Progressive Auto Insurance Reviews

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About Progressive Auto Insurance

Progressive sells several different types of vehicle and property insurance. It’s one of the largest auto insurers in the U.S. and offers competitive rates as well as a wide range of discounts, particularly for students, safe drivers and policyholders who make automatic payments.

Visit www.progressive.com/auto
Pros
  • Various discounts
  • Competitive rates
  • Large service area
  • Multiple policy options
Cons
  • Prices vary depending on how you buy
  • Some discounts not in some states
  • Not many in-person services

Helpful Reviews

Port Saint Lucie, FL
Verified purchase
I’ve had one of the most frustrating insurance experiences of my life with Progressive. After my 2023 Mazda CX‑5 was damaged, Progressive issued a low estimate that didn’t come cl...

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Henrico, VA
Verified purchase
Brian **, is the claims representative that I’m working with! I’m not the insured customer for this company, you’d never know the difference! Brian is SO accommodating, patient an...

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What is Progressive auto insurance?

Progressive is one of America's largest auto insurance companies, serving more than 20 million drivers. The company offers competitive rates in every state and an easy-to-use website with several helpful features and resources.

Progressive auto coverage

Progressive offers basic auto coverage options, which include bodily injury liability, property damage liability, medical payments, comprehensive, collision and uninsured or underinsured motorist coverage. It also has some add-on coverage options, such as:

  • Roadside assistance: Pays for emergency services like towing or help with a breakdown or flat tire.
  • Custom parts and equipment protection: If your car has special features like custom wheels, this policy protects them.
  • Rental reimbursement: Covers the cost of a rental car while your vehicle is being replaced or repaired due to a covered accident.
  • Deductible savings bank: Can help save money during each policy period you don’t make a claim.
  • Ride-share: Protects ride-share drivers. It covers your car even when your commercial policy gaps.

Progressive also offers commercial and classic car coverage, as well as insurance for travel in Mexico.

Progressive auto insurance costs

Progressive rates are determined by coverage type, location and the driver’s age and driving record. An average Progressive policy for someone with a good driving record is about $192 per month, but it could cost as little as $47 monthly. Progressive also offers many discounts, which can make your policy even more affordable. Here’s a look at some discounts that could apply to you:

  • Safe driving
  • Bundle
  • Multipolicy
  • Multicar
  • Continuous insurance
  • Student
  • Teen driver
  • Homeowner
  • Online quote
  • Pay in full
  • Automatic payment

Progressive also has some handy comparison tools on its website to help you find the right policy for your budget.

Progressive auto insurance FAQ

Does Progressive offer full coverage car insurance?

Progressive doesn’t advertise full coverage policies, but it does offer liability insurance and several additional and customizable coverages.

Does Progressive have accident forgiveness?

Yes. In most states, Progressive offers accident forgiveness through its loyalty rewards program.

Where is Progressive car insurance available?

Progressive car insurance is available in all 50 states.

Does Progressive offer rental car coverage?

Yes, Progressive offers rental car coverage while your car is replaced or repaired due to a covered incident.

How do you file a car insurance claim with Progressive?

You can file a claim with Progressive through its app, your online account or over the phone.

Still have questions?

Is Progressive car insurance good?

Yes, Progressive is a good auto insurance provider that's available nationwide. While it doesn’t have many agents, Progressive offers reasonable rates online, which you can purchase directly via its website. Overall, its competitive rates, handy add-on coverages like gap and rideshare insurance and various rewards and discounts make Progressive a pretty solid auto insurance pick.

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Progressive Auto Insurance Reviews

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    Page 1 Reviews 0 - 10
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    Customer ServiceCoveragePriceStaffRates

    Reviewed July 23, 2026

    I was quoted a price and covered for one month before they started sending me letters that I needed to supply something like, "proof of garage" and a copy of my drivers license with my address on it was not accepted. I called many times with rude service. The final exchange of communication is that my quoted rate would go up, I owed them $50 because the special intro fee would no longer apply upon cancelation...which I did! All of interaction wad unprofessional!

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    Coverage

    Reviewed July 20, 2026

    I'm in the process of buying a home that has been insured with Progressive Insurance. The roof is in dire need to be replaced along with areas of siding! They are offering $400 total coverage! Basically denying the claim! If I had more details I'd relate them, but I'm currently living in California and the home is in Nebraska.

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      CoverageFollow-ThroughHonesty & Transparency

      Reviewed July 17, 2026

      Progressive was the worse auto insurance we have ever had in 38+ years of driving in AZ (State Farm) GA (Amfam, then Progressive) and FL (progressive). Do not sign up for auto-pay with progressive as they are very dishonest and not doing what they say, trying to get you to hold on to your business for as long as they can. With their service, they are sure to be losing a lot of business creating this level of DISSATISFACTION for their customers.

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      Customer ServiceCoverageSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffBillingRatesHonesty & Transparency

      Reviewed July 16, 2026

      Seriously go anywhere but here. Professionally train their agents the best way to lie to make the sale. I paid for 6 months upfront and continued on. Got tired of the arguing with customer service and I switched companies for better rate and better insurance over a month ago then I now get bill for another 200 stating that it’s not for now. It’s for 3 months ago. Provide proof of payments for the whole year then they say it’s another month and so on. Even tried to report them. The supervisor states she the highest of supervisors. That you can not get higher than her too. Later here he state she has to talk to her manager. More lies. You catch them they cover their tracks and back water. Save yourself a headache and you’re wallet.

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      Customer ServiceCoverageRefunds & PayoutsStaffBilling

      Reviewed July 16, 2026

      Progressive insurance the worst. Holding my car in financial obligation after I called and canceled my insurance. Even then, when does insurance companies become credit card? Were they pay ahead? Is that what they did? Is that how I am never heard of that before? Although progressive changes the rules as they go along, they are the worst. Please anyone. If you have that choice, do not use them. They are so awful. Customer service is none. They will not help you. You cannot get a hold of anyone. For god's sakes, never use this company.

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      Customer ServiceCoveragePriceOnline & AppRefunds & PayoutsHonesty & Transparency

      Reviewed July 16, 2026

      ⚠️BUYER BEWARE! I am an EMERALD PLUS CUSTOMER with Progressive. I have been with them NINETEEN YEARS (19 YEARS!). I have referred countless family members & friends to them. Now every time I see 1(800)8765581 appear on my phone, I get a knot in the pit of my stomach. I am just so heartbroken by this company. Last year, I filed my very FIRST CLAIM with them (other than a windshield repair claim approximately a decade ago) and it has been a NIGHTMARE ever since. I have had a total of 5 adjusters (KEN, GLORIA, AMY, HANNAH, DAVID AND ETHAN) ALL completely go RADIO SILENCE on me. I have had adjusters tell me they had opened a claim, and nothing was showing open on the website [Ethan]..

      I have had an adjuster tell me they were going to advocate for me [DAVID] & then completely ghost me.. just completely disappear! But before DAVID (a supervisor!) disappeared, he told me that in a blizzard, a state of emergency, i was wrong for revving my car to get out of being stalled in the snow during a state of emergency blizzard and that I should have either gotten out and shoveled my car out or left the car there and walked home (it was my daughter and I in the car in the evening, by the way, and I have a health condition, and I was headed to get life saving medicine by the way!) and because I didn't, it was unlikely my claim would be paid.. Which makes sense, because when I go on to the site, no claim was even showing as opened. I was just given an arbitrary claim number that means absolutely nothing..

      I DON'T KNOW WHAT HAPPENED TO THIS COMPANY.. 15 years ago, even 10 years ago, i could not stop singing its praises. I've heard all my life that insurance agency's main goal is to not ever pay out!.. But I did not believe it, not with Progressive, or so I thought.. Maybe it's greatly changed and gone downhill, succumbing to corporate greed or maybe they were never worth a dime, and they just seem so great because I was paying a huge premium and asking for nothing in return. I don't know, but if you're someone new, considering progressive, I can honestly say I would not recommend this insurance agency/company.

      P.S... I use a pseudonym on this site, to protect my privacy, but I assure you everything I've said is 1000% sure true and verifiable.

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      Customer ServiceContract & TermsCoveragePricePunctuality & SpeedOnline & AppStaffBilling

      Reviewed July 13, 2026

      I purchased a Progressive auto insurance policy online after receiving a 6-month quote of approximately $754 and immediately paid the first month's premium of $123.20. The online application accepted my information, issued my policy number, and gave no indication that there was any problem requiring immediate attention. Several weeks later, after logging into my account, I discovered that my premium had increased to over $2,400 because Progressive could not verify my daughter's driver's license and driving history. The only notifications I had received were generic emails stating that I had "new policy documents." None of those emails clearly explained there was an underwriting issue or warned that my premium would increase dramatically if additional information was not provided.

      I immediately contacted Progressive and provided my daughter's driver's license. I was told the premium would be reviewed, but it was not corrected, so I switched to another insurance company after only one month of coverage. The new insurer reviewed the same driver's license information and quoted approximately $553 for six months, demonstrating that the issue was not my daughter's driving history itself. After canceling the policy, Progressive billed me an additional $595.56, despite my already having paid the first month's premium. After several months of unsuccessful attempts to resolve the matter directly, I filed a complaint with the North Carolina Department of Insurance.

      Following the complaint, Progressive reviewed my daughter's driver's license history and restored her driving experience from 0 years back to 11 years. As a result, the disputed balance was reduced from $595.56 to $319.16, and finally to $20.72, which I promptly paid to close the account. I appreciate that Progressive ultimately corrected my daughter's driving history and reduced the disputed balance. However, my concern has never been solely about the final amount owed. It is about how the situation was handled.

      In my opinion, this entire dispute could have been avoided if Progressive had clearly communicated the underwriting issue instead of relying on generic "new policy documents" emails that gave no indication urgent action was required. A simple, prominent notice explaining that a driver's license verification issue could result in a substantial premium increase would have allowed me to resolve the matter immediately and avoid months of unnecessary frustration. I hope Progressive improves its communication process so future customers receive clear and timely notice of underwriting verification issues before significant premium changes take effect.

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      Customer ServiceCoverageTechPunctuality & Speed

      Reviewed July 13, 2026

      In June of 2026 I had hail damage to my vehicle, filed a claim with Progressive, I sent them videos and photos of the storm, adjuster came out and did an estimate resulting in them saying it was a total loss, over $14000.00. Three weeks later no phone calls, won't return emails, no nothing from them. Never again will I have anything insured by Progressive.

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      Customer ServiceCoverage

      Reviewed July 13, 2026

      Be careful of Progressive Insurance. I filed a claim for repairs on my 2013 Chrysler Town & Country On June 8, 2026. The parking lot damage was done in a parking lot some time in December 2015. I had forgotten the date, so I put the date of the damage on June 7, 2026. Because I mistakenly had the wrong date, Progressive has pt my claim "under review". It has been under review for over a month no. The claims adjuster has not called me back, & is ignoring my calls. Still no resolution on my repair. They are totally ignoring me.

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      Customer ServiceCoverageSales & MarketingStaff

      Reviewed July 10, 2026

      I have had the worst experience with Progressive. My truck was in excellent condition. No damage before I was t boned by someone. Not my fault and the claims adjuster has fought me on every repair. The shop, they had me bring it to try to give it back with a bent axle and frame. It has been 2 months since the accident and still do not have my truck and they will not repair the other side of the vehicle. Keep saying it couldn't have been from the accident but I was hit hard enough to bend frame and axle. The customer service is terrible and it seems like a scam between the shop and progressive.

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      Progressive Auto Insurance Company Information

      Company Name:
      Progressive Auto Insurance
      Website:
      www.progressive.com