Aetna Health Insurance Reviews

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About Aetna Health Insurance

Pros
  • Helpful customer service
  • Wide range of coverage options
  • Quick claims processing
  • Affordable premiums
Cons
  • Frequent claim denials
  • High out-of-pocket costs
  • Limited provider network

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Aetna Health Insurance Reviews

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    How do I know I can trust these reviews about Aetna?
    • 4,876,111 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
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    Coverage

    Reviewed May 8, 2026

    Denied my surgery and told my doctor I would have to do 6 weeks of physical therapy before the approved it. 3 weeks into physical therapy they deny my physical therapy. Worst experience I have ever had with an insurance company. I'm guessing the CEO needs another 100 million to line his pockets and screw over members. P.S. I work for the state of pa.

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    Customer ServiceCoverageTechStaffBilling

    Reviewed May 7, 2026

    I’ve now had multiple frustrating experiences with Meritain Health customer service, not just one isolated incident. Resolving issues over the phone has been extremely difficult due to a combination of poor call quality, communication barriers, and inconsistent information from representatives. This most recent issue resulted in delayed claim processing and a massive medical bill with a near-immediate payment deadline from my provider. Trying to sort out urgent insurance problems is stressful enough without struggling just to clearly communicate with customer service. Health insurance companies should ensure their support systems are accessible, understandable, and capable of handling time-sensitive billing issues effectively.

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      Customer ServiceCoverageRefunds & PayoutsStaff

      Reviewed May 7, 2026

      Have had Aetna for several years and never really had a problem until now. Recently moved states, did all the things I needed to move my coverage from the old state to the new. 1 1/2 months ago. First they put my husband on the wrong plan and didn't even bother to change mine. I called and spoke to a agent at Aetna and got a plan signed up for to start the first of this (May) month. Only problem is they evidently can't be bothered to input it so I can use it, now I have nothing, no way to see a doctor, no access to prescriptions, I am diabetic and in need right now of critical supplies I can't get. The also promise an extra benefit that gives a card to use to help pay for gas, grocery, utilities, otc meds. Husband got the benefit but no way to use it because they won't send the card.

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      Sales & Marketing

      Reviewed May 4, 2026

      Scam/Fraud - avoid Aetna. They take your money but do not provide service in exchange. Aetna blocks/delays prescription refills which leaves me without medicine every 30 days. Aetna blocks/denies 90 day fills. I'm forced to ration medication due to their refusal to provide the service that my employer and I paid them for. We held up our end of the bargain, where are you Aetna? Aetna is a scam that promises you a service, takes your money, then refuses to uphold their side of the deal. Scam.

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      CoverageSales & MarketingStaff

      Reviewed May 1, 2026

      Do Not use this company! This is the worse insurance company I have ever seen. They will deny coverage for needed procedures and you and your doctors can appeal but they still will deny. I am basically bedridden with a spinal injury that requires a set injections just to get the swelling to go down. This is something I’ve been doing for 15 years never had a denial.

      I switched to Aetna and I cannot get my shots. They will deny it even when the doctor saying they were required that’s the only relief I can get due to being a thoracic injury that he cannot operate on. But you have people in Aetna that will deny because they’re saying he didn’t send a blood test what the hell does a blood test have to do with getting faucet injections in my back! This company is nothing but a scam they scam you and then deny you anything you must have. I’m telling you as a human being to another human being do not go with Aetna. You will be disappointed and you will be upset by far the worst company I’ve ever seen in my life.!

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      Coverage

      Reviewed April 29, 2026

      Ive been with Aetna Medicare Advantage for 6ish years. Had them for my stroke, sepsis hospitalization, neck and foot surgery and then cancer treatments. Never once had a problem. I read today that Aetna is now utilizing Ai nd computers to consider requests for treatments and procedures. Gone now is the personalized service it had. UHC had to go before congress for the same thing Aetna is doing. Hopefully there is another option. Supplement insurance may be better now. Sadly Aetna is going down the Ai rabbit hole.

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      CoverageStaff

      Reviewed April 27, 2026

      Any review that isn't 1 star is a bot or an employee. They deny everything. Generic Medication that I've been on for 10 years denied. Daughter to urgent care denied. Why am I paying 15k a year for health insurance that doesn't cover anything.

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      Refunds & Payouts

      Reviewed April 24, 2026

      They never reimburse for any claims. Horrible company.

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      Customer ServiceCoveragePriceRefunds & PayoutsBilling

      Reviewed April 21, 2026

      Aetna multiplied my premium 12x in 2 years and would not listen to my concerns. All phone calls are shunted to the Philippines and although the associates mean well, they are given no tools and are there only to shuffle members around. I paid my April 1 bill on time and in the exact amount, and Aetna CANCELLED my insurance, saying that they had sent a letter stating that the premium should be paid by 31 March - One day earlier. I received no such letter from Aetna. I have spent hours and hours on the phone with no resolution, even though I paid the bill on time and in the correct amount.

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      Customer ServicePunctuality & SpeedStaff

      Reviewed April 17, 2026

      I was scheduled for a simple procedure, microdiscectomy, for a herniated disc that has been impinging my left sciatic nerves for over 5 months. Aetna denied my surgery the day before it was scheduled to take place. I have MRIs to prove the problem and have tried three different physical therapy groups over the course of 5 months, done the exercises diligently at home, tried a chiropractor and had three steroidal epidurals with no relief or results. Aetna has delayed my care and has caused me to be forced to live in further pain. Their customer service is useless and has no ability to help their members. We previously had United Healthcare for 8 years and never had an issue with any necessary procedures. I highly recommend United Healthcare and STRONGLY ADVISE AVOIDING AETNA. You will not get the care you need. My surgeon's office said this always happens with Aetna, they currently had received 5 denials from Aetna that same morning!

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      Aetna author review by Joseph Burns

      Aetna has been providing health insurance to Connecticut residents since 1853, and today covers people in all 50 states. It is a pioneer in health care legislation and is responsible for making coverage of genetic testing and counseling an industry standard.

      • Highly customizable selection of plans: Aetna allows consumers to pick and choose features such as the deductible amount, type of coverage and ability to choose a provider.

      • Health insurance bundles: Consumers can easily add dental and vision insurance to their basic health insurance and can bundle insurance with other plans like life insurance.

      • Large provider network: Aetna allows consumers to choose from over 587,000 doctors and 5,700 hospitals throughout the United States.

      • Offers Medicare Advantage plans: Aetna offers Medicare Advantage plans.

      by Joseph Burns Health Insurance Advisor

      An independent journalist, Joseph Burns is the health insurance topic leader for the Association of Health Care Journalists and contributes to AHCJ’s Covering Health blog. He has also written about health policy and the business of health care for a wide variety of publications, including Healthcare Finance News, Hospitals & Health Networks, Managed Care magazine, Ophthalmology Management, TaxACT.com, and The Dark Report.

      Aetna Health Insurance Company Information

      Company Name:
      Aetna
      Website:
      www.aetna.com