on that occasion was efficient and resolved within the same day.
Read full reviewThey finally got it right, and they were quick to solve my problem.
Read full reviewThe response time was within 24 hours. It was quick.
Read full reviewit took four months for me to get someone else come out. I was without hot water for that amount of time
Read full reviewAlthough it was a drawn-out process, they ultimately decided to replace my fridge.
Read full reviewThe costs have noticeably climbed—from an initial rate of $50-something to currently over $90 per month.
Read full reviewAmerican Home Shield's offer was too expensive. We negotiated and I was satisfied with the price we agreed on.
Read full reviewWhen it comes to pricing, although the service call fee has increased over time from $75 to $125, the warranty is still valuable.
Read full reviewThe price is a little high but I have better coverage.
Read full reviewThey charge a very fair market price.
Read full reviewI called American Home Shield and requested my $125 back.
Read full reviewI do not feel that I'm getting what I'm paying for.
Read full reviewI’m paying for a service every month, but when something broke, it wasn’t covered.
Read full reviewI questioned this explanation because $2,000 for routine air-conditioning maintenance seemed completely unreasonable.
Read full reviewReviewers find AHS claims easy to submit online, in the app or by phone, and many report quick approvals on appliance and HVAC repairs. Some, however, mention unexpected denials or multiple visits to resolve a single issue.
Reviews about claims
I recently filed a claim for a spring that was broken on the garage. The techs came out and they were able to fix it the same day they came out.
Read full reviewWe've never had any trouble with them, and everything is great when we submit claims.
Read full reviewExcellence Plumbing came for a plumbing issue the day after I submitted the claim to American Home Shield.
Read full reviewThey make it really easy to submit a service request, and they’re quick in their responses.
Read full reviewI got a new condo and when I submitted request online for them to inspect the ac, the guy they sent was good.
Read full reviewSubmitting the claim online for the dishwasher that wasn't working was easy, however my experience with the American Home Shield vendor was terrible.
Read full reviewI called AHS to submit a claim and it was very easy.
Read full reviewWhen you submit claims with AHS, you pretty much have to do it online to get ahold of American Home Shield.
Read full reviewSubmitting the claim with AHS was easy. I did it online. I just logged in to my account. The claim was denied with my dryer, though.
Read full reviewWe submitted a claim to American Home Shield for our dishwasher, and it took two weeks for someone to come out.
Read full reviewCustomers value protection across HVAC, appliances, plumbing and electrical, and longtime policyholders report meaningful savings on major repairs. A few reviewers mention surprise exclusions.
Reviews about coverage
Having the home warranty is way more valuable to me than having homeowner’s insurance.
Read full reviewI am a Gold Shield member and the heating and cooling tune-up is not included the plan.
Read full reviewI didn’t know I could have also included my air conditioning in the coverage.
Read full reviewIt said roof repairs were included, but then in the fine print, it said, we're excluded because we have a three-story house.
Read full reviewBased on the coverage, it shouldn't be that price because not a lot of things are covered.
Read full reviewThe reason why I kept this warranty was not for any repairs in my home but strictly for my AC units.
Read full reviewFinally had to get it fixed on my own and, of course, now they respond that they do not cover work already done!
Read full reviewThere was a switch and something else they said were not covered.
Read full reviewOften there are non covered services and that will make repair more expensive.
Read full reviewWe don't handle outside sewage ejectors, only inside sewage ejectors.
Read full reviewReviewers have mixed experiences with AHS customer service. Many find representatives polite, knowledgeable and quick to set up service requests. Others report frustration with rude agents, difficulty escalating issues or repeated call transfers.
Reviews about customer service
The rep I spoke to was excellent.
Read full reviewBut after I questioned AHS on what they did, they came back, and they did well.
Read full reviewI was transferred to the Resolution Department and held for over 30 minutes, only to have to hang up when my next client arrived.
Read full reviewAt first, the customer service was fine, but then it got really shaky in ’02 or ’03 that I thought about leaving them.
Read full reviewDealing with the representatives from American Home Shield was fine. They were informative and kind.
Read full reviewI do my claims by phone and the customer experience is great. They understand me and I understand them.
Read full reviewI spoke with a person who was very professional.
Read full reviewThe companies that are called out are not usually the best companies.
Read full reviewThe issue was mainly with the communication and clarity on my billing discrepancy.
Read full reviewThey were very mean. They kept me waiting Friday and Saturday, and when I called them on Tuesday, they were very hostile on the phone.
Read full reviewHomeowners report a mix of contractor experiences. Many praise specific service partners, with technicians often fixing problems in one visit. Others describe contractors who couldn't diagnose issues or required repeat visits.
Reviews about contractors
He was great and communicating with him went perfectly.
Read full reviewThe repairman from Fire and Ice Heating & Air was a very knowledgeable fella.
Read full reviewThe problem was a little bit complicated, but they figured it out and resolved it.
Read full reviewThe technician seemed to dismiss my concerns, suggesting I call back if the issue persisted.
Read full reviewThe technician was nice.
Read full reviewThe technician was very good, kind, and thorough.
Read full reviewThen the contractor contacted me directly.
Read full reviewTheir tech checked and made sure my HVAC system was ready for the season.
Read full reviewI filed a claim and American Home Shield told me a repairman would be out to look at it, but they never showed up.
Read full reviewEven though the first contractor that came out was great, I needed a plumber, which he wasn’t, so he wasn't able to help.
Read full reviewCustomers report mostly fast response times from AHS, though results vary. Many describe same-day or next-day technician dispatch on plumbing, HVAC and appliance claims. Others wait days for a vendor to call back, or weeks on issues requiring multiple parts or visits.
Reviews about response time
it didn’t take long to address the issue. The turnaround time was very quick.
Read full reviewIn any time I've ever contacted them, I've had a response within 24 hours.
Read full reviewHowever, it was a long process because the people who came couldn't fix the machine.
Read full reviewI don't like that you have to wait 24 to 48 hours to get service.
Read full reviewThis company collects your monthly premiums gladly but does not repair anything in a timely manner. It took 3 months to get my washer fixed
Read full reviewThey got ahold of us real quick on the following Monday and set up a time to come and do it.
Read full reviewThe service on that occasion was efficient and resolved within the same day.
Read full reviewThey finally got it right, and they were quick to solve my problem.
Read full reviewThe response time was within 24 hours. It was quick.
Read full reviewit took four months for me to get someone else come out. I was without hot water for that amount of time
Read full reviewReviewers describe AHS pricing as a strong value. Customers cite reasonable service call fees and meaningful payouts on covered repairs, with longtime policyholders reporting major savings on HVAC and appliance replacements. Some mention rising premiums year over year.
Reviews about value and pricing
Although it was a drawn-out process, they ultimately decided to replace my fridge.
Read full reviewThe costs have noticeably climbed—from an initial rate of $50-something to currently over $90 per month.
Read full reviewAmerican Home Shield's offer was too expensive. We negotiated and I was satisfied with the price we agreed on.
Read full reviewWhen it comes to pricing, although the service call fee has increased over time from $75 to $125, the warranty is still valuable.
Read full reviewThe price is a little high but I have better coverage.
Read full reviewThey charge a very fair market price.
Read full reviewI called American Home Shield and requested my $125 back.
Read full reviewI do not feel that I'm getting what I'm paying for.
Read full reviewI’m paying for a service every month, but when something broke, it wasn’t covered.
Read full reviewI questioned this explanation because $2,000 for routine air-conditioning maintenance seemed completely unreasonable.
Read full reviewAmerican Home Shield coverage and plans
American Home Shield coverage is available through three plans: ShieldSilver, ShieldGold and ShieldPlatinum.
The base plan, ShieldSilver, is a systems plan that covers systems like plumbing, electrical, heating and cooling. ShieldGold is a mid-tier plan that covers both systems and appliances. ShieldPlatinum covers everything in ShieldSilver and ShieldGold, plus roof leaks and one free HVAC tuneup. It also offers higher appliance coverage limits.
| Coverage | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| Air conditioning | |||
| Electrical | |||
| Heating | |||
| Plumbing | |||
| Ductwork | |||
| Water heaters | |||
| Exterior water lines | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Sump pump | |||
| HVAC tuneups | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $29.99-$39.99 | $49.99-$59.99 | $79.99-$89.99 |
| Annual premium cost | N/A | N/A | N/A |
| Type | Systems | Combo | Combo |
| Plan name | ShieldSilver | ShieldGold | ShieldPlatinum |
| Monthly cost | $29.99 or $39.99 | $49.99 or $59.99 | $79.99 or $89.99 |
| Annual cost | N/A | N/A | N/A |
| Monthly cost | $29.99 | $49.99 | $79.99 |
| Monthly cost | $39.99 | $59.99 | $89.99 |
| Monthly cost | N/A | N/A | N/A |
American Home Shield add-on coverage
American Home Shield offers add-on coverage for the following items:
- Pools and built-in spa equipment
- Guest units
- Septic system ejector pump and pumping
- Electronics protection plan
- Well pump unit
- Roof leak repair
American Home Shield cost
American Home Shield costs start at $29.99 per month for a base-level plan. How much you’ll pay per month will depend on the plan, service fee and add-on options you choose.
The table below shows typical monthly costs for each plan:
| Service fee | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| $100 | $39.99 | $59.99 | $89.99 |
| $125 | $29.99 | $49.99 | $79.99 |
Service call fees
American Home Shield’s service call fees are $100 or $125 per service call, depending on the option you select when signing up for a plan. This fee is paid when a technician visits your home to diagnose a covered issue.
Discounts
American Home Shield offers discounts for veterans, military service members and AARP members. You can also get a $50 discount if you purchase plans for multiple properties. Also, as of publishing, current AHS members can earn a $25 Amazon gift card when they refer a friend.
American Home Shield coverage exclusions and limits
American Home Shield coverage has certain exclusions and limits.
Exclusions
American Home Shield’s exclusions include:
- Items in inaccessible locations
- Costs of construction, carpentry or other modifications necessary to remove, relocate or install equipment
- Cosmetic defects or damage
- Damage from misuse, abuse, neglect, vandalism, pests, pets, environmental events, electrical surges or hazardous materials
- Known preexisting conditions
- Flues, venting, chimneys, fireplaces and exhaust lines
- Radon mitigation systems and fire sprinkler systems
- Items covered by a manufacturer’s warranty
- Routine maintenance
- Smart home systems and items
- Multi-media centers
- Outdoor kitchens
Coverage limits
American Home Shield has coverage limits of $5,000 for heating and air conditioning systems across all plans.
For appliances, coverage limits vary by plan.
- ShieldSilver: No appliances are covered.
- ShieldGold: Coverage is capped at $2,000 per appliance.
- ShieldPlatinum: Coverage is capped at $4,000 per appliance, which may cover the cost of some higher-end appliances.
ShieldPlatinum also covers code violations, permits and modifications of up to $250 per year and roof leaks of up to $1,000 per year.
American Home Shield claim process
American Home Shield’s claim process can be handled online or by phone. Here’s how filing a claim with American Home Shield works:
1. Request service
Submit a request online through your American Home Shield account or call customer service.
2. Pay the service fee
You’ll pay the service call fee that’s listed in your contract.
3. Schedule an appointment
The company will typically assign a local service contractor within 24 to 48 hours. The contractor will reach out to schedule an appointment at your home.
4. Diagnosis of issue
The contractor will diagnose the issue and determine whether it’s covered under your home warranty plan. If the problem is covered under your plan, AHS will need to approve the repair or replacement.
If repairs aren’t covered, or if they exceed your contract limits, AHS will let you know so you can decide how to proceed.
American Home Shield mobile app
American Home Shield’s mobile app is available through the Google Play store and the Apple App Store.
Ratings
As of publishing, the American Home Shield app has 4.8 out of 5 stars on the Google Play store, based on over 15,000 reviews. On the Apple App Store, the American Home Shield app has 4.9 out of 5 stars, based on over 56,000 ratings.
Features
Some of AHS’s app features include:
- Video chat: The ShieldGold and ShieldPlatinum plans let you video chat with an industry expert at no extra cost seven days a week.
- Request service: You can request service through the app and get updates on your request.
- Payment: You can pay your service call fee through the app.
FAQ
Where is American Home Shield available?
American Home Shield is available in 48 U.S. states. It is not available in Alaska, Hawaii or New York City.
Does American Home Shield require a home inspection?
American Home Shield does not require a home inspection for a home warranty contract, and you won’t have to provide maintenance records to be eligible for covered repairs, which is common with other home warranty companies.
If I have homeowners insurance, do I need American Home Shield?
Even if you have homeowners insurance, you may need an American Home Shield plan if you have aging appliances and systems or if you want peace of mind against future repairs. In comparison, homeowners insurance typically only covers property loss due to events such as fire, lightning, storms and theft.
Can I cancel my American Home Shield warranty plan?
You can cancel your American Home Shield warranty plan at any time, though you’ll receive a full refund if you cancel within the first 30 days. After 30 days, you’ll receive a prorated refund for the remainder of your term, though an administrative fee may apply.
Can I transfer an American Home Shield warranty?
You can transfer an American Home Shield warranty to a new owner of your home within 30 days of the ownership transfer. You must call AHS to transfer your coverage.
How long does an American Home Shield home warranty contract last?
An American Home Shield home warranty contract lasts for 13 months when you sign up, since there is a 30-day waiting period before coverage begins. Contracts will then renew in 12-month terms.
Does American Home Shield replace appliances?
American Home Shield replaces appliances if it isn’t able to repair them and if they’re covered under the plan you choose. However, replacements will be subject to the coverage limits in your plan.
Still have questions?
Is American Home Shield worth it?
American Home Shield may be worth it for homeowners who want broad coverage limits and protection for systems and appliances regardless of age or maintenance history. The company offers three plan options, flexible service call fees and coverage that includes issues such as rust, corrosion, sediment damage and unknown preexisting conditions, which many competitors exclude.
However, American Home Shield’s coverage availability varies by state. Homeowners comparing plans should weigh the monthly cost, service fee and coverage limits against other home warranty companies to help them decide which one best fits their needs.
Who an AHS plan is best for
An AHS plan is typically best for:
- People who are looking for comprehensive coverage
- People who want coverage for instances such as unknown preexisting conditions, rust, insufficient maintenance and faulty repairs
- People who may qualify for discounted pricing, such as veterans, military service members and AARP members
Who an AHS is not ideal for
An AHS plan is typically not ideal for:
- People who want appliance-only coverage
- People who live in Alaska, Hawaii or New York City
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
American Home Shield Company Information
- Social media:
- Company Name:
- American Home Shield
- Company Type:
- Public
- Ticker Symbol:
- FTDR
- Year Founded:
- 1971
- Address:
- 3400 Players Club Parkway, Ste. 300
- City:
- Memphis
- State/Province:
- TN
- Postal Code:
- 38125
- Country:
- United States
- Website:
- www.ahs.com
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