PayPal Reviews

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About PayPal

Pros
  • User-friendly interface
  • Strong security measures
Cons
  • Funds held for extended periods
  • High fees for transactions

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PayPal Reviews

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    How do I know I can trust these reviews about PayPal?
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    Page 1 Reviews 0 - 10
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    Customer ServiceRefunds & PayoutsStaffHonesty & Transparency

    Reviewed May 27, 2026

    They deserve 0 stars! I made a purchase through PayPal with a merchant on 5/4/2026, but changed my mind about the purchase and attempted to canceled on 5/5/2026 in less than 24 hrs. The seller would not approve my cancelation multiple times so I filed the dispute with paypal on 5/6/2026. This ultimately froze the order, but the merchant still created a shipping label on 5/7/2026 under someone else name, but with my address in order to still ship the item to me on 5/8/2026. I immediately contacted FedEx to have the item picked up and returned to shipper on 5/9/2026. The shipper received the item back on 5/12/2026.

    Paypal denied my original case because the merchant provided the fedex tracking number showing it was delivered to me so I filed another case informing them of what occurred and how deceitful the merchant was being but they again denied stating I wasn't protected under the buyer's protection program. The merchant lied and told PayPal the item was customized, but it really wasn't. How can you order on 5/4, but get a "customized" item on 5/8. And how does one customize a Gazebo!!

    I called and spoke to a paypal rep about the issue and they opened the case again only to be denied again for the same reason. Paypal is allowing merchants to steal your money. I attempted to cancel and they wouldn't cancel, still shipped under someone else's name, I returned to shipper, but paypal still refuse to make the merchant refund me for a item I don't have and that shouldn't been shipped in the first place! This is wrong, unethical and criminal. I have now filed a dispute with my credit union in order to try and get my refund through them. Paypal doesn't care about the consumer. You can have clear, straightforward evidence which should make it a open and shut case, but that don't matter. Paypal don't even really review your information and really investigate, it's just a waste of time. Paypal make their money from the Merchants not Consumers and will always decide with them. I will no longer use PayPal.

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    CoverageRefunds & Payouts

    Reviewed May 27, 2026

    If I could give a negative star I would. This company is the worst. Today, they denied a claim that I have concrete proof that the seller was not a good company. They allow criminals to steal from consumers and ALWAYS side with them when you complain. See all my reviews, they were all done through PayPal, or they were criminals taking advantage of consumers.

    This last one STOLE from me, gave PAYPAL the wrong contact information and then, when they figured PayPal might give the consumer the money back, contacted them and made up a story that PAYPAL agreed with. PAYPAL should be closed. There was another time where PAYPAL sided with the seller (from CHINA) who sold me a 3XL men's shirt that PAYPAL made me send them a picture of how it fit. IT ONLY COVERED MY CHEST, AND PAYPAL HAD EVIDENCE AND STILL SIDED WITH THE CRIMINAL SELLER. Use anyone else but PAYPAL.

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      Customer Service

      Reviewed May 26, 2026

      I just tried to contact PayPal to dispute an online transaction from over 6 weeks ago that never sent the product or information on shipping. The PayPal customer service person I tried to speak with after getting through the AI interface said she could not hear me. I was in a room with no external noise. There was so much background talking noise from the PayPal side that it was difficult to hear her but I could still make out her words. I tried everything, from talking louder, trying to adjust my speaker volume and even attempted to yell into the phone, but she still said she could not hear anything from me.

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      Transparency

      Reviewed May 26, 2026

      Froze account without any reasons. When asked no explanation was given.

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      Verified purchase
      Sales & Marketing

      Reviewed May 26, 2026

      Once Paypal was trusted and now my guess it is is owned by a Chinese company. Items coming from China seem to be the real issue, most are scams and we the consumers are not protected here in the United States. I paid $47.23 and am offered $3.00 then $9.00. Seriously I contacted the shipper immediately. Scams and PayPal is simply protecting them. Best not to use PayPal and use trusted cards that will protect you.

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      Sales & MarketingRefunds & PayoutsBilling

      Reviewed May 25, 2026

      I am disappointed with PayPal. I requested a refund because I did not receive an item, and PayPal initially refunded the amount. However, the retailer requested payment again and PayPal paid it. The retailer indicated the item had been delivered but the postal service returned it to sender due to insufficient address and I have never received the item. After requesting a refund again from PayPal it was denied. This has happened twice to me. So PayPal is no safer than using a credit card. Scammers can scam PayPal obviously.

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      Refunds & PayoutsBillingTimeliness

      Reviewed May 25, 2026

      Warning - DO NOT USE PAYPAL. I had a cash balance in my PayPal account and noticed 2 payments on the same day that I knew nothing about. The first was for $11.28 and the second transaction for 500 euros. I immediately raised a case for each of these transactions which was subsequently declined by PayPal, as they stated that the transactions had been authorised. I confirmed that both of the transactions had indeed not been authorised by me and I was the only person that had legitimate access to my account, which was also protected by a Passkey. Despite this, and after appealing the decision to decline the claim on several occasions, they have refused to refund the payments. In addition, PayPal are unable or unwilling to provide any information or evidence in support of their decision to decline the appeals.

      I presume someone has managed to hack into my account and process the transactions but PayPal do not take any responsibility or provide any protection for hacked transactions. I have since closed my PayPal account, which I have had for many years, and advise everyone to do the same, as you are not protected against any fraudulent transactions.

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      Customer ServiceSales & MarketingPriceStaffBillingRatesHonesty & Transparency

      Reviewed May 21, 2026

      Don’t fall for PayPal Credit card. No Interest if paid in full in 6 months on purchases of $149 or more is ONLY applicable when checking out online with PayPal. The advertising is completely misleading. One assumes the PayPal credit card sent in the mail without an application offers convenience and operates the a same as PayPal credit. It does not. When I called PayPal to understand why I had been charged interest, three people gave me three different answers that made no sense — “you purchased before the promotion” (no, I didn’t), “you did not purchase online” (yes, I did), and “you did not select an interest-only payment” (because there wasn’t that option). I have lost all respect for PayPal through this experience and recommend others to cancel their PayPal credit card like I did - it’s nothing but a misleading sham.

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      Customer ServicePriceBilling

      Reviewed May 20, 2026

      Paypal is not good at customer service - no return calls or emails. -Been trying 4 days to get my issues resolved with them. -Cannot charge credit cards on the virtual website. Terrible service. Mike --seyco

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      Billing

      Reviewed May 20, 2026

      Be aware that PayPal does NOT offer a secure payment system. Scammers can use the service easily and readily! I have read that they set up an account and dump it once they get money.

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      PayPal author review by Tammy Burns

      PayPal was founded in 1998, and eBay acquired it in 2002. The company now has nearly 200 million active customers, and in 2015 the company hosted approximately 4.9 billion transactions. Customers in more than 200 countries can use the company’s services and hold money in their accounts in 25 different currencies. Consumers can use the service to transfer money to other individuals, pay bills, make online purchases, make donations and obtain financing.

      • Online payments: Consumers can use PayPal to check out on millions of websites. Those who are uncomfortable putting their credit card information on lots of different sites can pay with PayPal, ensuring their information is stored with a single company.

      • Credit: PayPal Credit is the company’s financing option, which lets customers have flexible payment options. It can be used online, in stores and even to send money to someone else. Availability is subject to credit approval.

      • App: Using the PayPal app, customers can make purchases in brick-and-mortar stores with their PayPal account, send money from their mobile device and check out with PayPal when shopping on their device. The app is available for Apple, Android and Microsoft devices.

      • Recurring payments: Consumers can use their PayPal account to set up recurring payments for subscriptions for a variety of services, including Spotify, Netflix, Angie’s List, match.com, ancestry.com and more.

      • Fees: Customers do not pay fees when they make a purchase with their PayPal account. When consumers send money to another individual’s PayPal account and use money already in their PayPal account or in a bank account linked to their PayPal account, there is no fee.

      by Tammy Burns Deputy Editor, Personal Finance

      A former finance phobe, Tammy now devotes her career to ensuring that people don’t make the same money mistakes she once did. Her work has appeared in Fortune, the Toronto Star, Advisor’s Edge, Greedy Rates, and Money Under 30. She joined ConsumerAffairs in 2023. Tammy studied magazine publishing at Toronto Metropolitan University and has a BA in psychology from York University, and her earlier journalism took her from editing law books to writing restaurant reviews to reporting live from the Eyjafjallajökull eruption in Iceland. A part-time digital nomad, Tammy calls Toronto home but has also lived in Chiang Mai, Prague, Glasgow and rural Crete.

      PayPal Company Information

      Company Name:
      PayPal
      Website:
      www.paypal.com