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Beyond Finance Reviews

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Edited by: Liz Bingler
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Fact-checked by: Jon Bortin

About Beyond Finance

Beyond Finance is a debt settlement company that has been in business since 2011. It provides personalized debt settlement programs for unsecured debts such as credit cards, personal loans, medical bills and some private student loans. It requires a minimum of $5,000 in unsecured debt to use its services, and it claims it can reduce monthly payments by 40% or more. It’s available in all 50 states and Washington, D.C.

Visit www.beyondfinance.com
Pros
  • Free consultation
  • Available nationwide
  • 24/7 live chat support
  • Mobile app
Cons
  • Doesn’t offer legal support
  • Debt consolidation loans not available in all states

How does Beyond Finance work?

Most Beyond Finance clients resolve their enrolled debt in 24 to 48 months. On its website, it claims it can cut your monthly payments by 40% or more when negotiating with creditors on your behalf to reduce the total amount you owe.

1. Free consultation

You’ll first set up a free consultation with one of its team members. Its initial evaluation will be done by Accredited Debt Relief, which is a debt settlement company and a division of Beyond Finance.

2. Program setup

Based on your financial circumstances, Beyond Finance will then help you choose a personalized debt settlement program.

3. Monthly deposits

With any debt settlement program, the goal is to reduce the total amount you owe to your creditors. Beyond Finance will require that you stop paying your creditors and instead deposit a monthly payment into a settlement account.

Keep in mind that, since you’ll no longer be making payments on your bills, debt settlement will hurt your credit. You’ll also incur interest and late fees on those unpaid amounts.

4. Negotiation

While you’re making monthly deposits, Beyond Finance will negotiate with creditors on your behalf. Note that, since there’s no guarantee a creditor will agree to settle, you could end up owing more than you started with at the end of the process.

Also, since Beyond Finance is not a law firm, it can’t offer any legal advice should a creditor decide to take legal action against you.

5. Settlement

Once a settlement amount has been agreed to with a creditor and approved by you, the payments you’ve been making into the settlement account will be sent to the creditor. This may be in one lump sum or in multiple payments.

Beyond Finance products and services

Beyond Finance offers debt settlement services, debt consolidation loans and a mobile app.

Debt settlement services

Beyond Finance offers debt settlement services for the following types of debt:

  • Credit cards
  • Personal loans
  • Some private student loans
  • Medical bills
  • Lines of credit

It requires a minimum of $5,000 in unsecured debt to use its services. It can’t help with federal student loans, mortgages, auto loans or other secured debts.

Debt consolidation loans

Beyond Finance’s debt consolidation loans are offered through its affiliate partners. Its loans range from four months to 84 months, and you can borrow anywhere from $1,000 to $100,000.

Mobile app

Beyond Finance’s mobile app allows you to manage your enrolled debts and monitor your progress. Its app has 4.8 out of 5 stars in the Google Play store, based on over 9,000 reviews, and 4.9 out of 5 stars in Apple’s App Store, based on over 18,000 ratings.

Beyond Finance fees

Beyond Finance charges a percentage-based fee of 15% to 25% of your enrolled debt, which is standard within the debt settlement industry. If Beyond Finance is unable to resolve a debt with a creditor, you won’t be charged any fees for that particular debt.

The initial consultation is free, and Beyond Finance doesn’t charge any upfront fees. You’ll only owe your fee once you’ve reached a settlement.

Debt consolidation loan fees

Beyond Finance’s debt consolidation loans have annual percentage rates (APRs) ranging from 4.90% to 35.99% and origination fees ranging from 1% to 6% of the amount financed as of publishing.

FAQ

What is Beyond Finance?

Beyond Finance is a debt settlement company that helps people negotiate with creditors to reduce the amount of debt they owe. It can help its clients consolidate and pay off debts within 24 to 48 months. It also offers a debt consolidation loan to help people with strong credit simplify debt repayment.

Where is Beyond Finance available?

Beyond Finance is available in all 50 U.S. states and Washington, D.C. However, its debt consolidation loans are not available in all states, though it doesn’t specify which states are ineligible.

Does Beyond Finance have a money-back guarantee?

Beyond Finance doesn’t have a money-back guarantee, but it does have a formal client guarantee. The guarantee states that Beyond Finance:

  • Works for clients: Beyond Finance does not accept payments from creditors.
  • Helps reduce debt: Clients who finish the program settle enrolled debts for less than they owe. If not, Beyond Finance may refund the difference in program fees after a review.
  • Has no upfront fees: Clients pay only after a settlement is negotiated, approved and payments begin.
  • 24/7 access: Clients can track their account, deposits and progress through the app and online dashboard.
  • U.S.-based support: Trained specialists are available 365 days a year.
Will using Beyond Finance hurt my credit score?

Using Beyond Finance will hurt your credit score since you must stop paying your creditors as a part of the negotiation process, so you’ll no longer be making payments on those bills. However, if your settlement is successful and you show responsible financial habits, your credit score will eventually go back up over time.

Does Beyond Finance give out loans?

Beyond Finance gives out debt consolidation loans ranging from $1,000 to $100,000 through one of its affiliates. Its terms range from four to 84 months, and its origination fees range from 1% to 6% of the amount that’s financed.

Still have questions?

Is Beyond Finance legit?

Beyond Finance is a legitimate debt resolution company that’s available in all 50 states and Washington, D.C. It claims it has helped more than 1.3 million clients and resolved more than $15 billion in debt since it was founded in 2011. It also reports that its clients typically save $480 per month on their debt payments with its services.

Beyond Finance is an accredited member of the Association for Consumer Debt Relief (ACDR) and its dedicated repayment accounts are insured by the Federal Deposit Insurance Corp. (FDIC). The company is also doing business as (DBA) Accredited Debt Relief, which is accredited with the ACDR, the International Association of Professional Debt Arbitrators (IAPDA) and the Association for Financial Counseling and Planning Education (AFCPE).

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Beyond Finance Reviews

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    Page 1 Reviews 0 - 35
    Profile pic of the author.
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffBillingEase of Use

    Reviewed Oct. 11, 2026

    I was undecided at first but their patience explaining everything to me was awesome... The process was painless, fast and easier than I was expecting. If you are undecided try debt consolidation first!. You deserve relief and a good night's sleep!... Breathe & lean in, they got you!!! Also the app is user friendly and keeps you in the control seat. For those who need that level of control and assurance, like myself. I'm not a bot or paid a actor. I literally just went the process of signing up and my payment is Oct 17th... btw, they cut my monthly expenses by more than half. From around $800 a month to around $280! That's huge.. I have breathing room and a lot of stress is off my shoulders.

    Life will life and we never intent for it to kick our butts but I am thankful services like these. Good folks exist. And you are a good person too and you deserve relief and guidance and help. Please reach out. They truly are there to help you. There is no shame asking for help, even you reading this deserve better in life. It's not your fault, Life got you hung up and that's ok. If millionaires can do it so can we! Dave Ramsey for rich after he filed for bankruptcy. So did a lot of other folks... Go grab Life by its balls and own it!

    Thanks for your vote!
    Beyond Finance
    Response from Beyond Finance

    Hi Mandie,

    We're excited to hear about your positive experience with our team at Beyond Finance! It’s wonderful to know that our support and user-friendly app have brought you peace of mind and significant savings.

    Thank you for sharing your journey and encouraging others to seek help. We’re here to support you every step of the way!

    — The Client Success Team at Beyond Finance

    Profile pic of the author.
    Punctuality & SpeedStaffBillingLoan ProcessRatesHonesty & Transparency

    Reviewed Aug. 20, 2026

    The whole sign up process was easy, quick, and reassuring. The specialist I’m working with explained the whole process and the best options specifically for me. It’s weird to be so excited about finally being able to see a future without debt. And a near future! Not 20 years of high interest credit. I got denied for personal loans because of my situation but honestly, this way is better than paying off thousands with another high interest loan or the awful alternative a bankruptcy. Instead they will work to lower what I owe and while I’m paying I’m freeing up several hundred dollars a month to no longer rely on credit cards. If you feel like you're drowning in debt with no way out don’t wait another day to start your journey too.

    Thanks for your vote!
    Beyond Finance
    Response from Beyond Finance
    Hi Rachel,
    Thank you for sharing your experience with us! We're so happy to hear that you found the sign-up process easy and reassuring, and that your representative was able to guide you through your options. Seeing clients like you excited about a future free from debt is incredibly rewarding for our team at Beyond Finance. Your journey toward financial freedom is important, and we’re grateful to be part of it!

    — The Client Success Team at Beyond Finance

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      StaffBilling

      Reviewed Aug. 14, 2026

      Dorian was very helpful in explaining the whole program in detail to me and didn't make me feel pressured into doing anything. He answered all my questions and concerns and helped me navigate through my whole situation and found the best fit plan for me. I was never in this situation before where I found myself struggling to make ends meet and seeing that my efforts weren't making much of a difference to decrease my debt and payments.

      By the end of our long conversation I felt much more confident that I had made the right choice by joining the program too and could finally feel a little sense of relief that there was a light at the end of the tunnel where I could manage my life better going forward. I am a single parent with two daughters and the depression of making ends meet on my own is a lot for me to deal with. I would highly recommend this as a better option to anyone looking to get out of debt.

      Thanks for your vote!
      Profile pic of the author.
      Punctuality & SpeedStaffBilling

      Reviewed Aug. 6, 2026

      I felt desperate and trapped under debt that no one cared if I could still manage or not. Then I found Beyond. Less than 24 hours later, the anxiety is gone. I now have a monthly payment I can afford, and a payoff date that is reasonable. I am no longer on the cusp of having zero financial cushion. The people who helped me will forever have my gratitude. Thank you Beyond, for helping a disabled woman manage debt when no friend, no family member even bothered to check on me since November 2025. I am grateful for agencies willing to help people just like me.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Lin,
      Thank you for sharing your heartfelt experience with us. Knowing that your journey with Beyond Finance has brought you peace of mind and a manageable path forward is incredibly rewarding for our team. We’re so glad to have been able to support you during this time, and we'll be sure to pass along your kind words to our team members who assisted you.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      StaffHonesty & Transparency

      Reviewed Aug. 1, 2026

      I was really hesitant about going into a debt relief program because I did not understand how they work and was so worried that I would end up with a scammer. I finally was at my wits' end and decided to take the risk. I am SO GLAD I did! I applied through the New Mexico Debt Relief program, and they use Beyond Financial (Accredited). Every person I have dealt with at Beyond Financial has been very kind, patient, knowledgeable, honest, and caring. They have eased my fears and explained every aspect of how this program works. I am finally going to be debt-free, and that feels AMAZING!

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Sandy,
      We’re happy to hear that you took the leap and chose to work with our team at Beyond Finance! It’s wonderful to know that our representatives were able to provide the support and clarity you needed.

      — Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Oct. 15, 2026

      Representatives were very patient and professional. Answered each question patiently. Even the ones I asked twice.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServicePriceHonesty & Transparency

      Reviewed Oct. 15, 2026

      Misleading. I called in to get a final payoff amount. Deposited the exact funds given. I had one resolution left which came in below what was quoted. I’m still being told that I would owe an additional amount even though there are more than enough sufficient funds. I called twice for the payoff amount to double check and was “assured that would handle everything”. Beyond frustrating.

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      Staff

      Reviewed Oct. 15, 2026

      I really liked talking to both gentleman. They were very thorough and explained things very well.

      Thanks for your vote!
      Profile pic of the author.
      Customer ServiceStaff

      Reviewed Oct. 14, 2026

      I had a great experience with Beyond Financial. Their team was friendly, helpful, and treated me with respect throughout the entire process. They took the time to answer my questions and made everything easy to understand. I truly appreciated their professionalism and excellent customer service.

      Thanks for your vote!
      Customer ServiceCoverageStaff

      Reviewed Oct. 14, 2026

      Great experience. Customer service driven. The client was put first and foremost. Process was explained thoroughly. all areas covered. Very knowledgeable and great advice.

      Thanks for your vote!
      Staff

      Reviewed Oct. 9, 2026

      Con at extension ** was AMAZING!!! It was a pleasure dealing with you. I feel like I am on the way to debt freedom!!

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Sherri,
      We're excited to hear about your positive experience with our team member! It's wonderful to know you're feeling empowered on your journey to financial freedom.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Oct. 6, 2026

      I was very skeptical at first but after speaking with Aaron, I felt very confident that I was making the correct decision. Aaron is very knowledgeable, kind and patient. He walked my wife and I through the entire process step by step. We now know that this is our best way of properly eliminating debt and and the stressors associated with it.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Bill,
      We're delighted to hear that your experience with Aaron was so positive and that he was able to guide you through the process effectively. Your confidence in our team means a lot to us, and we're here to support you on your journey to financial freedom.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.

      Reviewed Oct. 3, 2026

      I'm 67 years old and the biggest regret in my life was joining Beyond Finance.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance

      Hi Ted,

      We appreciate you sharing your feelings with us, and we're sorry to hear that your experience has not met your expectations. Our team is dedicated to helping clients achieve their financial goals, and we want to understand your concerns better.

      Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186. We would like the opportunity to review these concerns with you.

      — Beyond Finance

      Profile pic of the author.
      Customer ServicePriceStaffRates

      Reviewed Oct. 2, 2026

      My advisor, Terrance, was phenomenal! I made the call almost in tears about my situation. With the price of everything being so high, some poor financial decisions and 2 kids, things were looking bleak. He was pleasant, kind and very helpful. He thoroughly explained the different elements of the program and even called me back the following day to check in and make sure I did not have any more questions/concerns.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Kristi,
      Thank you for your wonderful feedback! We're grateful to hear about your positive experience with Terrance. His dedication to helping clients navigate their financial challenges truly reflects our commitment at Beyond Finance.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Oct. 1, 2026

      Everyone was amazing during a time that was difficult for me and my family. They are amazing and really care.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Elena,
      Thank you for your kind words! We're grateful to have had the opportunity to support you and your family during this challenging time. Your appreciation means a lot to our team.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.

      Reviewed Oct. 1, 2026

      There is hope when you find a company with associates who look at you and your problems. Thank you for all that you are doing for the people.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Margie,
      Thank you for your kind words! We're grateful to know that our team is making a positive impact and providing hope to our clients. Your feedback means a lot to us.

      — The Client Success Team at Beyond Finance

      Sales & MarketingOnline & AppStaffEase of Use

      Reviewed Oct. 1, 2026

      Isaiah and Michelle were not only professional but genuinely concerned. The initial process was very thorough but all questions were answered and the app is user friendly.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Timothy,
      We're delighted to hear about your positive experience with Isaiah and Michelle! Our team is dedicated to providing thorough support and a user-friendly experience, so your feedback means a lot to us.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.

      Reviewed Sept. 30, 2026

      Suzy M. consulted with me and took her time explaining everything in detail and set clear expectations. She was excited for me to get financial freedom through their program and they make it to so easy. This has significantly changed my monthly budget and I feel like I can breather again. I rarely experience such great costumer service! I would highly recommend.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Stela,
      Thank you for your kind words! We're so glad to hear that Suzy provided you with clear guidance and support throughout your journey to financial freedom. Your progress is what motivates our team at Beyond Finance, and we're excited to be a part of your path to a debt-free future.

      — The Client Success Team at Beyond Finance

      Staff

      Reviewed Sept. 29, 2026

      I want to say Kevin was a great help to me. l was really worried about what l was going to do.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Dinah,
      Thank you for sharing your experience! We're so glad to hear that Kevin was able to assist you during a challenging time. Part of our mission at Beyond Finance is to help our clients begin their journey to a debt-free future.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Sept. 26, 2026

      I am just getting start with Beyond Finance, but the process of getting things set up was great. They were very knowledgeable and helpful. After being screwed over with a bankruptcy firm, I am looking forward to hopefully taking care of my debt this route. So far so good!

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Amanda,
      Thank you for sharing your experience with us! We're so glad to hear that the enrollment process has been smooth and that our knowledgeable team has been able to assist you. Your journey to financial freedom is important to us, and we look forward to being part of your success at Beyond Finance.

      — The Client Success Team at Beyond Finance

      Reviewed Sept. 25, 2026

      I approached this company based on the great ratings that I read about. They listened very good to me and my situation. They very carefully explained to me the process of consolidating my debts. My questions were very carefully listened to and explained. I feel that I’m in good hands. I’m grateful for this opportunity.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Tia,
      Thank you for sharing your positive experience with us! We're so glad to hear that our team listened attentively to your concerns and provided clear guidance. Your journey toward financial freedom is important to us, and we're excited to support you every step of the way.

      — The Client Success Team at Beyond Finance

      Staff

      Reviewed Sept. 24, 2026

      Rob was thorough and a great communicator. Very personal and professional. Rare breed today.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Pat,
      Thank you for your kind words! We're so grateful to hear that Rob provided you with thorough and personal service, as our team at Beyond Finance is committed to making a real difference for our clients.

      — The Client Success Team at Beyond Finance

      Customer ServiceStaffTransparency

      Reviewed Sept. 24, 2026

      Great service, friendly customer service, Christopher was very professional, very thorough with his explanations, answered all my questions. I had found a flyer from SoFi that I received in the mail so I called. Best thing I could have done. Going to save me money, time and not have worry.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Christopher,
      Thank you for your kind words! We're so glad to hear that Christopher provided you with thorough and professional support, helping you feel confident about your financial journey. Your success is what motivates our team at Beyond Finance.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Sept. 24, 2026

      The information provided to me was easy to understand and all of my questions were answered.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Nancy,
      Thank you for your kind words! We're so glad to hear that you found the information clear and that all your questions were addressed. At Beyond Finance, our team is committed to helping clients like you navigate their journey to financial freedom.

      — The Client Success Team at Beyond Finance

      Staff

      Reviewed Sept. 23, 2026

      Explained everything effectively and I understand everything so I'm ready to go.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Carlo,
      Thank you for your kind words! We're so glad to hear you found our explanations clear and that you're ready to take the next steps on your journey to financial freedom. Helping clients like you work toward their goals is what drives our team every day.

      — The Client Success Team at Beyond Finance

      Reviewed Sept. 21, 2026

      It was very well instructed. Very detailed and explained thoroughly.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Juan,
      Thank you for your kind words! We're so glad to hear that you found our instructions detailed and thorough. Helping clients like you work toward financial freedom is what drives our team every day.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Customer ServiceStaff

      Reviewed Sept. 19, 2026

      Thanks to Wesley ** for his outstanding support and WONDERFUL CUSTOMER SERVICE.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Shirley,
      Thank you for your kind words! We're grateful to hear that Wesley provided you with exceptional support and service. Helping clients like you work toward financial freedom is what drives our team every day.

      — The Client Success Team at Beyond Finance

      Reviewed Sept. 17, 2026

      Made me feel comfortable with the situation and hopeful that this will get better

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Paul,
      We're pleased to hear that you felt at ease and optimistic about your experience with us. Our team at Beyond Finance is dedicated to supporting our clients on their journey to financial freedom.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Sept. 15, 2026

      Just made life so easy how everything was explained! The experience was amazing!

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Ricardo,
      We’re excited to hear that your experience with us was so positive! Our team at Beyond Finance works hard to ensure everything is clear and straightforward for our clients.

      — The Client Success Team at Beyond Finance

      Staff

      Reviewed Sept. 12, 2026

      I had a very patient lady that helped me. I am sure I made the right decision. She answered all my questions and explained everything completely. Thank you.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Sallie,
      We're grateful for your kind words! It's wonderful to know that our team member provided you with the support you needed. Your confidence in your decision means a lot to us.

      — The Client Success Team at Beyond Finance

      Reviewed Sept. 12, 2026

      I just got started so I’m a little skeptical. But everything I have been trying isn’t getting me anywhere so fingers crossed.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Brandon,
      We appreciate your feedback and understand your skepticism as you begin your journey with us. Rest assured, our team at Beyond Finance is here to support you every step of the way.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      StaffBilling

      Reviewed Sept. 6, 2026

      Still very new to the process. I felt very nervous at first, but Catie helped with all my questions and put me more at ease. The future looks brighter that my debt will be paid, and not every dollar I make going to credit card bills every month.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Kristina,
      We're grateful to hear that Catie was able to support you and ease your concerns. It's fantastic to know you feel hopeful about your journey to financial freedom!

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      StaffTransparency

      Reviewed Sept. 6, 2026

      Joann gave us great help and thoroughly answered all our questions so we could make the best decision for our situation. I am feeling very relieved to be on the path to getting out of the weight of debt! Joann was very transparent with us through the process.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Laura,
      We're pleased to hear that Joann provided you with exceptional support and clarity during your journey. It's wonderful to know you're feeling relieved and on the right path to financial freedom!

      — Beyond Finance

      Profile pic of the author.

      Reviewed Sept. 6, 2026

      Finally, I can have some debt relief thanks to Beyond Finance.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Deborah,
      We're excited to hear that you're transforming your finances with us at Beyond Finance! It's wonderful to know that our team's efforts are making a positive impact on your journey to financial freedom.

      — Client Success

      Customer ServicePunctuality & SpeedStaffTransparency

      Reviewed Sept. 5, 2026

      The team at Beyond were courteous, professional and offered sound actionable advice. Inevitably, there will be some early credit impact as Beyond works through resolutions that are fair for all parties. I, however, was impressed with the candor, transparency and speed of the process. From the first call to the onboarding, all Beyond members were pleasant to work with.

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Pree,
      We're so happy to hear that you had such a positive experience with our team at Beyond Finance. Your recognition of our transparency and professionalism means a lot to us. Thank you for sharing your thoughts!

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Staff

      Reviewed Sept. 5, 2026

      They were very informative and helpful, they walked me through the whole process and helped me understand what I'm doing wrong with my finances.

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      Beyond Finance
      Response from Beyond Finance
      Hi Jim,
      We're delighted to hear that our team was able to provide you with the guidance you needed! It's great to know that you found the process informative and helpful.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      StaffRates

      Reviewed Sept. 5, 2026

      I was just checking to see what rates I would be qualified for. However, Lawrence went above and beyond! Not only did he understand my financial struggle but he also understood how I got in this financial struggle. It is so uncommon nowadays to find people who are truthful and understanding. Then, he gave me the breath of fresh air, seriously, a weight was lifted from my shoulders. Thank you for helping me get back on track to get out of debt!

      Thanks for your vote!
      Beyond Finance
      Response from Beyond Finance
      Hi Julia,
      Thank you for sharing your wonderful experience! It makes us incredibly happy to know that Lawrence provided you with such supportive guidance and understanding. We're here to help you every step of the way on your journey to financial freedom.

      — The Client Success Team at Beyond Finance

      Profile pic of the author.
      Customer ServiceStaff

      Reviewed Sept. 4, 2026

      Beyond Professional, extremely understanding, and very patient customer service. I actually felt understood and valued.

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      Beyond Finance
      Response from Beyond Finance
      Hi Mickey,
      Thank you for your kind words! We're excited to hear that you felt valued and understood by our team. Your positive experience is what we strive for at Beyond Finance.

      — The Client Success Team at Beyond Finance

      Customer ServiceStaff

      Reviewed Sept. 3, 2026

      Such great customer service. Kirk was so knowledgeable and I really appreciate his insight and caring nature.

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      Beyond Finance
      Response from Beyond Finance
      Hi Tara,
      Thank you for your wonderful feedback! We're grateful to hear that Kirk's expertise and caring approach made a positive impact on your experience with us at Beyond Finance.

      — The Client Success Team at Beyond Finance

      StaffHonesty & Transparency

      Reviewed Sept. 3, 2026

      They are not honest, All they care about is taking your money, stay away from them.

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      Beyond Finance
      Response from Beyond Finance

      Gary,

      We are troubled to hear that you feel misled, as our goal is always to provide clear and truthful information from the start. Our Welcome Kit and the thorough enrollment process are part of our effort to ensure every client feels well-informed. The fees for your program are success based, so we do not earn anything unless we have gotten our clients a result that they have reviewed and chosen to accept.

      Please reach out to clientsuccess@beyondfinance.com or 800-282-7186.

      — Beyond Finance

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      Beyond Finance Company Information

      Company Name:
      Beyond Finance
      Address:
      222 N. La Salle St., Ste. 1600
      City:
      Chicago
      State/Province:
      IL
      Postal Code:
      60601
      Website:
      www.beyondfinance.com