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Included
in retail installment sales contracts, such as contract to purchase
an automobile, are amounts reportedly paid to others, for example
extended service contracts and/or life, health, accident, or
unemployment insurance.
The
car dealership often fails to report that it is retaining
or is repaid a portion of this amount. This is called an "upcharge".
Failure
of the dealership to disclose that it is retaining a portion
of the amount paid to others is a violation of the federal
Truth In Lending Act and the consumer protection laws of some
states. Send us a copy
of your contract, and we will inform you if such a violation
exists in your contract.
Report Your Experience
If you've had a bad experience -- or a good one -- with a consumer product or service, we'd like to hear about it. All complaints are reviewed by class action attorneys and are considered for publication on our site. Knowledge is power! Help spread the word. File your consumer report now.
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