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Mortgage Rates Drop Again The 30-year fixed-rate mortgage fell to 5.7 percent, according to Bankrate's weekly survey.

Dirt-Cheap Loans on New Homes Homebuilders are offering discounted interest rates to lure buyers back into the market.

National Credit Card Rate Averages Here are the average credit card rates from Bankrate's weekly survey.

Job Cuts Fall to 15-Month Low in June Unemployment may be leveling off.

Buying a Home for Your Parents When shopping for mom and dad, weigh these options to decide if it's a second home or a rental.

Congress Fumes Over Credit Card Rate Hikes Lawmakers feeling heat over lenders' actions.

5 Scams Spread Like a Virus Thieves operate even in a downturn; here are a few tips to avoid fraud when you need money the most.

Banks Prepare for Assault on Obama's Proposed Financial Protection Agency Bankers usually have their way with Congress but this year may be different.

Credit Cards Giving Consumers Heartburn Consumers at banks' mercy until new law takes effect.

Five More Banks Fail Nine Georgia banks have failed in 2009.

Latest Chase Controversy Part of a Pattern Chase has a knack for infuriating its customers.

How to Solve 5 Common Money Problems Experts offer advice for Americans dealing with unemployment, overspending, debt, foreclosure or wrecked retirement savings.

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Consumer Spending, Saving, Both Rise Future trend may indicate higher savings.

Economic Trends Looking Better For ConsumersOil prices may have peaked, for now.

Mortgage Rates Edge Up Slightly The 30-year fixed-rate mortgage moved to 5.80 percent, according to Bankrate's weekly survey.

Cut Your Own Interest Rates No help from the Fed? Follow these tips to make your money go further.

Chase Raises Minimum Payments On Credit Cards Consumers with low rate, high balance, caught in trap.

Some Payday Lenders Operate Outside U.S. Law Firms affiliate with Indian tribes.

Payday Lenders Resist APR Comparisons How much are you really paying for that loan?

Peer-To-Peer Sites Offer College Loans Four peer-to-peer lending sites offer loans for students and parents seeking college funding.

Finding A Financial Planner Finding the right financial planner for you takes a little detective work and interviews with several advisers.

8 Ways To Find and Keep a Temporary Job In tough times, the path to a permanent job might be through temping. These tips can make it happen.

What Can the Fed Do About Mortgage Rates? Will the Fed continue to target long-term interest rates at this week's meeting?

States Wants AIG Bonus Probe States want expanded federal investigation.

FDIC Reins in Troubled Banks The FDIC is restricting some banks from paying high interest. Will it hurt savers?

Health-Related Bankruptcies Up 50 Percent Older consumers particularly hard-hit.

FDIC Change Won't Crash Bank Accounts If and when FDIC insurance limits are reduced, it won't crash banks or wreck depositor accounts.

Taxes Rule in Retirement Plan Choice Taxes determine whether or not a Roth IRA trumps a traditional 401(k) for retirement savings.

Consumers Feeling Better About Financial Security Fewer Americans say things are getting worse.

Have Mortgage Rates Hit Bottom? Rate drop is first in three weeks.

Abercrombie & Fitch Closing Ruehl Stores Company shutters brand due to recession.

Eddie Bauer Files For Chapter 11 Bankruptcy Protection Iconic Retailer Another Recession Victim.

Obama Proposes Massive Regulatory Overhaul New agency to take central role as financial watchdog.

Paying For Assisted Living Medicare doesn't cover the cost of long-term care, but there are several ways to help finance it.

Low CD Rates Shouldn't Derail Savings A man with $500,000 to invest shouldn't let the money languish simply because CD rates are low.

Is Mobile Banking Safe? Banking by cell phone is gaining popularity. Here's what you need to know to be secure.

Don't Raid Retirement to Fund Mortgage It is foolish to raid a 401(k) and risk your retirement simply to land a mortgage for a home.

7 Ways To Save On Legal Advice You don't have to skip legal advice to conserve money. Check out these seven ways to save.

A College Investment Plan for All Ages Earlier is better when it comes to saving for college, but even the best-laid plans can go awry.

Banks See Hard Times Even After Bailout Study finds TARP money infusion has had little effect.

Debt Management vs. Settlement There are pros and cons to a firm managing or settling debt.

Mortgage Rates Hit 6-Month High The 30-year fixed rate vaulted again this week in Bankrate's survey.

Credit Card Delinquencies Up 11 Percent More consumers falling farther behind in paying down debt.

Mortgage Broker Ordered To Pay $480,000 For Deception Massachusetts charged Florida broker deceived homebuyers.

Potential Medical Taxes President Barack Obama asked Congress to once again focus on ways to overhaul America's health care system, including possible new taxes.

Unemployment Rate Jumps To 9.4 Percent In May Numbers are bad, but not as bad as expected.

Ex-Countrywide CEO Faces Fraud Charges SEC slams Mozilo for insider trading.

Mortgage Rates Shoot Up The 30-year fixed-rate mortgage rose to 5.65 percent, according to Bankrate's weekly survey.

Harvard Study: 60% of Bankruptcies Caused by Health Problems Most victims are middle-class and have health insurance.

5 Economic Indicators to Watch Economic indicators are gauges of hope and despair. We explain what they mean and why they matter.

Real Estate Agent Takes On Banks Over Short Sales Banks say the right thing in public but often don't follow through.

Can't Sell? Do SOMETHING If you can't sell your home and it's eating you alive financially, you need something to generate cashflow. Try out these tips.

Coping with Out-of-Pocket Health Care Costs Payment options ease the burden of high health care costs that are charged directly to consumers.

Feds Look at Tougher Foreclosure 'Rescue' Rules Desperate homeowners often victimized by con artists.

Foreclosure Starts Hit 1 Million For the Year Mortgage delinquencies also at all-time high.

Consumers Remain Thrifty In April Slight rise in disposable income doesn't offset savings.

Mortgage Rates Gone Wild With mortgage rates suddenly skyrocketing, what should potential homebuyers do?

8 Major Benefits of New Credit Card Law Here are the highlights of the Credit CARD Act of 2009 that benefit cardholders.

Lawmakers Target Bank Overdraft Fees Democrats want Fed to restrict "courtesy" program.

Mortgage Delinquencies At Record High Analyst finds increase 'sobering but not unexpected'.

Many Consumers Pay "Hidden Health Tax," Group Charges Undisclosed insurance premium surcharges hammer insured.

In Search Of Revenue, Feds May Look To Consumers National sales tax a possibility.

Mortgage Rates Sky-Rocket The 30-year fixed-rate mortgage increased to 5.45 percent, according to Bankrate's weekly survey.

My House is Worth How Much? Appraisers have the last word on a home's value, but homeowners can provide some input.

Video: Reappraising Appraisers Proposed new rules may not solve the problem of appraisers being influenced by lenders.

Consumer Confidence Surges In May Surprising jump in views of economy, job market.

Advanta Closes Customers' Credit Card Accounts Analysts: company under severe financial stress.

Two Illinois Banks Fail Cost to taxpayers is $173 million.

Prevention Needed to Curb Foreclosure Rescue Scams Consumer group warns that more enforcement and education are necessary.

Bankruptcy Not Helping People Keep Their Homes New study finds even Chapter 13 doesn't stave off foreclosure.

Obama Signs Credit Card Bill Measure bans some of issuers' least popular tactics.

12 Tips to Buying a Home at Auction There are differences between large regional home auctions and those on the courthouse steps.

Video: Credit Cards for College Students Credit card offers abound on college campuses. Here's what students need to know.

Court Finds Tobacco Companies Lied About Smoking Dangers Rules that defendants violated racketeering laws.

New Jersey Investors Getting Refunds From Citigroup Attorney General brokers deal to settle nondisclosure charges.

Mortgage Rates Up Slightly The benchmark 30-year fixed mortgage rose to 5.24 percent, according to Bankrate's weekly survey.

Pension Agency Deficit Balloons Largest shortfall in 35-year history.

Olive Garden Settles Credit Card Data Exposure Suit Claim alleged restaurant printed too many numbers on receipts.

Video — Credit Card Law May Produce Unintended Consequences New restrictions may also tighten access to credit.

Staying put? Stimulus Plans May Help Here's how the stimulus plans may help homeowners who are not planning to buy or sell.

Senate Overwhelmingly Approves Credit Card Reform Bill passes Senate 90-5; Obama wants complete legislation by weekend.

Video: Getting Help With A Loan Modification Who should troubled homeowners turn to for help?

Pros, Cons of Paying Car Loan with HELOC The interest on the HELOC is tax deductible, but your line of credit may outlive the car.

How Secure is Life Insurance? Life insurers' losses make them seem vulnerable. Can they keep their promises to consumers?

Are Variable Annuities Safe? Investors bought annuities to protect against market declines, but now some insurers are suffering.

An Upside to Chrysler's Plight The government is guaranteeing warranties while incentives lock in a killer car deal for buyers.

Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts.

Top 5 Renovations To Sell That House With thousands of homes sitting on the market unsold, it's critical to understand which improvements really will help get that house sold.

Consumer Prices Remain Flat In April Prices slipped 0.7%, biggest decline since 1955.

FTC Giving Financial Services Closer Scrutiny Agency promises to increase oversight of mortgage, lending sectors.

Dirt-Cheap Loans on New Homes Homebuilders are offering discounted interest rates to lure buyers back into the market.

Facing Foreclosure: Now What? With the bank foreclosing, you have more options than you think. Don't just give up.

Retire Student Loan Before You Retire School debt is forgiven in only some instances, so it's best to plan on repaying it instead.

Obama Presses Case For Credit Card Reform President wants bill on his desk by Memorial Day.

When's the Best Time to Pay Credit Card? To improve your credit score, it helps to pay before the closing date of the statement.

Time to Buy Real Estate? It's been a buyers market for some time now. But how will you know when it's the prime time to make your move?

Home Values Plunge 14 Percent In First Quarter Distressed homes skewing median prices; sales picked up in some areas.

Know Your Goals Before You Refinance Before refinancing, properly identify your financial goals so you chase the right solution.

Discretionary Spending at Lowest Level in 30 Years Consumers 'not even thinking about buying things'.

Feds Accuse California Lender of Charging Hispanics Higher Rates Golden Empire Mortgage accused of illegal discrimination.

Doing the Student Loan Shuffle The credit crunch continues to hamper the student loan market, but there are signs of a thaw.

'Redneck' Checking Promises Big Yield Redneck Bank is just one institution pledging big returns to consumers who open a checking account.

Do You Qualify for the Mortgage Refi Plan? The federal government, Fannie Mae and Freddie Mac spell out the rules for the refinance program.

Video: 10 Dollar-Store Duds Comparison shopping and unit pricing will help you find deals and duds at the dollar store.

Obama Wants Credit Card Legislation This Month Asks Congress for fast action on Credit Cardholder's Bill of Rights.

New York Subpoenas Debt Settlement Companies Attorney General Cuomo launches nationwide probe of companies' practices.

Consumers Reminded to Investigate Before Investing Explore the background of any brokerage before committing your money.

All 19 Banks Pass Stress Tests But many require new capital infusions to stay solvent.

Don't Sweat the Stress Test Results Now that the government's test of the nation's banks is over, what have we learned?

Americans Turn Away From Credit Cards Consumers try to trim debt as economy sputters.

9 Cash-Saving Strategies That Pay Big Bucks Cutting expenses can pay huge dividends if you invest your savings and let them compound over time.

Managing The Stress of Debt While grappling to pay your bills, you may find the darkest side of debt is the mounting stress.

Tips For Getting Your Rent Reduced In today's market, tenants are saving cash by successfully asking their landlords for a rent reduction

Video: Haggling For a Better Deal Bargaining for a better deal can save you money.

Lower Mortgage Rate Not Always Best When deciding whether to refinance, weigh the costs against the savings from a lower rate.

When to Opt Out of a Credit Card Rate Hike Credit cardholders are being hit with interest rate increases. Should you opt out or accept it?

Pending Home Sales Turn Around In March Low interest rates, fire sale prices trump recession fears.

Three More Banks Fail FDIC closes banks in Georgia, New Jersey, Utah

Defend Yourself Against Debt Collectors Even if you owe a company money, you have rights -- and it pays to know what they are.

Calculate Your Inflation Rate The way you spend money determines how dramatically inflation impacts your bank account.

Senate Defeats Mortgage 'Cram Down' Bill Banking lobbyists prevail, bill's sponsor vows to keep trying.

Clearwire Slapped With Class Action Complaint alleges shoddy service and illegal cancellation fees.

Credit Card Bill Passes House — Again Legislation that would restrict abusive lending practices passes for the second time.

Have Consumers Tightened Their Belts Permanently? Spending habits remain thrifty, signaling long-term trend.

Consumers Finding Fewer New Products in Recession Food and beverage companies cut back on launching new items.

How to Establish a Great Credit Score Consumers with limited credit histories can still build a good credit score.

Bank of America's Lewis Removed as Chairman Will remain as President and CEO; Walter Massey to succeed as chairman.

Will Replacement Card Hurt Credit Score? How the card issuer reports the card to the credit bureaus determines the effect.

Video: Frugal Mom Has Thrifty Tips Meet a mom whose daily money-saving methods got her national attention.

The Upside of the Down Economy Financial news is brutal lately, but the recession is teaching us the basics for a new economy.

Credit Card Losses Spike in February More debt written off as uncollectable.

Rest In Peace, Countrywide Financial Bank of America officially "retires" brand name for its lending company.

Mortgage Rates Keep Falling This may be the time to refinance.

Weigh Costs Before Buying Down Loan The costs associated with buying down a loan may put the brakes on a mortgage refinance.

Time Matters to Your Credit Score More recent good news on your credit report will outweigh old news about bad debt.

Four More Banks Fail FDIC closes banks in California, Michigan, Georgia, Idaho.

Prepare For the Inevitable Record-low interest rates won't last forever.

Home Sales Fall in March Existing homes slow to move off market.

White House, Congress Cracking Down On Credit Cards Triple-threat attack on abusive lending practices.

Mortgage Rates and Refis Up The 30-year fixed-rate mortgage rose to 5.23% in Bankrate's weekly survey.

Stimulus Offers Modest Auto Savings The American Recovery and Reinvestment Act offers a tax break for people who buy a new car in 2009.

Home Prices Show Surprising Gain in February More signs of a turnaround?

U.S. Carmakers Getting More Federal Aid GM gets $5 billion while going through motions of bankruptcy.

TARP Ripe For Scams, Warns Inspector General Lack of oversight and sheer size means high abuse potential.

Business Economists See Hopeful Signs Closing gaps in declines may indicate positive trend.

White House Pressuring Credit Card Companies Obama administration turns up heat for industry reform.

Video: Forestalling Foreclosure When you're in mortgage trouble, the best thing to do is make a phone call.

Foreclosures Not the Only Drag on Appraisals New, devalued homes and foreclosures are a double whammy on owners hoping to refinance.

Banks in Missouri, Nevada Fail Both will reopen Monday under new owners.

Ask About 'Hard Pull' Before Opening a CD Before investing in a CD, ask the bank whether it will pull your credit report during the process.

Should You Skip Your Mortgage Payment? Being delinquent on your mortgage won't necessarily improve your odds of a loan modification.

Consumers to Spend Same or More on Entertainment in 2009 Recession doesn't slow down video games or music purchasing.

More Students Using Plastic to Pay for College Spikes in tuition, costs leaving more students cash-strapped.

Foreclosures Up 9% in First Quarter More Americans face loss of their home.

Mortgage Rates Edge Lower The 30-year fixed-rate mortgage dipped to 5.18 percent in Bankrate's weekly survey.

7 Ways to Trash Your Credit Score You can get blemishes on your credit report without even trying.

State Insurance Commissioners Consider Dropping Consumer Protection Consumer advocates urge task force to reject proposal.

No Sign of Inflation in March Food and fuel costs register big, surprising drops.

Southern California Home Sales Up Again in March Signs of life continue in real estate market.

Coming Up with Tax Cash Can't pay your taxes? Don't panic. Here are some options.

Credit Scores Dropping? Credit scoring models haven't changed, but card issuers' practices may punish some scores.

NJ Tax Prep Firm Ordered to Pay $1.64 Million to Clients Malqui Tax didn't disclose true cost of refund anticipation loans, court finds.

New York Sues Process Server for High-Volume Debt Collectors Company allegedly failed to serve legal notices on consumers; law firm also faces suit.

Consumers Cut Spending in March Dismal retail sales reports undercut optimism about economy.

Texas Charges JK Harris with Misrepresentation Firm overstates its ability to reduce tax debts, suit alleges.

Key Corporate Earnings Due This Week Telltale signs of economic recovery or continuing meltdown.

Two More Banks Fail FDIC pays out $131 million to cover closings.

Prepayment Fees Can Put Refinance on Hold It's tough to justify a refinance that will cost the homeowner $11,300 in prepayment fees.

No Company Can Erase Bad Debt Be careful of false claims. A credit repair firm can only advise you on ways to improve your credit.

Carmakers Aid Laid-Off Workers They'll make your car payment if you lose your job for 'economic reasons.'.

Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts.

Time Heals College Credit Card Mistakes Time is the best cure for a 20-something who made some foolish credit card mistakes in college.

Easter Surprise: Bank of America Raises Credit Card Interest Rates Latest increase hits about 4 million customers who carry a monthly balance.

Mortgage Rates Up Slightly The 30-year fixed mortgage rate rose to 5.2 percent in Bankrate's weekly survey.

Mortgage Rate Trend Index Which way are rates headed? Bankrate surveys the experts.

Mortgage Applications Rise Sharply Low rates, refinancing spur big jumps.

Seeking a Safe Haven for Investments Do investment products that claim to protect principal and guarantee minimum returns deliver?

Staying Married to Save Cash The phrase "for richer or poorer" puts divorcing couples to the test during a recession.

7-Day Tax Filing Plan Time's running out to complete your 1040. Don't panic. Our one-week, hour-a-day filing strategy will help you get your taxes done.

When It's OK to Tap Your IRA Sometimes, especially in this tough economy, you might need to take money out of your IRA. Here's when Uncle Sam says the withdrawal won't cost you extra.

Plant A Garden, Harvest Savings Gardening can save you money on fruits and vegetables — if you do it right.

Alleged Madoff Middleman Charged with Fraud Charities, non-profits lost billions invested with J. Ezra Merkin.

Obama Administration Targets Mortgage Fraud Multiple agencies coordinate efforts to stop scammers.

Homeowners Still Behind On Modified Mortgages Many falling back into default even after aid.

Employers Trying To Avoid Further Job Cuts Companies focus on retaining, retrenching through recession.

Buying a Home That's Not For Sale An unsolicited offer may spook owners, and they're unlikely to negotiate an overly favorable deal.

FHA Loan Can Save Home Dream An FHA 203(k) loan can provide money to buy a home and rehabilitate it in one transaction.

Consumers Fall Further Behind on Loan Payments Dismal news in fourth quarter of 2008.

Banks Cut Off Mortgage Brokers The fallout from the war between brokers and bankers could result in fewer loan choices and higher fees.

Navigating the Changing World of Credit Cards Credit card issuers are imposing negative actions even on good customers. Here's what to watch for.

Mortgage Rates Drop to Record Low The 30-year fixed mortgage is at 5.13 percent in Bankrate's weekly survey.

Mortgage Rate Trend Index Which way are rates headed? Bankrate.com surveys the experts.

Pending Home Sales Show Some Life Realtors' report shows increase in contracts signed for February.

Video: More Boomers Plan to Keep On Working Retire? In this economy? Don't think so.

The Latest Treasury Program is No Quick Fix The plan is to get banks lending again, but it could be a while before consumers see benefits.

Does an Unactivated Credit Card Hurt Score? Many consumers have gotten cards but never activated them. What does this do to their credit scores?

Senate Committee Approves Credit Card Accountability Act Measure would end some of the credit card industry's most abusive practices.

Divorce Doesn't End Debt Even if a divorce decree divides debt, you're still liable to creditors for jointly held accounts.

Congress Moving Toward National Cap On Payday Loans High-interest loans trap low-income consumers in 'spiral of debt'.

Chase to Refund $4.4 Million in Credit Card Fees Monthly fee was added to balance-transfer accounts.

Home Prices Down To 2003 Levels in January Existing areas show double-digit declines, even with marginal improvements.

Banks Targeting Existing Customers To Boost Profits Increases in direct mail to squeeze additional revenue.

California Payday Lenders Target Blacks, Latinos Report shows heavy concentration in minority communities.

West Virginia Sues Online Payday Lenders 'Loan sharks of today'.

Green Mortgages Offer Savings Make your home energy-efficient and get a break on your mortgage at the same time..

Video: Questions to Ask Before Refinancing With mortgage rates near record low, is it time to refinance?

Auto Lenders Won't Add Old Balance to New Loan Don't expect today's lenders to add your current loan balance to your new vehicle loan.

Get Help Appealing Home Tax Assessment Think your home's assessed value is too high? A third party can handle the grievance process for you.

Debt Settlement Comes With Hefty Fees Talk to credit counselors before signing up for expensive programs.

Bail Yourself Out – Here's How Seems like everyone has a bailout plan but you? Create your own in these six money areas.

Vehicle Leasing Costs Going Up Leasing may still be a good deal for some, but buying a vehicle might be a better option.

Don't Overlook These Itemized Deductions Tallying up all your expenses can help you cut your tax bill, especially if you claim every deduction the IRS allows.

Mortgage Rates Drop to Lowest Since the '50s The benchmark 30-year rate mortgage fell to 5.19 percent, according to Bankrate's weekly survey.

Walking Away from Mortgage is Costly Abandoning a mortgage simply to get a fresh financial start may hurt your credit and trigger taxes.

Credit Card Reform Comes Back To Congress Dual hearings emphasize need for changes to industry.

Fed Action Spurs Refinance Frenzy Interest rates drop after massive government buyout.

Florida Targets Fraudulent Foreclosure "Rescue" Company charged with deceptive marketing, victimizing Hispanic community.

Consumers Want Opt-In Choice on Overdraft Coverage Customers irked by sky-high overdraft fees.

Existing Home Sales Jump Five Percent in One Month Uptick gives hope to sellers and agents alike.

Renters Get Foreclosure Relief Fannie Mae and Freddie Mac's new programs let renters stay in homes that are foreclosed.

Feds Seize Three More Banks, Two Credit Unions Latest seizures bring total to 20 this year.

FDIC Deals with Mounting Bank Failures The FDIC is shutting banks every week, which has some consumers wondering how it will handle losses.

5 Ways to Beat a Ponzi Scheme There are several ways to recover money, but you'll first need good records to fight a Ponzi scheme.

10 Ways Uncle Sam Helps You Save Money Saving for the future is of paramount importance to all Americans. Luckily, we all have a rich uncle to turn to.

Recession Has Consumers Thinking Of Hanging Up Cell Phones Sagging economy has users dropping service, choosing prepaid.

Credit Card Rates on the Rise Fear of delinquency has banks increasing APRs.

19 States To Probe AIG Bonuses Public outrage builds fire under Congress, state attorneys general.

Mortgage Rates at Near-Record Lows The 30-year fixed-rate mortgage fell to 5.29 percent, according to Bankrate's weekly survey.

Government Helps Homeowners Refinance Looking to refinance? The FHA and VA allow for little equity, and less-than-perfect credit.

Higher Rates Make Home-Equity Loans Less Appealing The large pricing spread on today's HELOCs makes them a potentially poor borrowing option.

10 Common Tax-Filing Mistakes to Avoid Tax law changes have created new tax-filing pitfalls to watch out for, as well as the usual ones we face every filing season.

Penalties for Late Tax Returns If you haven't filed a tax return since 2005, there's no time to waste. But expect to pay hefty penalties.

The Dangers of Debt Consolidation Before you bundle your bills, check out the pros and cons of these consolidation options.

Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products.

People Feeling Economic Stress At All Turns Work and home environments suffer as meltdown continues.

Consumer Prices Rise More Than Forecast Costs of living continue to increase even as economy stagnates.

Is Credit Card Protection Worth It? Credit card protection plans might help in the event of a job loss, but their cost can add up.

How Long Does Credit Check Affect Score? The impact of a credit check depends on whether it was a hard or soft inquiry, says Credit Card Adviser.

Video: The High Cost of Check-Cashing Services Check cashing services are convenient, but come with a very high price tag.

Southern California Home Sales Up Again Heavy foreclosures spur surprising gains.

Feds Charge Seven Credit Repair Companies with Deceiving Consumers Companies claimed they could remove negative information from credit reports.

5 Must-Haves in a Bankruptcy Lawyer Selecting the right person to handle your bankruptcy can mean the difference between an eventual rebound and long-term pain.

Consumers Falling Farther Behind On Payments It's not just mortgages — car loans, credit card payments lag.

New Jersey Cracking Down On Mortgage Fraud Three lawsuits filed on accusations of deceptive lending practices.

Recession Unlikely To Discourage Smoking Tobacco seen as affordable pleasure in tough times.

AIG Behavior Unites Everyone in Outrage Across-the-board condemnation of bailouts used to pay bonuses.

Is Creditworthiness More Than Skin Deep? Lenders make judgments based on appearance when considering loans.

Loan Modifications Can Reduce Foreclosures, Study Says Combining lower payments with write-downs significantly reduces defaults.

Want to Negotiate CD Rates? Good Luck Is it realistic to think you can negotiate with a bank for a better CD rate? Bankrate puts it to the test.

Survey Shows Consumers Preparing For The Worst Americans hunker down, spend less, save more.

Foreclosure Activity Up Six Percent in February One in 440 houses received a foreclosure filing.

The Ins and Outs of Reverse Mortgages You can tap your home equity without having to repay it as long as you live in the house. But it's an expensive loan.

Rate Trend Index -- Mortgages Which way are the rates headed? Bankrate surveys the experts.

Mortgage Rates Fall; Borrowers Wait The benchmark 30-year fixed-rate loan fell to 5.37%, according to Bankrate's weekly survey.

Government Reveals First Steps For Broadband Plans Details remain scarce as agencies emphasize public comment.

IRS To Beef Up Ranks After Canceling Private Debt Collection Agency to look for more "in-house" options to collect back taxes.

Why Doesn't State Usury Law Protect Me? Federal law supersedes state law when it comes to credit card interest rates.

U.S. Employers Foresee Subdued Hiring Activity 14 percent of those surveyed see slow employee growth in second quarter.

Mortgage Rates Stay Steady for Third Straight Week Massachusetts, Connecticut, California see big drops.

States Battle Feds To Enforce Lending Laws Attorneys General want more power to stop predatory lending.

Feds Spoof Bogus Credit Report Offers FTC composes its own catchy jingle to counter commercial offers.

Video: How to Sell Your Gold Jewelry You might consider selling gold jewelry while gold prices are still high. Here's how.

Others Not Liable for Card Owner's Debt When a credit card holder dies, authorized users are not responsible for the account's debt.

Are You Eligible for Mortgage Help? A Q&A clarifies the details surrounding the federal government's new Making Home Affordable Plan.

Supreme Court Strikes Down Mandatory Credit Card Arbitration Decision is big victory for consumers.

Taxpayers Filing Earlier This Year Early birds get bigger refunds.

Mortgage Delinquencies Continue to Climb Filings for foreclosure continue to break records.

Medicare Fraud Risk Grows For Some Shady sales agents have put seniors at increased risk of falling victim to Medicare fraud.

Mortgage Rates Remain Unchanged A lousy week on Wall Street didn't have much effect on mortgage rates.

One Of Five U.S. Mortgages Under Water Over 8 million homes had negative equity in December.

Government Giving Away Money? Don't Count On It Ads promising personal grants are scams ... at best.

NY to AT&T: Please Deposit $2.63 Million State charges rebate offers were "onerous and condition-laden."

FDIC Warns It's Running Out of Funds Flurry of bank failures could burn through FDIC's reserves.

America Betrayed: Report Blasts Wall Street, DC Corruption for Financial Disaster Legal bribes, influence peddling led to excessive deregulation.

Is a Credit Card Application by Phone Valid? Cardholder asks if he is liable for charges if the application was taken over the phone and never signed.

Mending the Cracked Nest Egg Lawmakers are talking to academics and industry experts about how to fix America's retirement system.

10 Ways to Land More Financial Aid During tight times, many will be asking for more college aid. Here are 10 tips to help get it.

Taxpayer, Government Lose With Quickie Refund Loans High fees drain money and constrain spending power.

Coping With Debt When You're Laid Off Pink-slipped workers may benefit from posting their own "help wanted" appeal with creditors.

Video: Paying Off Debt Bankrate talks to a credit counselor.

Teens Want To Learn More About Money Many young adults still pick up financial acumen the hard way.

FreeCreditReport.Com Is Far From "Free" Service lures buyers into paying for credit monitoring.

Secured Credit Cards Harder to Get Secured cards are becoming scarce. Here's what you need to know to get one.

How Did Home Values Fare in Your Area? Get the 4th quarter results from the national survey of existing home sales.

American Express Safe from Class Actions? Court Says No In big win for consumers, federal appeals court turns aside Amex claims.

Senate Bill Would Rein in Payday Lenders Proposed legislation would cap interest rates.

Video: Invest or Pay Off Credit Card? It's almost always better to pay off your credit cards debts than to put money in a savings account.

Banks Lost $26 Billion in Fourth Quarter While many banks remain stable, big losses overshadow the rest.

Florida Court Blocks Loan Modification Company's Fees Order prevents charging of up-front payments to help homeowners.

Congress Takes Up Boomer Retirement Woes Many boomers having second thoughts about retiring.

Capital One Interest Rate Hikes Anger Customers Even those with high credit scores are affected.

Existing Home Sales Fall 5.3 Percent In January Homebuyers still sit on the sidelines as prices drop.

Fortunoff Liquidators Agree to Honor Gift Cards $8.5 million in gift cards, credit slips at stake.

Mortgage Bankers Respond to Obama Plan While the Mortgage Bankers Association agrees with the housing plan, they've also got suggestions.

Selling Your Home in a Crowded Market Here are seven ways to boost the odds of selling a home amid multiple "for sale" signs on your block.

Newly Unemployed Get Stimulus Help Stimulus legislation helps the unemployed through a health care subsidy and weekly benefit increase.

Choose Retirement Plan That Matches You Roth IRA or 401(k)? The right answer depends on your circumstances and retirement dreams.

Stimulus Offers Modest Auto Savings The American Recovery and Reinvestment Act offers a tax break for people who buy a new car in 2009.

Commuting Costs Got You Down? Some companies are making employees' treks to the office cheaper with tax-saving commuter accounts.

4 Ways Stimulus Helps Home Owners and Buyers The stimulus package offers four key financial breaks for new homebuyers and current homeowners.

Fortunoff Bankruptcy Wipes Out Gift Cards Little to no warning for New York-area shoppers.

Consumer Confidence At Record Low In February Employment, earnings fears drive sentiment down.

Economists See Recession Continuing Through First Half of 2009 Bad data on jobs, markets makes business roundtable pessimistic.

Old Debt Can Still Bite You With collection of an old debt still looming, negotiate payments over time and back up your plea.

4 Ways Stimulus Helps Homeowner, Buyer The stimulus package offers four key financial breaks for new homebuyers and current homeowners.

Economists See Recession Continuing Downturn likely to last at least through mid-year.

Non-Profits Can Help Solve Foreclosure Crisis If corporate mortgage holders won't help, they should get out of the way.

Work History is Key to Refinance Approval Lenders scrutinize work history before deciding whether to approve new loans.

Video: How to Lower Your Property Taxes The only upside of declining real estate values may be lower property taxes.

Oregon Bank Fails; No. 14 This Year Big banks in spotlight but many small banks in trouble too.

5 Stupid Tax Mistakes Steve Bucci lists the top five ways to make your tax season bleak.

Stimulus Tax Payout Will Be Small A third of the stimulus package is tax relief, but it puts only a few more dollars in your paycheck.

Split Your Direct Deposit to Save More Money Automatic saving can help build nest egg with no effort.

Inflation Jumps in January Gas prices increase, while food prices slump.

Video: Credit Card Changes Affect Almost Everyone Issuers adapting quickly to tough credit environment.

Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products from Bankrate.com's weekly national survey of large banks and thrifts.

7 DIY Car Maintenance Tips You don't have to be a mechanic to make these simple checks.

Buy Stocks When They're Cheap When the going gets tough, the tough go shopping for stocks. Right now there's a fire sale, says PBS WealthTrack host Consuelo Mack.

Mortgage Rates Approaching 5 Percent 30-year rates hit tempting levels for new buyers.

Derailed Boomers Changing Retirement Plans Stock market volatility stirs feelings of dread.

Obama's Foreclosure Plan Wins Early Support Mortgage rescue plan aims to help responsible, troubled homeowners.

How Can You Benefit From The Obama Mortgage Plan? Mortgage rescue plan aims to help responsible, troubled homeowners.

Refinance May Be Worth Paying Penalty In some cases, it makes sense to refinance even if you have to pay a mortgage prepayment penalty.

Boost Your Credit Score After Bankruptcy Bankruptcy can taint your credit report for up to 10 years, but you can boost it much sooner.

Video: Is A Secured Credit Card A Good Option? As credit shrinks, a secured card can work for some.

Keeping the Auto Repo Man at Bay Act quickly if you foresee trouble making your car payments. Here's what you can do.

Bankrupt Builder Burns Buyers When a builder files for bankruptcy, it's only the beginning of bad news for buyers.

How to Check Your Bank's FDIC Status It should be easy to determine if a bank is a member of the Federal Deposit Insurance Corp.

Top Ways to Trim College Costs There are several things students can do to help their parents trim college costs.

Ignoring Bank Cutoff Can Be Costly Bank cutoff times determine when a transaction is official, so know your institution's rules.

Retirees Get Money Break in 2009 Retirees won't have to take a required mandatory distribution from their accounts during 2009.

Texas Launches Restitution Program for Countrywide Customers More than $7 million available to Texas foreclosure victims.

Rules of the Credit Card Game The credit card contract is so one-sided that only one party can change the deal at whim.

Homeowner Bailout May Be In The Works Stock market surges on report of mortgage workout plan.

Despite Moratorium, Foreclosures Surge In January But numbers fall ten percent from December's high.

Spending Secrets Bad for Marriage Know your partner's spending habits in advance.

Mortgage Rates Fall in Uncertain Time Mortgage rates fell as investors wondered what the Obama administration will do to fix the broken banking system.

Video: When to Lock In a Mortgage Rate With mortgage rates moving up and down quickly, it pays to lock in a favorable rate.

Video: Coping With A Bad Economy You can't fix the economy but you can help yourself.

Bank Bailout Plan Has Provision For Consumers Wall Street distinctly unhappy with latest government proposal.

Illinois Sues Credit Service for Cramming US Credit Find places unauthorized charges on phone bills, state charges.

Florida Foreclosure "Rescue" Company Shut Down HomeKeeper USA violated fraud prevention law, state alleged.

Credit Card Changes May Hurt Consumers The credit card industry is changing fast, leaving cardholders at risk, says personal finance expert Emily Peters.

4 Key Expenses Not To Cut In a bad economy, don't be so quick with the scissors. Some budget cuts you make now will cost more later.

Countrywide Settles Charges With West Virginia Lender to pay nearly $341,000 to homeowners facing foreclosure.

Starbucks Tries a Downscale Approach Coffee giant offers "value meal" to compete in hard times.

Hiring Could Hit Deep Freeze in February Manufacturing and service sectors both face steep declines.

Unemployed? Hoard Cash If you're unemployed, use your credit card on essentials to save cash but don't take cash advances.

Trim — Don't Cancel — Life Insurance Life insurance is a tempting place to cut expenses, but trimming premiums is a better option than letting your policy lapse.

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How to Build a Great Credit Score In these days of not-so-easy credit, consumers with limited credit histories can still build a great credit score.

Wells Fargo Suit Charges Appraisal Price Gouging Hundreds of thousands of homebuyers may have been victimized.

Don't Stuff Every Dime Into Your 401K Plan While it's important to save for tomorrow, remember to create financial flexibility for today.

Credit Card Pitches Fall Sharply Businesses shift to wealthier customers as economy tanks.

Experian To Stop Selling Credit Scores To Consumers Dispute with Fair Isaac leads to cutoff after February 15th.

Store Credit Card a Good Deal? At a department store checkout, you're often asked if you want a store credit card. Is it worth the instant discount?

How Much is Enough for Retirement? Many people are questioning if they can still afford to retire early, on time, or at all.

Mortgage Rates Remain Below 6 Percent The benchmark 30-year fixed rate rose this week to 5.70 percent.

Senate Bill Would Pay You To Buy a House Lawmakers hoping to revive housing industry.

Fannie, Freddie Put Off Evictions until March Moratorium applies to owners and renters in single-family homes.

Weigh Taxes Before Prepaying Mortgage It may or may not make good tax sense to prepay.

New Home Sales Hit Record Low Sales down 45% from a year ago.

Foreclosure Tax Double-Whammy Eased Congress eases taxation on home lost to debt or forgiveness.

Mortgage Rates Fall Below 5.5% Rates are low but home inventories high. How come?

No-Penalty CDs: Good Deal or Not? They offer safety and access; be sure to shop for the best yield.

Interest Rate Roundup Bankrate.com's weekly national survey of large banks and thrifts.

The Fed's Toolbox In an attempt to jump-start the economy, the Fed has devised an array of tools.

Zero-Coupon Bonds Can Be Good Investments Be sure you make decisions based on today's markets and rates.

Fed To Modify Some Troubled Mortgages Bail-out funds trickle down to troubled homeowners.

Appraisals Taking a Double Hit New, devalued homes and foreclosures are a double whammy on owners hoping to refinance.

Tax Consequences of Defaulting on Your Mortgage The bank's actions will drive the tax consequences of walking away from a mortgage.

Home Sales Rise As Prices Fall Prices plunged a record 15.3% in December.

7 Ways to Trash Your Credit Score You can get blemishes on your credit report without even trying.

California Shuts Down 1st Centennial Bank First California Bank takes over deposits, branches.

Flipping Homes Profitable But Can Be Risky Investing in real estate requires more capital and patience these days.

What Do Builder Warranties Cover? There's much to be wary of these days in the world of new-home warranties.

Rewards Card Not Worth Credit Risk Rushing to open a new credit card account is not wise if you plan to refinance a mortgage soon.

Rate Trend Index -- Mortgages Bankrate.com surveys experts to gauge which way interest rates are headed on mortgages -- a vital tool if you're about to buy a home.

Inflation Fears Send Mortgage Rates Up The 30-year fixed-rate mortgage rose to 5.59 percent in Bankrate's weekly survey.

Interest Rate Roundup Bankrate's national survey of large banks and thrifts.

Take Long View with Mother's Money Plan The big picture is important when planning for an older parent's financial future.

Feds Charge Mortgage Broker In Potential Data Breach Broker allegedly left private data in public dumpsters.

100 Tips to Help You Save in 2009 With the economy heading for the doldrums, here are 100 tips to help you save money in all areas of your life.

Freddie Mac Extends Foreclosure Moratorium Reprieve to last through end of January.

Too Much Retirement Planning May Be As Bad As Too Little Suggestions to rebuild the nest egg and secure the future.

Consumers Have Growing Leverage with Credit Card Companies Massive worldwide debt may actually help borrowers negotiate better terms.

Tips To Cope With the Economy in 2009 Bankrate's senior financial analyst explains the best way to approach your finances in the coming year.

Mortgage Rates Drop Way Down The benchmark 30-year fixed-rate mortgage fell 20 basis points, to 5.64 percent.

How Important is Credit to You? Take this online quiz to see how your feelings about credit cards stack up against those of other Americans.

Understand Annuity Before You Sign The wrong time to learn more details about your annuity contract is after you sign on the dotted line.

H&R Block to Stop Selling Refund Anticipation Loans in California Company settles suit charging it with deceptive practices.

Tax Preparers Tighten Up on 'Instant Refund' Loans Refund anticipation loans almost always a bad idea.

High Credit Scores Get Top Loans Credit score has always been important. Now it must be even higher to get a low rate.

Tips to Cope with the Economy in 2009 Here's the best way to approach your finances in the coming year.

12 Steps to Credit Card Success Follow these rules to beat credit card issuers at their own game.

Mortgage Refis Surge Mortgage rates went up this week from near-record lows, as brokers scrambled to keep up with applications.

Use Cash for Refinance or Debt Paydown? Should you apply extra cash to a refinancing, or use it to pay down debt?

Save On Home Improvements Habitat for Humanity offers home improvement bargains.

Mortgage Rates Surge Mortgage rates went up this week from near-record lows, as brokers scrambled to keep up with applications.

5 Ways to Outlast Deflation Deflation can devastate the economy. Here are five ways to fight falling prices.

Mortgage Modification Meltdown The bailout program still isn't reaching homeowners.

Video: Debt Consolidation May Make Things Worse Unscrupulous companies prey on struggling consumers.

Mortgage Defaults Still Rising But foreclosures decrease slightly through 2008.

New Jersey Man Arrested in Ponzi Scheme Investment broker accused of bilking clients out of $1.3 million.

All Credit Cards Not Created Equal There are still plenty of tricks card issuers can legally play on their customers.

Foreclosures Rising Despite Prevention Programs Voluntary industry guidelines a failure, bankruptcy lawyers charge.

Mortgage Rates Take Another Sudden Drop 30-year fixed loan hits 5.94 percent.

Americans' Net Worth Plunges Nearly $3 Trillion Economics predict the recession will begin to ease in June 2009.

Foreclosures Rise 28 Percent in November Total actions slow from previous month, but still at record levels.

Mortgage Modification Help Need to modify your mortgage? Here are some valuable tips.

Mortgage Modification: Chase, WaMu, EMC Mortgage modification info for three big lenders.

Interest Rate Roundup Latest interest rates from Bankrate.com's weekly national survey.

Video: Real estate Auction Rip-Off? Know all the rules before you bid on a foreclosure at auction.

Get Your Mortgage Rate Lock Ready Solidify your loan terms when you have the chance.

Banking Report Errors Can Be Harmful A consumer banking report may have errors that make it difficult to open a checking account.

Jumbo Mortgage Deadline Looms Some mortgage borrowers are about to get squeezed by the shrinking of something called the jumbo conforming limit.

Bundle Up! 'Credit Winter' Is Coming You may not have recognized it yet, but "Credit Winter" is coming to your town.

Answers to Six Key Refinance Questions Frequently asked questions about the mortgage refinancing process.

Four Things to Know Before You Refinance Take these steps to be sure a refi will be good for you.

Answers to Six Key Refinance Questions Frequently asked questions about the mortgage refinancing process.

Four Things to Know Before You Refinance Take these steps to be sure a refi will be good for you.

Payday Loans Can Lead to Bankruptcy Quick financial fix can cause more problems than it solves.

Maximizing Your 401(k) Contribution Save income tax, and set your 401(k) contributions to maximize your employer's match, says CPA George Saenz.

Industry May Cut $2 Trillion in Credit Card Lines Bad economy, risk aversion causes banks to pull back.

Banks Set New Record for Fees in 2008 Bankrate.com study finds record-high fees on everything from ATMs to bounced checks.

Rethinking Retirement in Uncertain Times Traditional retirement is undergoing transformation. For many, it's likely to happen later, and it may involve work.

Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products.

Mortgage Rates Drop Below 6 Percent The benchmark 30-year fixed-rate loan fell to 5.97 percent in Bankrate's weekly survey.

Americans Less Clueless about Mortgages More people know what kind of mortgage they have than last year, but more also worry about making home payments.

Feds Report More Signs of Recession Government statistics show bad tidings in October.

Mortgage Rates Plunge as Fed Buys Up Loans Fed buys billions in securitized home loans, driving rates down.

Some Money Market Funds Now Insured For a short period of time, the U.S. government is granting insurance coverage to some money market funds.

Warning Signs that You Need Help with Debt These 15 signals let you know you're drowning in debt and it's time to call in a financial fitness expert.

Builders Try to Spruce Up Buyers' Credit Some home builders are implementing credit-coaching programs to jump-start housing sales, says the Real Estate Adviser.

Fed Throws $800 Billion Lifeline to Consumers Government will purchase more mortgages, offer backing for loans.

Home Prices Post Record Decline Reduction in third quarter is largest on record.

Store Credit Card a Good Deal? At a department store checkout, you're often asked if you want a store credit card. Is it worth the instant discount?

Banks Increase Direct Marketing Spending Budget cuts, bad economy haven't stopped flood of advertising mail.

Cheap Oil May Be Economic Stimulus Ebb and flow of markets may provide relief people seek.

Stock Swoon Creates a Chance to 'Buy Low' The stock market's recent struggles may make now the perfect time to "buy low" and reap rewards later.

Weekly Interest Rate Roundup Here are the latest interest rates and commentary on five common consumer banking products.

Agencies Unlikely to Swap Car Loans Because car loans typically are not assumable, agencies are unlikely to offer a driver a swap.

Fannie Mae and Freddie Mac Suspend Foreclosures Mortgage giants will give homeowners a break for holiday season.

Americans Tap Savings to Cope with Economy Experts advise other measures before depleting nest eggs.

Bankruptcy "Reform" Fails to Deliver Tough new laws don't prevent rich or poor from filing.

Illinois Sues Seven Companies for Mortgage Rescue Fraud Attorney General warns against scams targeting homeowners in trouble.

Another Glimmer of Hope in The Housing Market Home sales rise five percent in the Sunshine State.

Paulson Rejects Bailout Money for Detroit Treasury head says automakers should get help from other sources.

Buyers' Beware Market Get to know yourself as a homebuyer before committing to any deal.

Economists' Panel Sees Prolonged Recession Roundtable predicts unemployment will rise to 7.5 percent

Keeping Your Health Insurance When You're Unemployed Recession also means many people will lack coverage.

FDIC Backs More Aggressive Loan Modification Plan Agency breaks with Bush administration over helping homeowners.

Democrats May Shelve Mandatory Arbitration New Congress, White House may clamp down on contract clauses.

Obama Can't Quickly Raise Homebuyers' Hopes Prospective buyers unsure if this is their moment.

Upper-Income Taxpayers Seeking Shelter Obama eyes Bush tax cuts, likely to increase high-bracket tax rate and capital gains tax.

Car Dealers On the Brink Thousands of dealers may fail as credit dries up.

Jobless Rate Spikes in October 240,000 jobs lost; Unemployment at 6.5 percent.

Gasoline Prices Down 19 Cents in a Week National average down to $2.31.

Bankruptcy Filings Top 100,000 in October 20 percent increase from September.

California Busts Foreclosure Scam Ring Fake "mortgage rescuers" wanted upfront fees for nonexistent services.

For 401(k) Investors, Fewer Choices May Be Better Too many options can lead to overinvestment in stock.

Business Economists See More Signs of Recession New survey tracks declining demand for goods and services.

New Jersey Sues Credit Repair Agencies Restraining order filed over deceptive practices and failed promises.

At Last: Bailout Trickling Down to Struggling Homeowners FDIC chair's plan would rescue homeowners on the brink of default.

Free Money Is Often Neither 'Free' online searches may produce little and often aren't free.

What's Ahead For the Economy? Expert predicts tough year in 2009, but improvement soon to follow.

"Flawed" 401(k) Laws Putting Retirement at Risk Defined-contribution plans not meant to replace pensions.

Checking Account Fees Set Records in 2008 ATM surcharges, bounced check fees, monthly service charges all up.

New Home Sales Rise in September Another sign of a shifting market.

Is Bankruptcy Your Personal Bailout? Bankruptcy on the rise but the choice can have serious consequences.

How to Appeal Your Property Tax Bill Make sure you're not paying more than your house is worth.

Feds Issue New Identity Theft Recommendations But delay enforcement of "red flags" fraud program for businesses.

Bankers See Recovery in Second Half of 2009 Recession is underway, but signs show turnaround beginning next year.

Florida Sues Foreclosure Rescue Company for Deceptive Practices "Debt mitigation" firm falsely claimed it could solve mortgage problems.

Southern California Home Sales Surge 65 Percent in September A blip on the radar or a sign of things to come?

Baby Boomers Scramble to Reassess Future What to do when your retirement disappears before your eyes.

Finding a Job Takes Longer in Slow Economy But long-term predictions say things will turn around.

HOEPA: New Hope for Outlawing Abusive Mortgages Another new law that may do more to help homeowners in trouble.

What's Your Recession Game Plan? Economists offer tips for consumers and businesses to weather the storm.

Study Finds Racial Disparity in Retirement Savings Blacks save less overall than whites, contribute less to plans.

FDIC Chief: Not Enough Help for Homeowners Bailout plan props up institutions but not consumers.

Retirement Postponed for More Americans What older workers can do to find employment in uncertain times.

Study Blames Lenders, Not Borrowers for Mortgage Mess Homeowners more likely to default with subprime loans.

Wall Street Leaders Missing In Action Government must take the lead to get economy back on track.

Hots For Housing Boosted The Bust Consumers' compulsive behavior over housing market contributed to crisis.

Bailout Plan Tweaked for Banks Paulson reworks efforts to inject funds directly into markets.

Economic Worry Supplants Terrorism Fear Presidential candidates and business leaders get low marks from survey.

Mortgage Rescue Fraud Schemes On The Rise Scam artists charge large upfront fees, often strip homeowners' equity.

The States Take On the Housing Crisis "Think globally, act locally" may be key to helping homeowners out of foreclosure.

Gas Prices Head Lower as Economy Slows Nationwide average drops 30 cents a gallon in last month.

Long-Term Mortgage Rates Drop 30-year fixed loan hits 5.94 percent.

West Virginia Sues CashCall Attorney General slams Internet lender for predatory interest rates.

Global Auto Market Faces "Outright Collapse" in 2009 Sales recovery not expected until at least 2010.

Financial Meltdown Takes Toll on Consumer Confidence Major drop comes after equally dramatic upswing.

Shopping Mall Traffic Down Sharply Presidential election, financial meltdown keep buyers at home.

Economic Turnaround Will Take Time Major stimulus measures won't take effect overnight, analysts say.

Pending Home Sales Perk Up in August Falling prices, distress sales may be cause of uptick.

More Financial News

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