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Consumer Financial Advisory Board |
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Lori of Aylett, VA November 6, 2009 A man called and said that I was referred by the credit bureau. that my credit card companies want me to work with them. They claimed they could lower the interest and save money, over 5000. The fee was an initial 1400. After 695 up front and the rest later. Having second thoughts I called the company back and asked for my money back. I was told they could not give my money back and I had to give them 1% of my trust and if they did not follow thru with the guarantee they would refund my money. Further more the money came out in increments three separate payments to the same card. This also raised a red flag for me. When the company called me they were called Financial Freedom Resources. When they finally sent the paperwork they which took 3 months for them to send. They were called CFAB. I also asked again for my money back before the paperwork came. I was promised a refund over ago. They strung me along for months. Then they stated they were under new management and I had to fill out a refund request form. I filled that out waited an additional 4 months only to receive a generic letter stating I would not get a refund according to the policy I signed. I have been hung up on and ignored and I am out 695 plus the card they put the charge on was at 29.99% so I am out the interest on that as well. The representatives call your card companies and claim to be you. This company does not do anything that you as a consumer can not do yourself for free. I have reported them to the BBB and the FL Attorney general office. There are many legitimate companies out there who really can help get a hold of debt, this is not one of them. I am out 695 + 29.99% interest since august of 2008 James of Cedar Hill, MO October 28, 2009 On 01/16/2009, I was talked into joining their financial plan to save interest on my credit cards and what I thought my home mortgage. When I found out a few days later that it doesn't pertain to mortgages, I cancelled with a promise to get my money back. Well it's been over 9 months now with only excuses why I haven't received any money. Now when you call them, all you can do is leave a message, and they never call you back. I am just about ready to contact my attorney general and get a lawyer. Darla of Brush Prairie, WA September 17, 2009 The man called and said that the credit bureau had referred my name to him so that I could have a better status because they had me in a wrong category there. He said I was in a high risk category which he said was not true because I always paid my bills and that he was going to lower the interest if I joined this club and he would save me 5000. interest if I followed the plan and paid the minimum. I asked him if I could pay more and he said yes but he kept saying I had to follow the plan which would take 5 years to follow and pay off. I gave him my sears card earlier to join the club, but now he wanted all of my credit card numbers. He charged my sears card 995. After I hung up and thought about it I realized I had gotten scammed, so I tried to cancel within 48 hours, but they would not answer the phone so we sent an email and a registered letter and finally got them on the phone and they said they could not cancel me, but rather had to send me a review form letter. T. Culkin who earlier said I could call and talk to him anytime, now won't talk to me about the cancellation. So I called Sears Credit- Mastercard and put in a dispute. The charge did go through my account this morning. Advertisement
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