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UnumProvident Insurance Company





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UnumProvident
Consumer Complaints
Reader Comments

News:
UnumProvident Agrees to "Sweeping Reforms"
In Settlement with NY, Unum Agrees to Review Denied Disability Claims
Unum Class Action Filed
$31 Million Jury Verdict
Georgia Fines Unum $1 Million

A class action suit charges that Unum systematically denies disability claims. The complaints we receive do nothing to dispel that notion. For a particularly outrageous chain of events, see Judy's Story.

Delores of Holly Springs, MS September 30, 2006

Delores of Holly Springs MS (09/30/06)
Unum stopped paying me even tho my policy states they were to pay me until I reached 65 and was still disabled. I am barely suriving on social security disability. I am losing my home not able to pay my bills and under a lot of stress

Michael of Epping, NH February 23, 2006

Michael S. Donnellan of Epping NH (02/23/06)
UnumProvident has not denied my claim. But they maintain a relentless passive-agressive harrassment effort in order to provoke a confrontation. The Veteran Administration pays me 100% 'unemployability disability' benefits. Social Security found in my favor and granted disability. Unum is ripping at my good fortune in regards to unfortunate circumstances and have been trying to harrass me off the books for 6 years now. Do I have any legal recourse?

Denise of Kennebunk, ME January 19, 2006

Denise of Kennebunk ME (01/19/06)
This isn't the first time I have been denied disability coverage from UNUM. I was denied disability coverage after I became ill in 1998. I was employed by a company called PC CONNECTION in Milford NH. I was later diagnosed with CFS (chronic fatigue syndrome) and have been collecting SSDI since 2000. I received a letter from Unum in February 2005 stating that my claim could be reconsidered. I sent the paper work back opting in.

I was moving from NH to Maine when they sent a second letter requesting additional information during the summer of 2005. I was moving to Maine because we couldn't afford to live in Milford NH anymore. Besides the fact that I have been unable to work since getting ill, the company my husband had worked for, for about 17 years was cutting everyone's hours back to 20 a week. We couldn't make our mortgage payments, pay our taxes and all the rest. We had to sell our house. We had to use the proceeds of the sale to pay off debts we had accrued, and we had to use what was left to live on.

My husband was working for UPS part time in the Nashua NH facility in addition to his other job and was told if we relocated they would give him a full time position in the Wells facility. That didn't happen. We moved to Maine because we have a piece of land in Kennebunk Maine. We lived in our pop up camper all last summer waiting for my husband to be made full time and all along hoping that we would be able to obtain financing to build a house. We had no mailing address until we could get a building permit. All our mail was being held in NH.

After finally receiving the request, filling out the information they requested and sending it back, I received a letter back from Unum claiming it "was too Late". So again they have managed to screw me out of the coverage I deserved.

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