
Achieve Personal Loans Reviews
Formerly FreedomPlus
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About Achieve Personal Loans
Achieve creates a unique lending experience by providing you with a personal consultation where you can discuss your financial goals and needs with a loan consultant over the phone. Through its simple yet sophisticated application and vetting process, Achieve offers a custom rate based on your job profile, payment history, and several other factors—not just your credit score. You could even qualify for exclusive rate discounts from Achieve just for applying with a co-borrower, using your loan to pay off debt, or having retirement assets. Achieve also offers home loans and debt relief options through Freedom Debt Relief.
Visit www.achieve.com/personal-loans- Work with a certified loan professional
- Easy online application & approval
- Get funds in less than 48 hours
- Loans not available in all states
Helpful Reviews
How does Achieve Personal Loans work?
Achieve is an online company that provides quick and easy personal loans. Achieve strives to offer loans that are:
- Simple, with one fixed monthly payment
- Personal, with customer service that cares
- Fast, with same-day loan decisions
- Clear, with no confusing terms or agreements
- Smart, as a practical option to meeting your financial needs
The eligibility requirements for an Achieve personal loan are simple and don’t rely entirely on your credit score. The basic requirements for an Achieve loan include:
- A valid ID
- A verified income
- A bank account
- A minimum credit score of 560
To find out if you qualify for an Achieve personal loan, fill out the company's short online application. You receive a loan decision in as little as a day and could receive funds within 48 hours. One of Achieve's loan professionals contacts you to work out the details of your loan.
Once you’ve qualified for a loan, you can manage your terms and payments and check your loan status through your Achieve login.
What types of loans does Achieve offer?
Achieve loan amounts start at $5,000, but you could be eligible for up to $40,000 depending on your qualifications and the state you live in. Loan term lengths range from two to five years. Achieve allows customers to use loans for multiple purposes, including:
- Weddings
- Home improvement projects
- Large purchases
- Debt consolidation
- Medical expenses
It’s important to note that Achieve Personal Loans isn’t available in every state, and the minimum loan amount varies in some areas.
| State | Minimum loan amount |
|---|---|
| Arizona | $10,500 |
| Ohio | $5,500 |
| Georgia | $3,500 |
What fees does Achieve charge?
Achieve charges a one-time origination fee on its loans, which is a percentage taken out of the total loan amount. This percentage can be anywhere from 1.99% to 9.99%. There are zero early repayment fees, so you can pay back your loan in full anytime after the first payment.
The annual percentage rate (APR) of your loan varies based on your overall creditworthiness. Instead of basing your APR solely on your credit score, Achieve credit professionals consider your past reliability and other factors. Achieve APRs usually range from 6.25% APR to 35.99% APR .
Is Achieve Personal Loans worth it?
Achieve offers fast loans for every situation with amounts ranging from $5,000 to $50,000 and terms ranging from two to five years. The company doesn’t charge early repayment fees, so you’re able to pay off your loan early. If you’re in search of quick cash, Achieve online loans could be the right option for you.
Achieve Personal Loans Reviews
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Reviewed July 14, 2026
I explained my situation to Achieve, and they were willing to do what they could to help me resolve my situation. They set up a situation where my cards could be paid off. They would loan me the amount that I needed to do that, and then I would just have to pay it back. I'm pretty much getting close to paying off the loan, which I'm happy to be able to do. They've been very kind to me and showed me a little patience. They didn't let me down, and I tried my best not to let them down in terms of repaying the loan. I would recommend Achieve based on my own experience with the people and the fact that the experience for the whole time has been very positive.
Thank you for sharing your experience with Achieve! We are thrilled to hear that our team provided you with the assistance and support needed to pay off your cards and get closer to settling your loan. It’s wonderful to know that our efforts to offer kindness and patience during your repayment journey have left you with a positive impression. Your recommendation means a lot to us, and we’re grateful for your trust and efforts as a valued customer. If you ever need any further assistance, please feel free to reach out.
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Reviewed July 13, 2026
We've been dealing with Achieve for the last 8 to 10 years. They're a great company. They have good rates. They're good people. They work quickly as well. We've also always dealt with the lady named Debbie, and she's a fantastic person to give out loans. They're a great company, and I would still deal with them 20 years from now. They get on the move, and there aren't a lot of problems. If you've already had a loan there, then they could just go back on your information, and they’d recheck it, and in 5-10 minutes, you're approved, and the money comes quickly. They just put it in your account, and you're good.
Thank you for your wonderful feedback! We're thrilled to hear that you've had such a positive experience with us over the years. It's fantastic to know that our team, and especially Debbie, has been helpful and efficient in meeting your needs. We always strive to provide quick and hassle-free service, and it's great to see that reflected in your experience. If there's anything else we can assist you with, please don't hesitate to reach out.
Reviewed July 9, 2026
I did some research on Achieve, and they're a fairly stable, well-established firm. I called them up and spoke to the gentleman who I originally got the loan from. He was very knowledgeable, polite, and thorough. He went over everything with me. I felt very comfortable with the whole experience, so I decided to follow through and go with the loan. The application process was very smooth. They were very professional and on top of everything. They made sure during the process that I understood what was going on. The interest rate was a little high due to the fact that I wasn't providing any collateral. It was a loan based on my credit without any requirements. If you go with a loan where no collateral is given, you're going to pay a higher interest rate. Other than that, I'm very happy with Achieve. They did a very good job with whole process from beginning to end. I'm very satisfied and would recommend them to a friend.
Thank you for sharing your fantastic experience with us! We're thrilled to hear that our knowledgeable team made you feel comfortable throughout the loan process. It's great that our professionalism and thoroughness met your expectations, even though the interest rate was higher without collateral. We appreciate your recommendation and are delighted to have served you effectively. Your satisfaction is important to us, and we're here whenever you need assistance.
Reviewed June 30, 2026
I went through Credit Karma and they gave me the best choice at the time and I've never had a problem with Achieve. When I need to redo it, I'd go with Achieve again. They've been good to me. I was able to pay off some debt that I had. They have a lower interest rate and that helped out a lot. That was one of my biggest deals. Their lending process was quick. Their personnel made it easy. What stood out the most to about the experience is the kindness and the care of the people that do the work for me. They were not pressuring me. They said, "Well, you can do this, you can do that." Everything was so easy.
Thank you so much for the wonderful review! We are thrilled to hear that our team made the lending process quick, easy, and pressure-free. Helping you secure a lower interest rate and pay off your debt is exactly what we aim for. Please reach out if you need any assistance in the future!
Reviewed June 2, 2026
Everything went well with Achieve, although we had a bit of a mix-up. Our bank changed names and the routing numbers had to be changed. I tried to tell Achieve and I told Trevor, the rep, a couple of times not to use the account that I had. I sent him a new one with the paperwork but he didn’t use it, and the money was sent to the old one. It took a day or two to get it back. It was more of a man thing. A big deal was made about my sending in the stuff, and we don't do checks. So, I had to go to the bank, get the check made with my name printed on it and do all these. So, that was a little bit irritating. I took time out of my day to do what they told me to do and they didn’t follow up on their end. They shouldn’t ask me to do something if they are not gonna do their part.
Thank you for bringing this issue to our attention. We apologize for any inconvenience the mix-up with your account details caused. It's important to us to ensure smooth transactions, and we regret falling short this time. We'll share your feedback with our team to prevent this confusion in the future. If you need further assistance or support, please reach out to us directly.
Reviewed Aug. 19, 2026
I did a personal loan with Achieve and the process took no more than 20 minutes. It was relatively easy and painless. The auto pay option was very easy as well. They set it up to where I could almost set my clock by in terms of when my payment was due. I would rate them pretty highly. The only thing is they could make it easier to adjust the auto pay to change the date on it versus having to call into customer service all the time.
Thank you for taking the time to share your experience with Achieve! We’re thrilled to hear that the loan process was quick and easy for you, and that setting up auto pay was convenient. We appreciate your suggestion about improving the automatic payment date adjustment and will certainly take it into consideration as we strive to enhance our services. We look forward to continuing to meet your financial needs.
Reviewed Aug. 13, 2026
Absolutely exemplary experience securing my loan. I believe the entire process took under 30 minutes, and when the loan funded, it came in at approximately 1% less interest rate than originally quoted - a nice surprise. My rep, Leo was extremely efficient, professional, and thorough while maintaining a friendly and warm manner.
Thank you for sharing your outstanding experience with us! We're thrilled to hear that the loan process was quick and exceeded your expectations with the lower interest rate. It's wonderful to know that Leo provided efficient and professional service while maintaining a warm and friendly manner. We appreciate your feedback and look forward to continuing to serve you in the future.
Reviewed Aug. 12, 2026
The loan process at Achieve was great. Their customer service has always been great.
Thank you for sharing your feedback with us! We're delighted to hear that you had a positive experience with the loan process at Achieve and found our customer service to be consistently great. We truly value your support and look forward to continuing to serve your needs with the same level of excellence.
Reviewed Aug. 8, 2026
Great customer service, professional, friendly, and the loan came fast. Joshua was great, he cared about what I was going through, and he was able to get me the loan that I needed. He worked very hard and overtime to get me a low interest rate, and helped me through the process where I was very comfortable. I was extremely pleased, and I would recommend this loan company to anyone.
Thank you for sharing your wonderful experience with us! We're thrilled to hear that Joshua was able to provide you with excellent service and a comfortable loan process. It's great to know that his dedication and hard work in securing a low-interest rate made a positive impact. We truly appreciate your recommendation and look forward to assisting you or anyone you refer in the future.
Reviewed Aug. 7, 2026
My loan officer, Patricia, spent three hours in the evening to get it done. Very personable and professional. My rate was a bit less than I had anticipated. And the loan has made a huge positive difference in my monthly budget. It was a credit card consolidation loan and Achieve carried out exactly what they promised.
Thank you for sharing your wonderful experience with us! We're thrilled to hear that Patricia went above and beyond to assist you with your loan process. It's fantastic to know that our services have positively impacted your monthly budget and that we delivered on our promise. Your satisfaction is our priority, and we appreciate your kind words. If you need further assistance or have any questions, we're here to help!
Reviewed Aug. 4, 2026
Achieve gave me a good rate, and I went with them. I did a refinance loan, and I was extremely pleased with the rate. That was where I had been trying to get to, to get everything paid off. I’m very happy about it. The application process was very simple. I worked with Fernando. He was very kind, extremely helpful and friendly. And I enjoyed talking to him.
We’re thrilled to hear that you are extremely pleased with the refinancing rate through Achieve and that Fernando made the process enjoyable for you. It's wonderful to know that you found the application process simple and beneficial towards your financial goals. Your satisfaction is our priority, and we’re delighted to have been able to assist you on your journey to getting everything paid off. If there's anything else we can do for you, please don't hesitate to reach out.
Reviewed Aug. 1, 2026
I was on Freedom Debt Relief, then they referred me to Achieve Personal Loans and this is the first company I applied with. I'd rather do the debt consolidation than what Freedom Debt Relief was offering me, because I didn't want to be bothered with the headache of people calling. Achieve's rep was excellent. She was really polite, kind, and patient, because I'm not really good with computers. The application process was easy.
Thank you for sharing your experience with Achieve Personal Loans. We're glad to hear that our team made the application process easy for you, especially since navigating technology can sometimes be challenging. It's wonderful to know that our representative was polite, kind, and patient throughout your journey. We strive to provide excellent service and are delighted that we could assist you with your debt consolidation needs. If there's anything more we can do to support you further, please don’t hesitate to reach out.
Reviewed July 28, 2026
It took a long time to go through the enrollment process at Achieve. It took two weeks. But they work with you. They also explain everything to you. They’re a good company. I would recommend them.
Thank you for taking the time to share your experience with us. We're delighted to hear that, despite the longer-than-expected enrollment process, our team was able to assist you effectively and provide clear explanations throughout. Your recommendation means a lot to us, and we're thrilled to have earned your trust. If there's anything more we can do for you in the future, please don't hesitate to reach out. Thank you for choosing Achieve!
Reviewed July 24, 2026
I did a search online for debt consolidation. I called a couple of different places, but I liked Achieve's rates the best, and they were able to get a loan that helped me with what I needed to do. Some of the others weren't able to do that. The process took a little bit of time, but nothing that I felt was extreme for the situation we were in. The person I spoke with was very helpful. They followed through and explained everything very well. However, I was told they had an app but I can't get it to work. The website is simple and easy to navigate though.
Thank you for choosing Achieve for your debt consolidation needs and for sharing your positive experience with us! We're glad to hear that our rates met your expectations and that you found our team helpful throughout the process. We apologize for any inconvenience with the app, and we're pleased that our website has been easy to navigate. Your feedback is valuable, and we'll look into the app issue to improve our services further. If you need any assistance in the future, we're here to help!
Reviewed July 12, 2026
I heard about Achieve Personal Loans through National Debt Relief. I contacted them, and they offered me a loan. The gentleman I spoke with was very helpful getting me through it, and the application process took a day or two. The interest rate wasn't as low as I would have liked, but everybody was very helpful.
Thank you for sharing your experience with us. We're delighted to hear that our team was helpful and that the application process went smoothly for you. While we acknowledge your thoughts on the interest rate, we're glad that our customer service contributed positively to your experience. Your feedback is invaluable as we continue to improve our services. Thank you for choosing Achieve Personal Loans!
Reviewed July 11, 2026
Achieve was the first one that called me, and my overall experience with the guy who I dealt with, Clinton, was phenomenal. The process took about 25 minutes, and that was only because I had something locked on my end.
Thank you for sharing your positive experience with us. We're delighted to hear that Clinton provided phenomenal service, making your process efficient despite any initial challenges on your end. Your feedback is greatly appreciated, and we aim to uphold the high standards you've experienced.
Reviewed July 10, 2026
I read the reviews about Achieve’s services, and I was really pleased with them. The application process was a breeze. That was really easy. It was all done over the phone, and within a matter of a couple of hours, I got an answer, and it was all taken care of. I've spoken to them multiple times on the phone, and they're very professional, and they’re really warm and friendly when you call and talk to them. They're always understanding, and they give you all of the benefits that you need to know about. It was the best decision I made.
Thank you for sharing your positive experience with Achieve! We’re thrilled to hear that the application process was smooth and easy for you, and that our team made you feel welcome and well-informed every step of the way. It’s wonderful to know that the decision to work with us was the best one for you. If you ever need further assistance, don't hesitate to reach out. We're always here to help!
Reviewed July 7, 2026
I contacted Achieve Loans to consolidate some of my credit card debt. The personnel that helped me was very informative and helpful. I would recommend this company to anyone who needs help with loan debt.
We appreciate you taking the time to provide your feedback about Achieve Loans! We're thrilled to hear that our team was so helpful and informative in assisting you with consolidating your credit card debt. We're glad you feel confident recommending us to others seeking loan assistance. Your satisfaction is our priority, and we appreciate your recommendation.
Reviewed June 29, 2026
I got an advertising letter from Achieve, and it sounded reasonable, more than the rest of the offers I get from other companies. I tried them out, and the application process was quick and easy. The rep I worked with was friendly. So far, I'm happy with the process. Their customer service was good. I had an easy and quick experience.
We love hearing this! Thank you for trusting us to help. We'll be sure to pass your kind words along to our customer service team.
Reviewed June 28, 2026
I came across Achieve when I was doing my online research. I went for a personal loan and was happy with the rate and terms. The application was very quickly processed. In two days, it was completed. The person was very easy to work with as well. They were very efficient and knowledgeable, and everything went very smoothly. I did not have any issues with any of the loans I've had with Achieve.
Thank you for sharing your positive experience with us! We always aim to provide clear terms and fast service, so it's wonderful to know we hit the mark for you. Thanks for choosing us again.
Reviewed June 27, 2026
I liked Achieve Personal Loans' customer service. The person who helped me was such a sweetheart. He was the main reason why I ended up going with Achieve. He needs a raise. He was very thorough and very helpful with everything. There wasn't anything that he left out. It was perfect. Once I got everything in and everything was requested, it did not take a long time. It took within an hour or two.
Thank you for your glowing review! We're thrilled to know that our colleague's dedication and helpfulness greatly impressed you and contributed to your decision to choose Achieve Personal Loans. It is our aim to offer a smooth and swift process, and we're glad you experienced exactly that. Your feedback motivates us to continue delivering exceptional service. If there's anything more we can do in the future, please don’t hesitate to reach out.
Reviewed June 26, 2026
Achieve Personal Loans was good. They helped me, and their process was quick and easy. They worked some different angles out for me. They gave out money pretty easy so I liked it. I got out of debt. To anyone considering Achieve Personal Loans, I'd tell them to try it.
Thank you for sharing your feedback! We're glad to hear that Achieve Personal Loans made the process quick and easy for you, allowing you to get out of debt. We appreciate your recommendation to others and stand ready to assist with any future needs. Kudos to you for taking this positive step forward!
Reviewed June 25, 2026
The customer service with Achieve Personal Loans was fine and their application process was easy. I heard about them from my grandson and they met my expectations. I would give them 5 stars.
Thank you for sharing your positive experience with Achieve Personal Loans! We're thrilled to hear the application process was easy and smoothly met your expectations. We appreciate your feedback and are glad the recommendation from your grandson resulted in a satisfying experience. Let us know if there's anything else we can do for you!
Reviewed June 24, 2026
I went with Achieve's consolidation program. My loan specialist is very professional.
Hello, thank you for choosing Achieve Personal Loans. We're happy to hear that you found our loan specialist to be professional. Ensuring a seamless experience is a top priority, and it's wonderful to know we met your expectations. We're here to support you throughout the consolidation process, so don’t hesitate to reach out with any questions or needs.
Reviewed June 19, 2026
Achieve's representative was wonderful and it seemed like a good setup. I was very happy with the response I got from them and when I applied, the process was very easy. They're a good company to work with and I would encourage others to go with them.
Thank you for your glowing feedback about Achieve! We're delighted that you found the process easy and had a positive experience with our representative. It’s fantastic to know you are happy and would encourage others to choose Achieve. Your support and recommendation are truly appreciated.
Reviewed June 18, 2026
I liked Achieve Personal Loans' rate. I got two loans through them. It was great. The guy who helped me was nice and great at what he does. He worked with me and got me to change my thing to get a better percent. He's a good guy.
Thank you for your wonderful feedback! We're thrilled to hear about your positive experience with Achieve Personal Loans, especially our team member's assistance and the favorable rates you received. It's great to know that we could help create a beneficial arrangement for you. Your satisfaction is important to us! Please let us know if you need help in the future.
Reviewed June 12, 2026
The latest person that I dealt with from Achieve was compassionate and she understood my situation. She was able to assist in every way. She made sure that I had everything processed in the correct way so that nothing would be out of groove. She made sure that I had everything in place, at least for me to get what I got to get and for them to make sure that I was able to pay back. She made a very great effort in having what has to be done done. She was experienced in what she was doing. Achieve is doing a good job. Working with their team has been excellent.
Thank you for sharing your positive experience with our team at Achieve! We’re thrilled to hear that our team member demonstrated the compassion and competence to address your needs effectively. It's our goal to ensure a smooth and supportive process, and we're glad to know we succeeded. Your feedback is greatly appreciated and encourages us to maintain excellent service. We look forward to continuing our support for your financial journey!
Reviewed June 10, 2026
We were very pleased until we were charged $316 for the privilege of signing online. We should have never been charged this. I have tried to call our representative that helped us through the process of this loan several times and he will not return my phone calls so please help us getting a refund of the $316. Below is a copy of our charge. Thank you. Mary
We appreciate your feedback, Mary. We're sorry for the inconvenience caused by the unexpected charge. We have forwarded your information to our account handling department for assistance. Thank you for bringing this to our attention.
Reviewed June 9, 2026
I have been very happy with the review experience for my loan from the time I was contacted by the loan agent through my first payment. Everything has been simple and straightforward. And I feel better with the loan.
Thank you for sharing your wonderful experience! We're thrilled to hear that the loan process was simple and straightforward from start to finish, and we're delighted that you feel better with your loan. Your satisfaction is our top priority, and we're here to assist anytime if you need further support.
Reviewed June 9, 2026
The personnel were fast and friendly folks, very professional and fast responses on my questions asked. The process was done in a timely manner. I highly recommend these folks to anyone who needs assistance with financial issues.
Thank you for sharing your recommendation! We are delighted to hear that our team was able to provide you with fast and professional assistance while addressing your questions effectively. Your positive experience with our service is greatly valued, and we appreciate your kind words very much. Should you ever need further assistance, please don't hesitate to reach out.
Reviewed June 9, 2026
I was doing business with Achieve for 3 or 4 years. The service I received was excellent. Everyone treated me with respect and dignity. They were polite, professional. Answering all my questions. I would definitely recommend all your financial consolation needs to Achieve.
Thank you for sharing your experience! We're delighted to hear that we've consistently met your expectations with excellent service. Our team is committed to treating customers with respect and professionalism. We appreciate your recommendation and look forward to helping with any future financial needs!
Reviewed June 9, 2026
Excellent company. I was very happy to have came across this company. I can never thank them enough! I definitely will recommend this company to family and friends! They were the only company that gave me a chance when others didn't!
Thank you for sharing your amazing experience with us! We are delighted to know that you felt supported and valued by our services. Your willingness to recommend us to your family and friends is highly appreciated. We're glad we could give you the opportunity when others didn't. Your satisfaction is our greatest reward.
Reviewed June 4, 2026
I was initially on Freedom Debt Relief, and then they transitioned me to Achieve after all that work that we did. Then Achieve called me again when they could lower my rate because I paid religiously. The application process was pretty smooth. I'd recommend the process to people.
Thank you for sharing your experience with Achieve. We're pleased to hear the transition from Freedom Debt Relief was smooth and that your stellar repayment history allowed for a lower rate. We're glad that the application process was seamless for you. We appreciate the recommendation and look forward to supporting more customers like you!
Reviewed May 21, 2026
I heard about Achieve through my sister and I checked it through Credit Karma. The interest was low and I decided to go with them. Whenever I call them, the reps handle me well. They respond to whatever I ask them. Achieve is a good company to get a loan from.
Thank you for taking the time to share your experience! We’re so happy to hear that you found our interest rates competitive and our representatives responsive. It’s wonderful to know that your interactions with our team have been consistently positive. If you ever have more questions, we are always here to help!
Reviewed May 20, 2026
I'm retired and I'm trying to have just one bill, so I don’t worry about them going here and there. I took out a personal loan and the application process didn't take long at all. I did most of it online but I had questions so I didn't finish it, so somebody called me to get it done. Achieve worked out just right. They were professional and explained everything to me, and I'm good.
We're delighted to hear that your experience with Achieve met your expectations and that the application process was swift and professional. It's wonderful that our team effectively addressed your questions, ensuring you understood everything clearly. Thank you for your positive feedback, and we’re pleased to have been the right choice for your needs.
Reviewed May 19, 2026
I used Achieve before and I decided to use it again. The process was very simple, and the reps were very friendly and helpful. Achieve did what they said they would do. They’re a good company and easy to work with.
Thank you for choosing Achieve again and for sharing your experience! We’re thrilled to hear the process was simple and our team was friendly and helpful. We appreciate your trust and are delighted to have met your expectations. We're here for you anytime you need us!
Reviewed May 18, 2026
Achieve came up when I was looking last year and the representative that I contacted was on the ball. He was helpful and got me to where I needed to go. The application process went smoothly. I had a lockout security on my credit report, so we had to break through that. I had to get copies of my W-2s and my stuff for 10 years but that was easy to get. The rep was able to get all my information and apply it, which took a few minutes. Everything went well. The entire process took two hours, which wasn’t bad. It took 20 minutes when the representative called me the second time because I'm not locked out anymore.
It was nice to consolidate everything. The aha moment was when the representative told me what I was paying to what I was going to be paying. The difference was significant enough to make me do it. Because if it wasn’t, I wouldn’t have done it. Price-wise, they did the best that they could with the standard. It was an exceptional experience with Achieve.
Thank you for sharing your exceptional experience with Achieve. We're thrilled that our representative could guide you through the application process efficiently, overcoming any barriers with ease. It's wonderful to hear how significant the savings have been for you after consolidating. We're committed to providing our customers with the best possible rates and are excited to know you're pleased with the outcome. Your satisfaction means a great deal to us.
Reviewed May 10, 2026
They were very helpful, listened to my needs and came up with a loan that worked for me. After they came up with the loan they took care of everything. It was very easy. I would use them again if needed.
Thank you for sharing your experience with us! We're thrilled to hear that our team was able to create a loan that met your needs and handled everything with ease. Your satisfaction is our priority, and it's great to know you found the process easy. We look forward to assisting you again in the future if you need us!
Reviewed April 22, 2026
Achieve Personal Loans has been great to deal with. Their application process was very quick and easy and they walked us through the whole thing. The rep we talked to was absolutely wonderful, very helpful, and answered all of our questions. We've been dealing with Achieve for a couple of years now, and their customer service has been phenomenal. I would highly recommend Achieve. Our experience has been pleasant.
Thank you for your fantastic feedback! We're thrilled to hear about your positive experience with Achieve Personal Loans. It's wonderful to know that our application process was swift and seamless for you, and that our representative was able to provide the support and clarity you needed. We're delighted to have provided excellent customer service over the years and that you're recommending us. Your kind words are highly appreciated, and we're here anytime you need further assistance.
Reviewed April 18, 2026
My mom passed away in January 2023, and I became the estate administrator. I had to keep paying her mortgage along with my own, plus utilities and cleanup, and it added up to about $20,000. So I decided to try to get a loan to pay off my car and consolidate some of my credit cards. I found Achieve through Credit Karma and qualified for $15,000. They called me last year, trying to give me more, but my credit was still bad. I work overtime and have been picking up extra shifts to improve my credit. And it did. Everything is very expensive here in California, so I’ve been working overtime and paying down my credit cards. The loan helped because my credit card interest was so high.
Before, I was paying my mortgage, the Achieve loan, and about $1,200 on credit cards each month. Jeremy, the one who called me, helped through the process. He checked my credit, it went through, and it's working out good. He was very professional. I would refer him specifically because he worked with me and made the process easier. I’ve told my son about Achieve because they bought a house and I’m going to talk to one of my friends who said she has a lot of credit cards too. I'm going to refer her and see if she wants to consolidate and have a lower interest rate.
Thank you for sharing your experience with Achieve! We're thrilled to hear how our services helped connect you with the resources you needed during a challenging time. It's wonderful that working with Jeremy significantly improved your experience by making the process smoother. Your dedication to enhancing your credit is inspiring, and we're delighted that the loan supported this journey. Moving referrals like yours encourage more people to explore opportunities for financial consolidation and lower interest rates. We’re grateful for your recommendations, and we're proud to have been able to assist you in managing your finances better. Don’t hesitate to reach out if you need any further assistance; our team is always here to support you!
