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<title>ConsumerAffairs.Com Financial News</title>
<link>http://www.consumeraffairs.com/news_index/financial.html</link>

	<description>
Personal finance news, scams, lawsuits, prosecutions, company info and warnings from ConsumerAffairs.Com
</description>
<language>en-us</language>
<copyright>Copyright 2004 ConsumerAffairs.Com</copyright>
<managingEditor>info@consumeraffairs.com (Truman Lewis)</managingEditor>
<webMaster>jhood@consumeraffairs.com (Jim Hood)</webMaster>
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<item>
	<title>
		Mortgage Rates Drop Again
	</title>

	<link>
		http://www.bankrate.com/finance/mortgages/mortgage-analysis.aspx?pid=p:caf
	</link>
	<description>
		The 30-year fixed-rate mortgage fell to 5.7 percent, according to Bankrate's weekly survey.
	</description>
	<pubDate>Fri, 03 Jul 2009 15:10:02 GMT</pubDate>
</item>

<item>
	<title>
		Dirt-Cheap Loans on New Homes
	</title>

	<link>
		http://www.bankrate.com/finance/mortgages/dirt-cheap-loans-on-new-homes-1.aspx?pid=p:caf
	</link>
	<description>
		Homebuilders are offering discounted interest rates to lure buyers back into the market.
	</description>
	<pubDate>Fri, 03 Jul 2009 15:20:02 GMT</pubDate>
</item>


<item>
	<title>
		National Credit Card Rate Averages
	</title>

	<link>
		http://www.bankrate.com/finance/credit-cards/credit-card-rates.aspx?pid=p:caf
	</link>
	<description>
		Here are the average credit card rates from Bankrate's weekly survey.
	</description>
	<pubDate>Fri, 03 Jul 2009 15:40:02 GMT</pubDate>
</item>


<item>
	<title>
		Job Cuts Fall To 15-Month-Low in June
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/07/pink_slips.html
	</link>
	<description>
		Unemployment may be leveling off
	</description>
	<pubDate>Thu, 02 Ju1 2009 19:10:02 GMT</pubDate>
</item>


<item>
	<title>
	Congress Fumes Over Credit Card Rate Hikes
	</title>

	<link>
	http://www.consumeraffairs.com/news04/2009/07/credit_cards_congress2.html
	</link>
	<description>
	Lawmakers feeling heat over lenders' actions.
	</description>
	<pubDate>Thu, 02 Ju1 2009 11:50:02 GMT</pubDate>
</item>

<item>
	<title>
	5 Scams Spread Like a Virus
	</title>

	<link>
	http://www.bankrate.com/caf/news/pf/20090701-scams-in-the-recession-a1.asp
	</link>
	<description>
	Thieves operate even in a downturn; here are a few tips to avoid fraud when you need money the most.
	</description>
	<pubDate>Thu, 02 Ju1 2009 11:30:02 GMT</pubDate>
</item>

<item>
	<title>
		Banks Prepare for Assault on Obama's Proposed Financial Protection Agency
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/07/obama_banks.html
	</link>
	<description>
		Bankers usually have their way with Congress but this year may be different
	</description>
	<pubDate>Wed, 01 Ju1 2009 21:20:02 GMT</pubDate>
</item>

<item>
	<title>
	2009 Credit Card Study: The Fine Print
	</title>

	<link>
	http://www.bankrate.com/caf/news/cc/20090629-credit-card-study-analysis-1.asp
	</link>
	<description>
	What's in the fine print? See which credit card issuer has the best -- and worst -- practices.
	</description>
	<pubDate>Wed, 01 Ju1 2009 13:50:02 GMT</pubDate>
</item>

<item>
	<title>
	2009 Credit Card Study Results
	</title>

	<link>
	http://www.bankrate.com/caf/news/cc/20090629-credit-card-study-results-1.asp
	</link>
	<description>
	Bankrate surveyed 20 cards from the top issuers to see whose cards are the best deal.
	</description>
	<pubDate>Wed, 01 Ju1 2009 13:40:02 GMT</pubDate>
</item>

<item>
	<title>
		Credit Cards Giving Consumers Heartburn
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/credit_card_blues.html
	</link>
	<description>
		Consumers at banks' mercy until new law takes effect.
	</description>
	<pubDate>Tue, 30 Jun 2009 14:30:02 GMT</pubDate>
</item>

<item>
	<title>
		Five More Banks Fail
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/bank_closings09.html
	</link>
	<description>
		Nine Georgia banks have failed in 2009.
	</description>
	<pubDate>Sun, 28 Jun 2009 20:40:02 GMT</pubDate>
</item>

<item>
	<title>
		Latest Chase Controversy Part of a Pattern
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/chase_payment2.html
	</link>
	<description>
		Chase has a knack for infuriating its customers.
	</description>
	<pubDate>Sun, 28 Jun 2009 16:15:02 GMT</pubDate>
</item>

<item>
	<title>
		How to Solve 5 Common Money Problems
	</title>

	<link>
		http://www.bankrate.com/caf/news/pf/20090624-5-money-problems-solutions-1.asp
	</link>
	<description>
		Experts offer advice for Americans dealing with unemployment, overspending, debt, foreclosure or wrecked retirement savings.
	</description>
	<pubDate>Sat, 27 Jun 2009 21:40:02 GMT</pubDate>
</item>

<item>
	<title>
		Economic Trends Looking Better For Consumers
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/consumer_economic_trends.html
	</link>
	<description>
		Oil prices may have peaked, for now
	</description>
	<pubDate>Thu, 25 Jun 2009 22:49:02 GMT</pubDate>
</item>

<item>
	<title>
		Mortgage Rates Edge Up Slightly
	</title>

	<link>
		http://www.bankrate.com/caf/news/mtga/Jun2509_mortgage_analysis_a1.asp
	</link>
	<description>
		The 30-year fixed-rate mortgage moved to 5.80 percent, according to Bankrate's weekly survey.
	</description>
	<pubDate>Thu, 25 Jun 2009 15:30:02 GMT</pubDate>
</item>

<item>
	<title>
		Cut Your Own Interest Rates
	</title>

	<link>
		http://www.bankrate.com/caf/news/fed/20090624-cut-your-own-rates-1.asp
	</link>
	<description>
		No help from the Fed? Follow these tips to make your money go further.
	</description>
	<pubDate>Thu, 25 Jun 2009 15:20:02 GMT</pubDate>
</item>

<item>
	<title>
		Chase Raises Minimum Payments On Credit Cards
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/chase_payment.html
	</link>
	<description>
		Consumers with low rate, high balance, caught in trap.
	</description>
	<pubDate>Thu, 25 Jun 2009 14:50:02 GMT</pubDate>
</item>

<item>
	<title>
		Some Payday Lenders Operate Outside U.S. Law
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/payday_loans_tribes.html
	</link>
	<description>
		How much are you really paying for that loan?
	</description>
	<pubDate>Wed, 24 Jun 2009 21:30:02 GMT</pubDate>
</item>


<item>
	<title>
		Payday Lenders Resist APR Comparisons
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/predatory_lending_rates.html
	</link>
	<description>
		How much are you really paying for that loan?
	</description>
	<pubDate>Wed, 24 Jun 2009 20:45:02 GMT</pubDate>
</item>

<item>
	<title>
		Peer-To-Peer Sites Offer College Loans
	</title>

	<link>
		http://www.bankrate.com/caf/news/college/20090623_peer_college_loans_a1.asp
	</link>
	<description>
		Four peer-to-peer lending sites offer loans for students and parents seeking college funding
	</description>
	<pubDate>Tue, 23 Jun 2009 21:01:02 GMT</pubDate>
</item>

<item>
	<title>
		Good Times, Bad Times for First-Time Buyers
	</title>

	<link>
		http://www.bankrate.com/caf/news/realestateguide2009/first-time-buyer-a1.asp
	</link>
	<description>
		Buying a home was made very easy for first-timers several years ago. With prices at such low levels, are those loan packages still out there?
	</description>
	<pubDate>Tue, 23 Jun 2009 21:01:02 GMT</pubDate>
</item>

<item>
	<title>
		8 Ways To Find and Keep a Temporary Job
	</title>

	<link>
		http://www.bankrate.com/caf/news/career/20090623-finding-temporary-jobs-a1.asp
	</link>
	<description>
		In tough times, the path to a permanent job might be through temping. These tips can make it happen.
	</description>
	<pubDate>Tue, 23 Jun 2009 21:01:02 GMT</pubDate>
</item>

<item>
	<title>
		Finding A Financial Planner
	</title>

	<link>
		http://www.bankrate.com/caf/news/financial_literacy/Oct_07_finding_financial_planner_a1.asp
	</link>
	<description>
		Finding the right financial planner for you takes a little detective work and interviews with several advisers
	</description>
	<pubDate>Tue, 23 Jun 2009 21:01:02 GMT</pubDate>
</item>

<item>
	<title>
		What Can the Fed Do About Mortgage Rates?
	</title>

	<link>
		http://www.bankrate.com/caf/story_content.asp?story_uid=28445&prodtype=chksav
	</link>
	<description>
		Will the Fed continue to target long-term interest rates at this week's  meeting?
	</description>
	<pubDate>Tue, 23 Jun 2009 14:45:02 GMT</pubDate>
</item>

<item>
	<title>
		States Want AIG Bonus Probe
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/bailout36.html
	</link>
	<description>
		States want expanded federal investigation
	</description>
	<pubDate>Mon, 22 Jun 2009 18:20:02 GMT</pubDate>
</item>

<item>
	<title>
		FDIC Reins in Troubled Banks
	</title>

	<link>
		http://www.bankrate.com/caf/news/sav/20090619-FDIC-reins-in-troubled-banks-a1.asp
	</link>
	<description>
		The FDIC is restricting some banks from paying high interest. Will it hurt savers?
	</description>
	<pubDate>Mon, 22 Jun 2009 14:59:02 GMT</pubDate>
</item>

<item>
	<title>
		FDIC Reins in Troubled Banks
	</title>

	<link>
		http://www.bankrate.com/caf/news/sav/20090619-FDIC-reins-in-troubled-banks-a1.asp
	</link>
	<description>
		The FDIC is restricting some banks from paying high interest. Will it hurt savers?
	</description>
	<pubDate>Mon, 22 Jun 2009 14:59:02 GMT</pubDate>
</item>

<item>
	<title>
		Health-Related Bankruptcies Up 50 Percent
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/health_bankrupt.html

	</link>
	<description>
		Older consumers particularly hard-hit.
	</description>
	<pubDate>Mon, 22 Jun 2009 14:20:02 GMT</pubDate>
</item>

<item>
	<title>
		FDIC Change Won't Crash Bank Accounts
	</title>

	<link>
		http://www.bankrate.com/caf/news/DrDon/20090619_fdic_change_bank_a1.asp
	</link>
	<description>
		If and when FDIC insurance limits are reduced, it won't crash banks or wreck depositor accounts
	</description>
	<pubDate>Fri, 19 Jun 2009 19:05:02 GMT</pubDate>
</item>

<item>
	<title>
		Taxes Rule in Retirement Plan Choice
	</title>

	<link>
		http://www.bankrate.com/caf/news/DrDon/20090618_taxes_retirement_choice_a1.asp
	</link>
	<description>
		Taxes determine whether or not a Roth IRA trumps a traditional 401(k) for retirement savings
	</description>
	<pubDate>Fri, 19 Jun 2009 19:05:02 GMT</pubDate>
</item>

<item>
	<title>
		Consumers Feeling Better About Financial Security
	</title>

	<link>
		http://www.consumeraffairs.com/news04/2009/06/financial_security.html
	</link>
	<description>
		Fewer Americans say things are getting worse
	</description>
	<pubDate>Thu, 18 Jun 2009 22:35:02 GMT</pubDate>
</item>


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