Farm Bureau Auto Insurance Reviews

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About Farm Bureau Auto Insurance

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Farm Bureau Financial Services provides several types of auto and property insurances. The company offers low rates and discounts for bundled coverage, and policyholders can select from and customize various full coverage plans. Farm Bureau writes auto insurance policies in 10 states.

Pros
  • Bundle discounts
  • Highly rated customer service
  • Low rates
Cons
  • Limited discounts
  • Available only in 10 states

About Farm Bureau auto insurance

Farm Bureau is an insurance provider that offers affordable and customizable auto coverage. Its policy options include liability, collision, comprehensive, medical and no-fault insurance, as well as comprehensive collision insurance for motorcycles and some options for touring bikes, sportbikes, cruisers and three-wheelers. You can also bundle Farm Bureau insurances for a cheaper rate.

Farm Bureau auto insurance coverage

Farm Bureau offers standard auto coverages. It also provides a few add-ons:

  • Replacement cost coverage: This will reimburse you for the cost of your car if the model is only four or five years old.
  • Roadside assistance coverage: Ensures towing services for your vehicle if it stops working.
  • Driveology: Provides discounts for safe driving. You install a small tech device into your vehicle, and if the data shows good driving with minimal mishaps, you could get up to 30% off on your premiums.

Farm Bureau auto insurance quotes and costs

Farm Bureau insurance requires an annual fee. Its cheapest coverage runs about $20 to $90 a year, depending on your location and driving history. If you work in agriculture, you might want to pay more to receive discounts and to vote on policy issues within the American Farm Bureau Federation. You can request more membership info from your state's Farm Bureau office. For a 30-year-old adult with a clean driving record, the annual rate averages around $1,675.

With Farm Bureau, you can get multicar and multipolicy discounts, and you can also get a rate cut if you have anti-theft technology installed.

Farm Bureau auto insurance FAQ

Where does Farm Bureau offer auto insurance?
Farm Bureau writes car insurance policies in Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Texas and Virginia.
Does Farm Bureau offer a comprehensive coverage plan?
Yes, Farm Bureau offers comprehensive auto coverage.
Where is Farm Bureau auto insurance available?
Farm Bureau has agents or partner companies in every state except Hawaii.
Who owns Farm Bureau?
The American Farm Bureau Federation owns Farm Bureau.

Still have questions?

Is Farm Bureau auto insurance good?

Yes, Farm Bureau offers solid auto insurance coverage at affordable rates, especially when bundled with other policies (e.g., mobile home or ranch insurance). While its service area is limited, it’s a good option for qualifying drivers that want standard and low-cost auto insurance.

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Farm Bureau Auto Insurance Reviews

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    Page 1 Reviews 0 - 20
    Customer ServiceCoverageSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed March 13, 2026

    We have had a horrible experience with Farm Bureau! Absolutely the worst! They threatened to cancel my insurance because someone that they will no longer insure lived at my address over 30 years ago. They said they reached out to me, but I never received an e-mail or phone call regarding this. I was aware that something was wrong when my Driveology failed to work. And I called THEM to find out what was going on. And Driveology is a laugh. It's full of bugs, and they know it, but they want to use it to rate my driving. How about my driving record?? Their agent, who quit days after we started with them, failed to add full coverage to one of my vehicles. Thankfully that was caught.

    They drew money from my account without notification, simply because they made a "mistake" And when we left them 3 months later, they didn't want to refund us. Told us we lost our multi policy discount because the cancelled our homeowners insurance, because the agent failed to forward the photos.... Again, they never reached out to us. This was discovered when the Driveology failed to work. All part of the cancellation due to the ineligible person who happened to live here over 30 years ago. No, never again will I even think to entertain this company. And the stories changed depending on who I spoke to. Oh, and the senior driving discount.... MN requires companies to give a minimum of 10%.... We got 4%. I say run, find another company.

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    Customer ServiceCoverageBillingHonesty & Transparency

    Reviewed Jan. 26, 2026

    Had a car accident September 9th. It is January 26th. Just got a call from a collection agency over a bill Farm bureau was supposed to pay per my policy! We have switched our auto, home insurance because of the way this claim was handled! It was so bad I will be calling the BBB! Would not recommend this insurance to anyone! They are bad at returning phone calls, contacting witnesses. I was blatantly lied to on more than one occasion!

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      Contract & TermsCoveragePrice

      Reviewed Dec. 27, 2025

      They would not give me homeowner's insurance because my daughter was living with us and has a bully type of dog, which I think is dumb, but they insured my vehicles, but it cost me more money so soon as I get around to it, I will be going to another insurance company.

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      Customer ServiceCoveragePriceRefunds & Payouts

      Reviewed Dec. 1, 2025

      Local office never calls back even after leaving messages. I paid my EXPENSIVE insurance on Nov 24, it went through no problems. FBFS took it out AGAIN on the 28th of November, despite it being paid already. They are able to give me a refund but it could take 14 days to complete! Thanks for taking my rent money! I will be switching insurance as soon as this mess gets cleaned up.

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      Staff

      Reviewed Oct. 28, 2025

      We had nothing but good to say about our service. Our agent Diedra, at the main st office in Greeneville, is taking care of several accounts for us. She's always been available and very helpful while also being knowledgeable.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed Sept. 11, 2025

      I recently was involved in a car accident with NC Farm Bureau being the insurer's company of insurance. NC F.B. has been nothing but slow to respond to me. They’ve taken two business days to even get me in contact with the right adjuster. Unfortunately for me they don’t seem to have any sense of urgency to help me with my matters. It has taken an entire business day for them to refer me to a new adjuster.

      I was told early in the morning on 9/10/2025 that a new adjuster would be reaching out to me and it is currently 9/11/2025 and the adjuster dealing with my claim has not even reached out to me. No information was given to me to even know who the adjuster was. It was up to me to contact the Bureau to even know his name. My car accident was on 9/9/2025 and by the end of 9/10/2025 my insurance National General has already deemed me to not be liable for the accident. I am only waiting on NC Farm Bureau. This is more than upsetting. Their communication towards me has been very poor.

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      Customer ServicePunctuality & SpeedStaffResolution

      Reviewed July 16, 2025

      I was treated in an unprofessional manner by a claim specialist named Maquella K. She communicated with me in a condescending tone, reminiscent of speaking to a young child. I was reprimanded for calling four times and choosing not to leave a message, as I had hoped to reach her before my workday began. She explained that she was in a meeting and stated that calling ten times would not expedite assistance. I had attempted to call four times, which went straight to voicemail, leading me to believe she was on a call. Unbeknownst to me, the calls were recorded, prompting her to say that "calling ten times is not acceptable and will not provide assistance any sooner, as she is in meetings throughout the day." Her demeanor was extremely rude.

      Upon reviewing my call log, I confirmed that I had indeed called four times. Having worked in customer service, I would have handled the situation differently, either by ignoring the repeated calls or addressing the issue in a more constructive manner. I would never inform a customer that calling is not acceptable and will not yield timely assistance. Apparently, her busy schedule took precedence over providing adequate customer service and my own busy schedule.

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      Customer ServiceCoveragePunctuality & SpeedStaff

      Reviewed Sept. 18, 2024

      I had a flat this morning and called Farm Bureau to get roadside assistance which my policy includes. I gave the associate all the information and was told someone would contact me with an ETA of a tow truck to take my vehicle to a tire service center. I waited for about an hour before deciding to take care of the problem myself. When I had finally got my tires replaced and back home I contacted Farm Bureau to find out what had happened to my claim and all they could tell me was that someone canceled it. I know that wasn’t me so it was someone in their department. If that would have happened to an elderly person or someone who couldn’t handle that situation themselves it could have turned out very differently. I would recommend seeking another insurance company.

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      Customer ServiceCoverageRefunds & PayoutsStaff

      Reviewed Feb. 26, 2024

      I moved to Farm Bureau and all was well for about 1 year. My husband had an accident where they paid out around $17000 per their account. Shortly after that I received a letter in the mail stating upon renewal they were no longer insuring me. I had to call them to find out why. The local agent was very attentive and says he went to bat for me with the underwriters. They still canceled me because of the accident. Switching was a waste of my time and effort.

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      CoverageSales & MarketingPriceRefunds & PayoutsStaffRates

      Reviewed Nov. 17, 2023

      The adjuster that came look at car didn’t want help actually get my car fix. he really preferred me to pay for my own car. I wouldn’t suggest these scammers to my dog to get life insurance. They’re all about you paying them for your protection but not protecting my vehicle. Yet the unprofessional in the business. April and Heather a great the help to best of their ability. My insurance representative didn’t even want to file a claim. He also tried to send my car to his friend to throw my light on while my bumper was falling down and my cover under my car was dragging. He made false reason that my deductible (SCAM) would be high because of certain causes but stated he would change it.

      The adjuster didn’t even go by my mechanic price range he went by his own. Every mechanic price range was almost 4 thousand for my car to actually get fix at least the (two places I went) besides his “friend“ yet they pick their pay to get my car fix which was 400$. When my engine splash shield, headlight, bumper, headlights (whole bumper is damaged) everything mainly in the front had to be replace

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      CoveragePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

      Reviewed Sept. 28, 2023

      Their covered client totaled my car on 9/17/2023. The agent didn't contact me until 5 days after, pretended he didn't know there were any damages - lie #1 as he had the accident report. Waited 11 days to lowball my car and tell me I had to get the rental returned. Lie#2 he tells my injured passenger that she has to use her own health insurance and then bill them when it is all done. Wrong. That is fraud. He refused to share the claim number or his name and info. Little do they realize that I do hold an insurance license and will be making a formal complaint with the SC insurance board. You cannot refuse to furnish a claim number, nor can you advise an injured party to utilize their health insurance. I will be starting formal litigation - and they can pay my legal fees in addition to all of my claims. For those being mistreated, know you have rights. The SC Insurance Commission WILL investigate and demand resolutions.

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      Customer ServiceCoverageRefunds & PayoutsStaff

      Reviewed April 22, 2023

      Not good. Never have dealt with more unprofessionalism than I have with this insurance (so much so, my whole family and anyone I know is now switching). I recently got into a non-fault accident, it was after hours so I reported it to an after hour hotline, and was told I would be contacted once the office opened, I never was, I had to contact them myself.

      After a week of getting the run around and not getting a call back to messages left, I finally reached a woman that told me that my car was deemed as a total loss, five days after it was deemed so. Here's the worst part of the event, while telling me that my car was deemed a total loss, the woman I was talking to started to laugh, she could hardly finish her sentence of telling me that my car was totaled without laughing, when I asked her why she was laughing, she told me she was doing it as a "defense mechanism so that she didn't yell at me". Why am I; as a customer, being yelled at here?

      I filed a claim with my insurance, which is what you're supposed to do in an event like this. I asked her for her name, since she was so unprofessional, and she said that she would refuse to give it to me. She set the phone down after that and I could hear her in the background saying, "she's not hanging up, so someone is going to have to deal with this now". So now I am without a car, and was treated like a horrible person when they should (as the say on their site) comfort you and be on your side. Please don't use this company, you get what you pay for, if I ever do receive a settlement on this, we shall see.

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      Customer ServiceCoveragePriceBillingRates

      Reviewed Dec. 26, 2022

      There should be the ability to give negative (multiple) stars!!! My father, who was a customer for 50 plus years with this company and because he is elderly and made simple mistake, when we tried to renew his policy we were quoted astronomical prices for both his home, property and truck. A man who has paid thousands of dollars and a top customer for years and years. Now on a fixed income, NO WAY could make the payments they were now requesting. VERY poor customer service in my opinion and the opinion of multiple others whom I have shared this with. NO, we will NEVER contact or have anything to do with this insurance company. I have obtained insurance at 100 times a lower rate and better coverage for both property and auto (and a new company which my Dad has never been a customer) than what Farm Bureau was proposing. What a crappy thing to do to an elderly long time customer!!!

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      CoveragePunctuality & SpeedRefunds & PayoutsStaffBillingHonesty & Transparency

      Reviewed May 6, 2022

      My father had a chainsaw accident on his property. I was driving him places and doing errands for him for months as a permitted driver, HE ASKED IF HE NEEDED TO ADD ME TO HIS INSURANCE (THEY SAID I AM A PERMITTED DRIVER). In Aug on a Sunday when it was raining I texted from my mother's to KY Das who needed my help. I told him I can get over there but because of the rain it will take longer. WE KNOW I DRIVE SLOWER DUE TO THE RAIN FROM THE TIME OF THE LAST TEXT TILL when the accident happened. When I was less than 1 mile from his place in front of a church an Suv speeding down hill hit the car I was driving. The state patrol officer knew the other driver. He said I was at fault in his report. ONLY his report said no air bags deployed and the accident was not on a slope/hill. The parking lot is on both sides of the road.

      I told the officer I was going under 25MPH because I stopped for people in front of the church I said it's got wifi cameras (I THINK IT WAS PEOPLE LEAVING LATE LIKE MUSICIANS). The state Patrol officer said I hydroplaned yet the car was still on the road. A 1 lane 15ft wide rd. The suv couldn't stop even after hitting the car I was driving. It went into the grass, left no tire tracks on the rd as if it was hydroplaning or was not going to even slow down even after hitting the car I was driving, it hit the car. I was driving and kept going down hill 50 more ft closer to the church parking lot of a Sunday a school bus or church bus might take up half of that 15ft rd especially if letting people put- Kentucky Farm Bureau paid me nothing or my dad. They said it covered my hospital bills and bought the other driver a new car...

      I paid for towing and all repairs. So far just paint is needed and I have the paint already here- yet they and my lair refuse to say that officer is liar on a Sunday in front of a church with wifi cameras recording..at the time State Patrol was looking for 2 criminals on the run needing money and they asked the church/neighbors to monitor their wifi cameras (plus trial cameras in the woods) and parking lot due to some using their free unlocked wifi (plus thefts from cars). That week state patrol shot and killed those 2 wanted criminals - and the church said there was no cameras recording who or what happened in front of their church - so that week before state patrol killed 2 an officer lied on a Sunday. Filed an inaccurate report in front of a church. THEY ARE NOT TO BE TRUSTED AND KY FARM BUREAU DON'T CARE.

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      Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsBillingHonesty & Transparency

      Reviewed April 26, 2021

      I had discontinued my insurance with Farm Bureau many months ago. I received a bill for $42 today (2nd time, which I thought maybe I kept the homeowners on..but no) and realized I kept my insurance local. I called them and asked them for my policy number just to see and of course there was none. I asked, "Why am I being charged 42.00 and don’t even have a policy with you?" I then said I wanted a refund for the last payment of 42.00 for the deception. They said.. "It had been over 10 days." No refund. I am shocked Farm Bureau sends out this misleading invoice. This is fraud and to those who have multiple insurances with different companies watch for this bill. By the time you realize what they did it’s too late.

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      CoveragePriceRefunds & PayoutsRatesValue

      Reviewed Dec. 5, 2020

      After looking around for good, decently priced insurance, we finally decided on Arkansas Farm Bureau Insurance Company (AFBIC). This wasn't a rushed decision and between the two of us (my wife and I) we looked over at least 6 different companies. All of the other companies - most of the names listed in the question - AFBIC had the best bang for the buck. We ended up getting the same high end type of policy for around $250/6 months less than the next lowest price. As with 95+% of other insurance companies I have been with, I do Not have any idea how good, bad or indifferent the claims side is because in 40+ years of paying for insurance, I've had 2 claims (both over 20 years ago).

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      Sales & MarketingStaffRates

      Reviewed Aug. 3, 2020

      Have been a customer of Farm Bureau for over 30 years. Have home owner’s with them also which gives a discount. The agents and staff are easy to contact and work with. Feel they have my best interest at heart. Have had to submit claims for both auto and home. Rates did not increase and service was exceptional.

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      CoverageStaff

      Reviewed Aug. 2, 2020

      Best insurance I have had. Wonderful representative! Very reasonable, yet extremely dependable. Fair also. Two roofs and one car replaced due to hail damage. Todd C rocks. Very aware of taking good care of his customers.

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      Coverage

      Reviewed July 25, 2020

      I'm relatively satisfied with this company, but they have many "provisions" that aren't covered with home owners insurance. However, they fail to point this out when they are talking to you about coverage.

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      Customer ServiceCoverageSales & MarketingPunctuality & SpeedStaffRates

      Reviewed July 24, 2020

      Texas Farm Bureau agents and staff give personal attention to customer's needs.There are usually quick response and call back times to settle any insurance decisions or questions you may have. Decent rates and discounts for insurance bundles.

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      Farm Bureau Auto Insurance Company Information

      Company Name:
      Farm Bureau
      Year Founded:
      1939
      Website:
      www.fbfs.com