But now, banks are also slapping fees on recipients of bum checks, as the Rev. Kathleen Anderson recently learned the hard way.

She was paid by check for performing a wedding and cashed the check at the First National Bank of Maryland, where she has an account.

The check bounced and, although it couldn't be troubled to notify her, the bank charged the Rev. Anderson $2.50.

The bank defended the practice by saying the fees are "standard practice in the banking industry" and are intended to cover the added costs of handling a bum check, but Anderson was not mollified.

"I was plenty angry," she told the Washington Post's Bob Levey.  "Am I stupid of just naive?"

The American Bankers Association confirmed that banks now routinely charge recipients of bad checks, even though the recipient bears none of the blame.

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