Trans Union

Ann of Toluca Lake, CA April 2, 2009

Ann of Toluca Lake CA (04/02/09)
thru credit report.com i was supposedly given my transunion credit score. this was a 30 day free trial. i have been trying to cancel within that time period both on -line and my phone to no avail!

David of Carthage, NC March 30, 2009

David of Carthage NC (03/30/09)
Tried to access annual credit report. Two checks at two agencies went smoothly. Transunion could not confirm my identity and after talking to someone trying to speak English the situation came down to me sending a copy of my driver's license to Transunion. I do not think so. This is just some type of gimik to keep from providing the free report or harrass people for money. Questions they asked were not competent questions and then they want my Driver's License. Company must be located in South Africa.

I do not like sending my SS # anywhere then to ask for my a copy of my driver's license to be faxed is out of line for any legitimate company.

Edward of Mcminnville, OR March 29, 2009

Edward of Mcminnville OR (03/29/09)
I requested a free credit report from Transunion, then tried to submit a dispute against a debt that is not mine yet keeps appearing on my report-- six years now. Several banks have tried to get the item removed. My lawyer has written the collection company letters. This time I tried to put the item in dispute online. Three times I was kicked off just as I was about to click the final button to submit the dispute. I had gone through the entire process 3 times, which took about twenty minutes each time. Each time, at the last step, the site shut down and kicked me off. The fourth time I tried to log in to complete submitting the same dispute, I was told I would have to pay. Very convenient for Transunion!

Now I can't submit a dispute with Transunion without paying them? How is that right? If they are sharing an inaccurate item with whoever looks at my credit report, they should be required to at least investigate the item. I should not be asked to pay so that my report is accurate.

Barbara of Alhambra, CA March 22, 2009

Barbara of Alhambra CA (03/22/09)
TransUnion drooped my crdit score by 55 points November 2008. I ordered a copy of my credit report & found nothing had happened at all during October or November or any other months leading up to the change. When I wrote them asking for some type of explaination, they sent me a form letter say that all changes are based on a statistical formula which was no answer for such a dramatic drop in an otherwise very good score.

This could affect my buying a house.

Melanie of Columbia, SC March 20, 2009

Melanie of Columbia SC (03/20/09)
I have been trying for the last two months to receive a free copy of my TransUnion credit report. I went on online to rquest a copy and was advised I need to write and request a copy. I have sent of for it several times. Each time a I get a letter mailed back to me stating that I need to attach my I.D and SSN card for proof of identification. Each time I have sent proof of my identity and still get that same letter every time. The number that I found on there website is an automated number and I can get it through there either. There are things on that credit report that are not mine and I am wanting to dispute them.

There are things that showed up online on a credit report link that I had to pay to see my report that are not mine. Since I have I can not dispute them without having my credit report which is costing me money and time for things I know I don't owe. I saw my credit score from them and then after I requested it it dropped over 100 points

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